ChristianPF Debt Help Articles

Are you looking for ways to get out of debt? Well, I think you have come to the right place. These articles focus on debt elimination techniques, getting out of credit card debt, minimizing debt damage, and other ways to get out of debt.

7 steps to get out of debt
The 7 steps that I am going to take you through are things that my wife and I have done to pay down our debts. Each article is fairly long, so you can feel free to bookmark it and come back later or you can download it as an ebook. If you are serious about getting out of debt, I recommend that you read each article, even though the first two are a bit less practical than the last five. I believe that they the first two include the keys to successfully getting out of debt.
The 7 Steps to getting out of debt

Getting out of Debt (Step 1) – Realize it is not about you
Getting out of Debt (Step 2) – Open your mind
Getting out of Debt (Step 3) – Create a balance sheet
Getting out of Debt (Step 4) – Quit over-spending
Getting out of Debt (Step 5) – 15 ways to cut expenses
Getting out of Debt (Step 6) – Make sacrifices
Getting out of Debt (Step 7) – Snowball your debt

If you go through these articles and just do some of the stuff mentioned, you are going to be in much better financial shape than you were before. But, I recommend that you sit down with each article and really spend some time with it. The last five articles are going to require some actions on your part. So, spend a couple weeks and make getting out of debt your new hobby and work hard at it! You will be rewarded for your efforts!

Other resources to help you get out of debt

I have written quite a bit about debt on this site, since I have been trying to break my way out of it myself. These are a few other articles that might be worth reading…

Why you should get out of debt
Debt Snowball Software
How to negotiate with credit card companies
The Bible and Debt
Bankruptcy and the Bible
Reducing credit card interest rates
How to control spending
Learn how to say NO to yourself!
How to make a budget
Christians and Debt
6 Tips for a debt free Christmas
Money doesn’t solve money problems
How to quit spending more than you make
29 tips on getting out of debt from the readers
If you want to get out of debt you need Gazelle Intensity!
A good debt reduction strategy
My thoughts about credit card use
Money Mistake: Not paying attention to interest rates!

and if you still need some more articles about getting out of debt you can scroll down for more…

Remember, while I think you should read as much as you can to become informed, it isn’t about how much you learn, but how much you apply. So read up, learn how to do it, and get after it!!

10 Credit Card Traps Just Waiting to Trip You Up!

08.12.2011 by Jason Topp 1 comment
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A recent article on Yahoo Finance referenced 7 credit card traps to watch out for. It was a good article outlining a few of the traps out there with credit cards. Personally, I find credit cards to be extremely helpful as a business owner, and in our personal finances, but that comes only after a toilet-cleaning campaign wiped out $10,000 of credit card debt and after much-needed self control was applied to my use of credit.

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New Federal Program To Help Homeowners Avoid Foreclosure

07.07.2011 by Bob 3 comments

It looks like there is another program being rolled out to help homeowners who are behind on their mortgage payments… According to Smartmoney… Rolled out by HUD and the nonprofit housing advocacy group NeighborWorks America, the program is making loans with far better terms than anything on offer at a local bank. The loans are [...]

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Debt Wise: Another Tool To Help You Pay Off Debts

06.20.2011 by Bob 8 comments
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I recently heard about a program sponsored by Equifax and pushed by David Bach called Debt Wise. Essentially it is uses your credit report to give you a plan to do a debt snowball.

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How To Set Up A Budget With Inconsistent Income

05.20.2011 by Bob 8 comments
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The fact is, it is more difficult to set up a budget when you never know how much you are going to make each month – but it still can (and in my opinion) should definitely be done. I happen to think it is far more important for those with irregular income to set up a budget because of the quick damage that can be caused if you don’t…

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How cars affect your financial freedom

04.22.2011 by Bob 36 comments

I had a revelation about cars that has caused me to not really care what mine looks like. It’s not that I don’t want a really fast car, it is just that there is something I want a bit more: financial freedom.

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6 Questions to Ask Yourself Before Borrowing Another Dollar

04.05.2011 by Craig Ford 8 comments
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Before you sign the dotted line for your next loan, you should stop long enough to answer the following questions. In the end, if you honestly answer each of these questions, you may be able to avoid or minimize the years of burden people experience when they don’t stop and ask important questions relating to borrowing.

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8 Tips for Dealing with Bill Collectors

03.30.2011 by Joe Plemon 12 comments
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If you have ever been on the receiving end of menacing phone calls from a bill collector, the title of this article probably spiked your blood pressure. Yes, this is a stressful experience, but it doesn’t have to be a nightmare. These tips will help.

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9 Tips for Managing Medical Debt

02.05.2011 by Jason Price 6 comments
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It’s not uncommon to hear a story about medical related debt. There are a lot of articles about going into credit card debt because of poor spending decisions, but many people accidentally find themselves in a pile of debt because of surprise medical expenses . . .

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