We all make mistakes, so these are some of the things we can learn NOT to do…
An email came in asking a question on a very important topic: handling the disasters that hit when you’re in the process of getting your financial situation under better control, but haven’t yet reached paydirt. Donna asks: ‘… what about those times when I’m doing everything right – created the budget and staying on it, […]
Spending must be a conscious activity What do I mean by that? Have you ever said the following at the end of the week or month: “Where on earth did my money go?” I know that I’ve said that! The idea behind conscious spending is to break the habit of spending whenever you ‘feel’ like […]
Go ahead, admit it. You’ve thought about playing the lottery before. Maybe you’ve even played it during one of those $300+ million jackpot frenzies. Or perhaps you are a regular customer of the game . . . .
Thinking about getting that fancy new cell phone for your someone special this Christmas? Great idea! But before you head to your local cell phone store, there are a handful of important tips you should know so that you don’t spoil the surprise or hit a roadblock.
An article on Yahoo Finance referenced seven credit card traps to watch out for. It was a good article outlining a few of the traps out there with credit cards. Personally, I find credit cards to be extremely helpful as a business owner, and in our personal finances, but that comes only after a toilet-cleaning campaign wiped out $10,000 of credit card debt and after much-needed self control was applied to my use of credit.
Obviously, Americans spend an enormous amount of money gambling, yet the issue is always controversial. Whenever a new jurisdiction seeks to add gambling, there is always a controversy. Christians are often the most vocal opponents of these measures, which usually pass anyway . . . .
Have you ever wondered why you don’t save more for retirement? Or why others who you know don’t? If saving for retirement is so important, why don’t we do more of it, or even do it at all? I’ve come up with a handful of reasons, and all have to do with either personal attitude and preferences, or with life circumstances. Sometimes we just have to overcome ourselves, and other times we face circumstances that limit our efforts.
Justification is a powerful tool. If you start with a desire for something to be OK, you’ll often eventually get to a point where it is OK. The brain has the amazing ability to convince us of anything we want to be convinced is right. What’s one to do?
Whereas the bible never uses the term “co-signing”, it gives plenty of advice about assuming responsibility for another person’s loan. Most of this advice, appropriately, comes from the Book of Proverbs … a book of wisdom. Here’s what it has to say.
We all know that withdrawing money early from your 401k isn’t always easy, not to mention that it is usually not a good idea! The IRS allows tax advantages for saving in a qualified retirement account so that you’re incentivized to save for your future.
Christmas is around the corner, and with Black Friday behind us you might need to up your game if you’re not done with your list. But before you rush to the store or add something to your cart online, now’s the perfect time to think about some of the biggest mistakes that you should avoid this season.
Recently, on a hot and muggy day, my wife and I were letting our kids run through the sprinkler. I disconnected the spray nozzle from the hose, hooked up our sprinkler, and turned it on. Everything was fine at first. Our oscillating sprinkler made it from one side to the other, but something wasn’t quite right. Normally, after a pause, it’ll make its way back to the other side; but not this time . . .
I couldn’t believe it. I was actually digging through the trash for money this week. Here’s what happened: I was cleaning off my desk and trying to get everything sorted out as fast as I could. A few dollars in change emerged from the rubble, so I picked it up and held onto the quarters and dimes while I gathered some paper to throw away . . .