Money Mistakes

We all make mistakes, so these are some of the things we can learn NOT to do…

What to do when all your hard work gets wrecked by unexpected financial challenges

What to do when all your hard work gets wrecked by unexpected financial challenges

An email came in asking a question on a very important topic: handling the disasters that hit when you’re in the process of getting your financial situation under better control, but haven’t yet reached paydirt. Donna asks: ‘… what about those times when I’m doing everything right – created the budget and staying on it, […]

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7 Ways to Control Your Spending

Ways to Control Your Spending

Spending must be a conscious activity What do I mean by that? Have you ever said the following at the end of the week or month: “Where on earth did my money go?”  I know that I’ve said that! The idea behind conscious spending is to break the habit of spending whenever you ‘feel’ like […]

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Want to Get Rich Quick? The Bible has something to say about that


Go ahead, admit it. You’ve thought about playing the lottery before. Maybe you’ve even played it during one of those $300+ million jackpot frenzies. Or perhaps you are a regular customer of the game . . . .

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How to Give a Cell Phone As A Gift: 8 Important Tips

How to give a cell phone as a gift

Thinking about getting that fancy new cell phone for your someone special this Christmas? Great idea! But before you head to your local cell phone store, there are a handful of important tips you should know so that you don’t spoil the surprise or hit a roadblock.

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10 Credit Card Traps Designed to Trip You Up!

10 credit card traps to watch for

An article on Yahoo Finance referenced seven credit card traps to watch out for. It was a good article outlining a few of the traps out there with credit cards. Personally, I find credit cards to be extremely helpful as a business owner, and in our personal finances, but that comes only after a toilet-cleaning campaign wiped out $10,000 of credit card debt and after much-needed self control was applied to my use of credit.

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What Does the Bible Say about Gambling?


Obviously, Americans spend an enormous amount of money gambling, yet the issue is always controversial. Whenever a new jurisdiction seeks to add gambling, there is always a controversy. Christians are often the most vocal opponents of these measures, which usually pass anyway . . . .

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5 Reasons Why People Don’t Save For Retirement

Couple Who Saved For Retirement1

Have you ever wondered why you don’t save more for retirement? Or why others who you know don’t? If saving for retirement is so important, why don’t we do more of it, or even do it at all? I’ve come up with a handful of reasons, and all have to do with either personal attitude and preferences, or with life circumstances. Sometimes we just have to overcome ourselves, and other times we face circumstances that limit our efforts.

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3 Questions to Ask Yourself Before Buying a Quality Product

Quality Items

Justification is a powerful tool. If you start with a desire for something to be OK, you’ll often eventually get to a point where it is OK. The brain has the amazing ability to convince us of anything we want to be convinced is right. What’s one to do?

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Co-Signing Loans for Others: What the Bible Says

Co-Signing loans for others what the bible says

Whereas the bible never uses the term “co-signing”, it gives plenty of advice about assuming responsibility for another person’s loan. Most of this advice, appropriately, comes from the Book of Proverbs … a book of wisdom. Here’s what it has to say.

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What Are 401k Hardship Distributions?

401k Hardship Distributions

We all know that withdrawing money early from your 401k isn’t always easy, not to mention that it is usually not a good idea! The IRS allows tax advantages for saving in a qualified retirement account so that you’re incentivized to save for your future.

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5 Christmas Shopping Mistakes to Avoid


Christmas is around the corner, and with Black Friday behind us you might need to up your game if you’re not done with your list. But before you rush to the store or add something to your cart online, now’s the perfect time to think about some of the biggest mistakes that you should avoid this season.

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Can You Save Money by Spending More?

Recently, on a hot and muggy day, my wife and I were letting our kids run through the sprinkler. I disconnected the spray nozzle from the hose, hooked up our sprinkler, and turned it on. Everything was fine at first. Our oscillating sprinkler made it from one side to the other, but something wasn’t quite right. Normally, after a pause, it’ll make its way back to the other side; but not this time . . .

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Buying a Car When You Have Poor Credit


This post is not a “how to” instructional about the best ways for those with poor credit to purchase a car; it is a true story of some friends who recently did. Hopefully, this tale will open some eyes and challenge readers to wake up and be aware of the high costs of a low credit score.

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2 Lessons Learned by Throwing Money Away


I couldn’t believe it. I was actually digging through the trash for money this week. Here’s what happened: I was cleaning off my desk and trying to get everything sorted out as fast as I could. A few dollars in change emerged from the rubble, so I picked it up and held onto the quarters and dimes while I gathered some paper to throw away . . .

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