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	<title>Comments on: 6 tips for a debt free Christmas</title>
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	<link>http://christianpf.com/6-tips-for-a-debt-free-christmas/</link>
	<description>Christian Personal Finance - Financial help blog, debt help and other financial resources</description>
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		<title>By: Ruschel Ernacio</title>
		<link>http://christianpf.com/6-tips-for-a-debt-free-christmas/comment-page-1/#comment-121335</link>
		<dc:creator>Ruschel Ernacio</dc:creator>
		<pubDate>Sat, 02 Jul 2011 10:18:20 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/6-tips-for-a-debt-free-christmas/#comment-121335</guid>
		<description>These tips are great, and for those who want to really save money, these tips can really help especially with discipline.</description>
		<content:encoded><![CDATA[<p>These tips are great, and for those who want to really save money, these tips can really help especially with discipline.</p>
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		<title>By: Stacey D.</title>
		<link>http://christianpf.com/6-tips-for-a-debt-free-christmas/comment-page-1/#comment-105807</link>
		<dc:creator>Stacey D.</dc:creator>
		<pubDate>Fri, 11 Mar 2011 18:02:48 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/6-tips-for-a-debt-free-christmas/#comment-105807</guid>
		<description>I never, ever buy Christmas wrapping paper, cards, etc. until after Christmas.  I use plastic under-the-bed bins to store everything under my bed.  I also stock up on things like scented body lotions, sprays, etc. after Christmas to use as small gifts for friends and family during the Christmas season.

Right after we were married, my husband and I set a limit on how much we would spend on each family member and have stuck to it regardless of pay raises/cuts etc.  It makes it a lot easier as more nieces and nephews have been added to our family over the years.</description>
		<content:encoded><![CDATA[<p>I never, ever buy Christmas wrapping paper, cards, etc. until after Christmas.  I use plastic under-the-bed bins to store everything under my bed.  I also stock up on things like scented body lotions, sprays, etc. after Christmas to use as small gifts for friends and family during the Christmas season.</p>
<p>Right after we were married, my husband and I set a limit on how much we would spend on each family member and have stuck to it regardless of pay raises/cuts etc.  It makes it a lot easier as more nieces and nephews have been added to our family over the years.</p>
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	<item>
		<title>By: Carnival of Personal Finance #179 &#8211; Smile Edition</title>
		<link>http://christianpf.com/6-tips-for-a-debt-free-christmas/comment-page-1/#comment-50875</link>
		<dc:creator>Carnival of Personal Finance #179 &#8211; Smile Edition</dc:creator>
		<pubDate>Fri, 02 Jul 2010 05:30:52 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/6-tips-for-a-debt-free-christmas/#comment-50875</guid>
		<description>[...] Christian Financial Help presents 6 tips for a debt-free Christmas [...]</description>
		<content:encoded><![CDATA[<p>[...] Christian Financial Help presents 6 tips for a debt-free Christmas [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Christmas Budgeting Tips: Avoid Overspending At This Expensive Time Of Year &#124; Bible Money Matters</title>
		<link>http://christianpf.com/6-tips-for-a-debt-free-christmas/comment-page-1/#comment-7980</link>
		<dc:creator>Christmas Budgeting Tips: Avoid Overspending At This Expensive Time Of Year &#124; Bible Money Matters</dc:creator>
		<pubDate>Tue, 25 Nov 2008 16:53:22 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/6-tips-for-a-debt-free-christmas/#comment-7980</guid>
		<description>[...] 6 Tips For A Debt Free Christmas [...]</description>
		<content:encoded><![CDATA[<p>[...] 6 Tips For A Debt Free Christmas [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Roundup: The Economy and Holiday Shopping &#124; Credit and Personal Finance Blog &#124; Credit Karma</title>
		<link>http://christianpf.com/6-tips-for-a-debt-free-christmas/comment-page-1/#comment-7770</link>
		<dc:creator>Roundup: The Economy and Holiday Shopping &#124; Credit and Personal Finance Blog &#124; Credit Karma</dc:creator>
		<pubDate>Sun, 16 Nov 2008 11:22:07 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/6-tips-for-a-debt-free-christmas/#comment-7770</guid>
		<description>[...] are 6 tips for a debt free Christmas by Christian [...]</description>
		<content:encoded><![CDATA[<p>[...] are 6 tips for a debt free Christmas by Christian [...]</p>
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	<item>
		<title>By: bob</title>
		<link>http://christianpf.com/6-tips-for-a-debt-free-christmas/comment-page-1/#comment-7731</link>
		<dc:creator>bob</dc:creator>
		<pubDate>Fri, 14 Nov 2008 05:12:52 +0000</pubDate>
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		<description>@lisa
its okay it happens to me all the time ;)</description>
		<content:encoded><![CDATA[<p>@lisa<br />
its okay it happens to me all the time <img src='http://christianpf.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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	<item>
		<title>By: Lisa</title>
		<link>http://christianpf.com/6-tips-for-a-debt-free-christmas/comment-page-1/#comment-7724</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Thu, 13 Nov 2008 20:15:47 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/6-tips-for-a-debt-free-christmas/#comment-7724</guid>
		<description>LOL You may have already thought this but I gave you that award for being real.  Then I realized it was a woman award.  LOL I am sure you laughed!  Have a good one!</description>
		<content:encoded><![CDATA[<p>LOL You may have already thought this but I gave you that award for being real.  Then I realized it was a woman award.  LOL I am sure you laughed!  Have a good one!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lisa</title>
		<link>http://christianpf.com/6-tips-for-a-debt-free-christmas/comment-page-1/#comment-7714</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Thu, 13 Nov 2008 15:12:52 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/6-tips-for-a-debt-free-christmas/#comment-7714</guid>
		<description>You have won an award over at my blog!</description>
		<content:encoded><![CDATA[<p>You have won an award over at my blog!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Christmas News Aggregator &#187; 6 Tips for a Debt Free Christmas</title>
		<link>http://christianpf.com/6-tips-for-a-debt-free-christmas/comment-page-1/#comment-2180</link>
		<dc:creator>Christmas News Aggregator &#187; 6 Tips for a Debt Free Christmas</dc:creator>
		<pubDate>Tue, 29 Jan 2008 23:50:22 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/6-tips-for-a-debt-free-christmas/#comment-2180</guid>
		<description>[...] Original post here [...]</description>
		<content:encoded><![CDATA[<p>[...] Original post here [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Michelle</title>
		<link>http://christianpf.com/6-tips-for-a-debt-free-christmas/comment-page-1/#comment-966</link>
		<dc:creator>Michelle</dc:creator>
		<pubDate>Tue, 18 Dec 2007 17:37:03 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/6-tips-for-a-debt-free-christmas/#comment-966</guid>
		<description>Being a crafty person, I spent all year knitting and crocheting for my family. There are so many cool designs out there now that for people who are into knittng and crocheting, a homemade gift doesn&#039;t have to be something your grandma would wear! And it kept me from buying yarn without a purpose (as I am wont to do!).</description>
		<content:encoded><![CDATA[<p>Being a crafty person, I spent all year knitting and crocheting for my family. There are so many cool designs out there now that for people who are into knittng and crocheting, a homemade gift doesn&#8217;t have to be something your grandma would wear! And it kept me from buying yarn without a purpose (as I am wont to do!).</p>
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