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Hi, just found your website this week Wanted to say hi and yes, enter the drawing for the Dave Ramsey Financial Peace package. I just moved from being self-employed to working for a "real" company and found out I didn't pay enough estimates last year, so am owing the Feds big money, not to mention old credit card bills not paid for. I panicked, prayed a lot (whined a lot to the Lord), and then starting looking for a way to dig myself out of debt. Then I found you folks. It was a great relief to realize I'm not the only one out there struggling. I am planning on following the advice and have read through a lot of stuff on the site. My first lesson is to create a budget - woo, woo! (Never had one before!). Should prove interesting and educational. Thanks for the site, mutual prayers, and support.
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