Budgeting Articles

Everything you need to know about budgeting

I have written quite a bit about budgeting since I consider it to be a key component to getting our finances under control. Just like most people, I always hated the idea of budgeting, but once you get a better understanding of the freedom that comes with using a budget you fall in love with it. Or at least I have.

This page will show you how to budget with various methods and everything else you want or need to know about budgeting. If you are just getting started I would suggest reading How to make a budget. From there I would consider getting some free budget software or download a household budget template.

How to Stick With a Budget

09.23.2011 by Matt Bell 13 comments

Budgets have always been a tough sell. However, in workshops I teach around the country, I’ve noticed a hopeful sign . . .

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YNAB Personal Finance Software: Why I Love it!

09.16.2011 by Jonathan 8 comments

I just wanted to share with you some of the success that I am having using YNAB (You Need a Budget) Personal Finance Software. It has really got me motivated to manage my money in a new way.

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Zero-Based Budgeting: 7 Steps to Get You Started!

09.10.2011 by Adam Faughn 8 comments

Zero-based budgets are tough on some of us, because we don’t like having a “$0″ at the bottom of the page, but they keep money under control. If you have never made a zero-based budget, here are seven steps to help you get started.

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Wedding Budgets: Slash Expenses With These 5 Tips!

09.07.2011 by Jon 7 comments

Watching wedding expenses add up can be frustrating, particularly if you are on a budget in the first place (like me!). Many couples are accruing huge amounts of debt to put on an enormous wedding, charging the maximum on credit cards and even taking out loans to pay for the occasion. This does not have to happen, though.

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How a Spending Journal Can Help You Reach Your Goals

08.29.2011 by Jason Topp 14 comments

One of the things that I’ve found helpful in the past with our expenses is a simple diary. Yes, that’s right. An old-fashioned way of keeping track of expenses.

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How To Invest In . . . NON-Foods?

08.25.2011 by Kevin 26 comments

Right now, with interest rates hovering close to zero, there’s less incentive to having money saved in a bank account than ever. When you contrast this limitation with the fact that the price of nearly everything we need to survive is rising, the need to get a better return on our money is obvious.

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How to Invest in . . . Food?

08.17.2011 by Guest 66 comments

I have an idea—a way to keep your portfolio diversified. Something that – no matter what the market does – will retain enough value that you will not go hungry. I’m talking about investing in food. Also known as “stock”-ing up.

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Money Lessons at Home: Our Family’s Allowance System

08.16.2011 by Guest 35 comments

This is a quick history of how we built an allowance system while our son and daughter were growing up. Some of the lessons learned were intentional, but many were a nice by-product.

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Can the U.S. Solve its Debt Problems?

07.08.2011 by Jay Peroni 8 comments

When we look at the U.S. debt situation, the word “hopeless” often comes to mind, even if you are quite the optimist. Though no situation is ever truly hopeless when we serve a sovereign God, we still need to be realistic.

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Is It Time to Go on a Cash Diet?

06.27.2011 by Jason Topp 7 comments

In personal finance, sometimes a cash diet (not a crash diet) is necessary to get the ball rolling to help you reach your goals. This doesn’t mean you will always live with a cash budget, although you certainly could!

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