Of all the ways people have to save money, this is the one that works best for me and it all has to do with "math."
First of all, I give 10% Tithe; that creates an artificial 90% Budget; and I call that my Beginner's Budget.
Second, I place another 10% into savings; that move artificially creates an 80% Budget. I call this my Emergency Cash Reserve.
Third, I place another 10% into savings; that move artificially creates a 70% Budget. I call this my Put And Take Account; and I call this The Prosperity Budget.
Priority #1 A relentless pursuit of the Ideal 70% Standard of Living that few people even know about.
It takes 60 days, 90 days, and 180 days respectively to put these 3 steps in place wherein you don't miss the money. Free Handouts available on my 3 steps by email request. bmw1.4@juno.com