Featured Articles

Andy Stanley’s ‘Balanced’ Series

04.22.2013 by Bob 9 comments
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Earlier this year I listened to Andy Stanley’s ‘Balanced’ 6-part financial series for the second time. And I thought to myself, “I have got to find a way to share this with the readers.”

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When Can You Withdraw from Your Traditional IRA?

04.10.2013 by Jason Topp 40 comments
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For some reason I get this question a lot in my day job, so I thought I’d provide a little clarification on some of the rules regarding withdrawals from Individual Retirement Arrangements, or IRAs.

IRAs were designed to provide an opportunity for folks to save for retirement on a pre-tax, tax-deferred basis. In other words, the money grows without having to pay any taxes on the gains.

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A Big Tax Refund Check: Should You Adjust Your Withholding?

04.03.2013 by Craig Ford 23 comments
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The larger the income tax return check you receive, the more money you’ve paid throughout the year. Of course, there are some exceptions for credits and things like that. But for most Americans, a tax refund check just means you paid the government too much money and they are now giving it back . . . .

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6 Simple Ways You Can Improve Your Credit Score

03.18.2013 by Kevin 4 comments
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If your credit score has fallen recently, due to a missed payment or two, or perhaps you have too much credit outstanding, there are some simple ways you can improve on your credit score that will get it back on the right track. Doing a combination of several of these could see your credit score rise significantly in just the next few months – and that goes for your credit score at each credit repository.

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25 Free Ways to Show Your Husband You Love Him

02.13.2013 by Carol 25 comments
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Several months ago I wrote the post “25 Free Ways to Show Your Wife You Love Her.” That post had such an overwhelming response, and we got so many requests for a husband version, that here I am again.

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20 Cheap and Fun Date Ideas

02.11.2013 by Bob 26 comments
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Since these days so many people are looking for cheap date ideas that are actually fun, I decided to create a little list of a few…

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How Much Should You Spend on Groceries?

02.08.2013 by John Frainee 73 comments

Our groceries budget has fluctuated over the past couple of years. It started high, then went down pretty low, and now it is up again. I want to ask you, the readers, how much you spend on groceries so that we can all learn some valuable tips!

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File Federal And State Taxes for Free?

02.07.2013 by Bob 9 comments
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I recently found a not-for-profit company that claims to allow users to file federal and state taxes for free and a large percentage of taxpayers qualify…

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What Does the Bible Say About Worrying About Money?

11.30.2012 by Joe Plemon 19 comments
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Should you be worrying about money? And does the Bible give practical tips for overcoming worry? Worry has many affects on your health and situation, so how do you get rid of it? In this post, I won’t claim to give the totality of Biblical counsel on this topic, but I do promise that the following passages will help.

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Stewardship – What is it really?

11.15.2012 by Bob 27 comments
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What is stewardship and how should it affect what we do with our money, time, resources, etc.? What does it really mean to be a “good steward”?

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Why Integrity is Important in the Workplace

10.22.2012 by Joe Plemon 21 comments
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In his book The Millionaire Mind, Thomas J. Stanley asked 733 millionaires to rank 30 factors which led to their success. The number one attribute, “being honest with all people,” tells volumes about the importance of integrity in the workplace: it is more than living out good moral principles – it is also critical for succeeding in the business world.

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Tithing When Your Spouse Doesn’t Approve

07.11.2012 by Joe Plemon 32 comments
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A friend of mine recently confided, “I always tithe from my income, but I would never tell my husband . . . he would not approve.” My initial response was respect for this act of devotion toward God in spite of the resistance her husband represents. However, as the conversation settled in, I began to question my friend’s actions.

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How Much to Pay a Pastor for a Wedding

04.24.2012 by Chris 16 comments
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How much should you pay a pastor for a wedding? What are other key factors should you keep in mind when you contact your pastor? Let’s explore these important questions.

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How to Raise Money for Community Service Projects or Missions

04.10.2012 by Carol 15 comments

Previously, I discussed raising the money to fund personal financial goals such as these that are not covered by your budget or your savings. But let’s say your financial need is for a community service project or a mission trip and you know that others would like to help you reach your goal. Then there are other, more public ways, to raise the money.

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Co-Signing Loans for Others: What the Bible Says

04.05.2012 by Joe Plemon 37 comments
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Whereas the bible never uses the term “co-signing”, it gives plenty of advice about assuming responsibility for another person’s loan. Most of this advice, appropriately, comes from the Book of Proverbs … a book of wisdom. Here’s what it has to say.

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How to Become a Top-notch Antique Picker

03.20.2012 by Carol 1 comment

If you have a passion for antique glassware, vintage toys, or old coins, you could make good money on the side selling those items to antique dealers in your community. As I shared in a previous post, my husband started doing this by selling for $100 a vase he bought for 35 cents. Before you begin your new career as an antique picker there are a few things you need to pay attention to. Let’s look at them here.

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What Are 401k Hardship Distributions?

03.19.2012 by Tim 3 comments

We all know that withdrawing money early from your 401k isn’t always easy, not to mention that it is usually not a good idea! The IRS allows tax advantages for saving in a qualified retirement account so that you’re incentivized to save for your future.

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What is a Charitable Remainder Trust?

03.07.2012 by Chris 1 comment

Assets that can be donated into a CRT include cash, real estate, publicly traded securities, closely held stock, art, antiques, collections, or even royalties. Find out how this works!

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Donating Retirement Assets

03.01.2012 by Chris 4 comments

With the help of a skilled estate planner, you can set up a withdrawal process that minimizes or stretches out the tax burden. Here are some ideas for donating your retirement assets.

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8 Reasons For Capping Our Standards of Living

02.21.2012 by Joe Plemon 14 comments

18th century British evangelist John Wesley is the inspiration for this post. I first learned about how Wesley capped his own standard of living from David Platt’s book “Radical”: “He identified a modest level of expenses that he was going to live on every year. The first year his income surpassed that level by a small amount, and he gave that excess away.”

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What is a Donor Advised Fund (DAF)?

02.16.2012 by Chris 3 comments

One shrewd way to handle our worldly wealth is to establish a Donor Advised Fund (DAF). The IRS defines a DAF as . . .

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Surviving Spouses: Financial Do’s and Don’ts

02.14.2012 by Joe Plemon 7 comments

Because losing a spouse is commonly considered to be the most stressful event which can happen in a person’s lifetime, the surviving spouse faces the dilemma of needing to make clear financial decisions while dealing with the trauma of this loss. This “Do’s and Don’ts” checklist will help give direction to those who are navigating these rough waters.

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Saving Money on Pets: 5 Ways to Reduce Cost

02.13.2012 by Carol 16 comments

According to the American Pet Products Association’s annual survey for 2011-12, 39% of Americans own at least one dog, and 33% own at least one cat. This survey also states that pet owners spend a little over $200 annually for routine veterinarian visits. I would like to show you 5 ways that you can save money on your pet bills.

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5 Retirement Questions You Might Have Right Now

02.08.2012 by Tim 7 comments

The reality of retirement hits us at different stages of our life, but the questions always seem to be the same. Will I have enough? How should I be invested? Will I have to pay taxes? Get the answers you need.

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Life Lessons from 6 Famous Failures

02.07.2012 by Joe Plemon 34 comments

Have you ever met a successful person who did not encounter some failures along the way? I know I haven’t … it seems that failure is inextricably blended into the pathway toward success. Fortunately for us, some very famous people have traveled this path. What can we learn from these “famous failures”?

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