ChristianPF Debt Help Articles

Are you looking for ways to get out of debt? Well, I think you have come to the right place. These articles focus on debt elimination techniques, getting out of credit card debt, minimizing debt damage, and other ways to get out of debt.

7 steps to get out of debt
The 7 steps that I am going to take you through are things that my wife and I have done to pay down our debts. Each article is fairly long, so you can feel free to bookmark it and come back later or you can download it as an ebook. If you are serious about getting out of debt, I recommend that you read each article, even though the first two are a bit less practical than the last five. I believe that they the first two include the keys to successfully getting out of debt.
The 7 Steps to getting out of debt

Getting out of Debt (Step 1) – Realize it is not about you
Getting out of Debt (Step 2) – Open your mind
Getting out of Debt (Step 3) – Create a balance sheet
Getting out of Debt (Step 4) – Quit over-spending
Getting out of Debt (Step 5) – 15 ways to cut expenses
Getting out of Debt (Step 6) – Make sacrifices
Getting out of Debt (Step 7) – Snowball your debt

If you go through these articles and just do some of the stuff mentioned, you are going to be in much better financial shape than you were before. But, I recommend that you sit down with each article and really spend some time with it. The last five articles are going to require some actions on your part. So, spend a couple weeks and make getting out of debt your new hobby and work hard at it! You will be rewarded for your efforts!

Other resources to help you get out of debt

I have written quite a bit about debt on this site, since I have been trying to break my way out of it myself. These are a few other articles that might be worth reading…

Why you should get out of debt
Debt Snowball Software
How to negotiate with credit card companies
The Bible and Debt
Bankruptcy and the Bible
Reducing credit card interest rates
How to control spending
Learn how to say NO to yourself!
How to make a budget
Christians and Debt
6 Tips for a debt free Christmas
Money doesn’t solve money problems
How to quit spending more than you make
29 tips on getting out of debt from the readers
If you want to get out of debt you need Gazelle Intensity!
A good debt reduction strategy
My thoughts about credit card use
Money Mistake: Not paying attention to interest rates!

and if you still need some more articles about getting out of debt you can scroll down for more…

Remember, while I think you should read as much as you can to become informed, it isn’t about how much you learn, but how much you apply. So read up, learn how to do it, and get after it!!

9 Tips for Managing Medical Debt

02.05.2011 by Jason Price 6 comments
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It’s not uncommon to hear a story about medical related debt. There are a lot of articles about going into credit card debt because of poor spending decisions, but many people accidentally find themselves in a pile of debt because of surprise medical expenses . . .

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Pros And Cons Of Getting a Part-Time Job

01.26.2011 by Guest 9 comments

If you’re like me, part of your financial plan includes either the desire or maybe even the need for another source of income besides your day job. Maybe I’m just a workaholic but I can’t remember ever only working 40 hours a week. Maybe you’re trying to pay off debt or maybe you are just trying to boost your savings…

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How to Talk to Your Spouse about Debt and Money

01.25.2011 by Craig Ford 9 comments
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Many marriages in North America are plagued by an overwhelming debt burden. Thus, it is not surprising that money fights are often cited as a leading cause of divorce. Moreover, many couples who are trying to get out of debt struggle with how to openly communicate about their money. Debt initially brings one positive element into our life, but two negative realities also sneak in the door . . .

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College Debt & The Student Loan Trap

01.19.2011 by Tim 13 comments
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Before you make the same errors we did years ago, learn from our mistakes and follow these pieces of advice…

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Tips to Get Out of Christmas Debt

01.16.2011 by Jason Price 4 comments
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The holidays are over and what may have been a lot of fun in buying gifts for others may not seem like a great thing after your credit card bill arrives in the mail this January…

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I Remember

01.13.2011 by Bob 34 comments
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I remember when I was living off of Kraft Macaroni and Cheese that was purchased on a nearly-maxxed out credit card. I remember the feeling of hopelessness as I watched my financial life spiral out of control before my eyes…

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11 Tips for Getting Out of Debt in 2011

01.08.2011 by Craig Ford 6 comments
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If you have decided to get out of debt this year, I put this list together to help give you some tips to motivate you get started…

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5 Simple Ways To Save Money Shopping

01.05.2011 by Bob 12 comments
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Thanks to technology, there are a lot of other ways to save money on purchases other than cutting coupons. These are 5 simple things that I do that save (or earn) me money on just about all of my purchases…

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