12.31.2008
by Bob
This isn’t really surprising if you think about it, but we can be sure that the credit card companies will be changing some policies as they adapt.
…The good news is that there have been so many complaints over the last few years that the government has stepped in and is creating new rules to prevent credit card companies from doing this. … Card companies will have to give consumers 45 days notice of any interest rate changes, up from the 15-day notice period currently in force, and give them more time to make payments.
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12.30.2008
by Bob
This is one of those money-saving tips that is oh-so-obvious, but it bears repeating. Right now, you can pick up all those Christmas items for a fraction of the cost. I know we need one of those containers that holds all the wrapping paper and related items. Right now our closet shelf is just filled with all that junk! I think we are also going to pick up some stockings. The last two years we stocked up on ornaments a few days after Christmas and got some great bargains!
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