I hope you never have to use what Iโm about to discuss here: Insurance. Insurance is one of those financial products that you should have, but hope that you never actually use. Unfortunately, accidents do happen and those who have an insurance policy will be happy they planned ahead.
Archives for December 2011
Should You Have a Giving Fund?
You’ve been in the situation: someone you see needs help. They need a large amount of money and fast! What do you do? Dip into your emergency fund? Take out a loan? Find an extra job? Or tell them to ask someone else? These situations aren’t always easy. Let’s explore some ideas about giving.
How Much “Fun Money” Should You Spend Per Month?
If you’re like me – a penny pincher – you need to know it’s okay to have a little fun every once in a while. But how much should you spend on entertainment and fun? The answer is different for everyone, but here are a a few ideas that can help you figure that out.