July 2011

The Art and Challenge of Making Good Decisions

07.31.2011 by Matt Bell 8 comments
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Life is a series of decisions. Living a satisfying, happy life, then, depends on our ability to make good decisions. Should we meet some college friends in Fresno for a rare get-together even though we’re three months into a get-out-of-debt program and the cost of the trip would set us back a few steps? Should we buy Brand A that’s known for its durability or Brand B that has a much cooler design? Harvard Psychologist Daniel Gilbert, author of “Stumbling on Happiness,” says if we’re relying on our own minds to answer such questions, we’re destined for disappointment.

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3 Steps To Create Your Own Financial Game Plan

07.30.2011 by John Frainee 2 comments
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Everyone’s situation is different. Sure, there are general principles that everyone should follow, but the small details of your financial game plan are up to you. In this article, I hope to help you explore some of your own smaller goals, and how you might handle the variety of game changers that might be thrown your way.

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Reality Paycheck: A Lesson Learned About Money

07.29.2011 by Guest 73 comments
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I couldn’t wait for that first real paycheck. I just knew that it would pay for my entire college career; or, at least, my freshman year. Was I ever in for a shock! I had worked two full weeks, about 7 hours each day, in the hot summertime, dealing with on-the-job training, some rude customers, and those pesky ice cream machines. And my reward? An already small paycheck, that had all sorts of money taken out of it! Here is what I’ve learned . . .

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12 Wedding Ideas to Fit Your Budget

07.28.2011 by Carol 55 comments

My husband asked me to marry him in November and we planned a February wedding. My younger sister, however, had already been engaged for over a year with a June wedding planned. I was accused of trying to upstage her wedding, steal her guests, and use up Daddy’s money. Of all things, I better not use up Daddy’s money. Whatever your reasons for cutting your wedding expenses, I have the ideas for you.

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Financially Down and Out? Find Hope and Redemption!

07.27.2011 by Guest 15 comments
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Eight years ago, I was about $40k in debt and unemployed. Half of my debt was in credit cards alone. I had no budget, let alone any clue as to how to create one. If you were to ask me who Dave Ramsey was, I would have replied with something like, “is he a race car driver?” In the summer of 2003, I finally woke up and assessed my situation.

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The Power of a Plan: 8 Principles to Follow

07.26.2011 by Guest 34 comments
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If you asked most Americans the question, “Is financial security important to you?” chances are you would receive an overwhelmingly positive response. Yet, according to a recent Gallup Poll, lack of retirement funds is most Americans’ biggest worry or fear. So where is the disconnect? I would suggest that it all has to do with having (or not having) a plan.

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Long Term Care Insurance Planning: Is Pride Your Holdup?

07.25.2011 by Guest 21 comments
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Over the last few weeks, the national political debate has, at long last, centered on my personal beef: the national debt. Well, the statutory cap on that debt. I have listened eagerly as both sides have focused on how the opposition is preventing the nation from solving this serious problem. All the while, I sit with arms folded smugly atop my soapbox. My pride has peaked only moments before face-to-ground contact…

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Help Us Pick A Couple More Great Writers

07.24.2011 by Bob 0 comments
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Things are going well with the CPF writer auditions. We have narrowed it down to 10 great writers out of the near 100 who applied. Now, starting Monday, each writer will have an article published over the next 2 weeks (M-F)…

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How to Participate in The Great Recovery

07.23.2011 by John Frainee 7 comments

Perhaps you’ve heard about The Great Recovery and you’re looking to get involved. You want to know how you can do your part to steer the economy in the direction of success. Remember, the economy isn’t successful because of some piece of legislation that Washington puts forth, it’s the people that make the real difference. Here’s what you can do to get started!

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Practical Budgeting Tips to Manage Your Money Better

07.22.2011 by Jason Price 3 comments

I’ve been a long-time fan of the Crown Financial Ministries monthly income and expenses budgeting form which is organized by category and subcategories. Dave Ramsey has a similar planning form. No matter which one you choose, you’ll find they both are solid tools in helping you consider all the monthly expenses you might encounter.

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11 Steps To Starting A Small Business Online

07.21.2011 by Bob 13 comments
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These were the steps I took to start my online business and they will vary depending on the type of business you are wanting to start. Hopefully they will give you some ideas of some things you need to keep in mind as you progress!

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Money Lessons Learned From a Poor Widow

07.20.2011 by Joe Plemon 16 comments

How well do your thoughts about money align with Jesus’ thoughts? If my hunch is right, according to Jesus, we need ask ourselves how we can better emulate the widow while distancing ourselves from the rich man. How can we do this?

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How Your Local Retailer is Out to Get You

07.19.2011 by Jon 1 comment
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Retailers depend upon shoppers that purchase items based upon impulse and emotion. Impulse purchases are considered “consumer choices by instinct.” We must fight forces that may lead us to make decisions not based upon logic. Shoppers that make informed purchases are more likely to keep the item, but they are less likely to spend on [...]

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