100% Debt Free

[4jacks]

Hey guys,
This weekend we received our income tax return and sent off our last student loan payment, making us 100% Debt Free.

Now we are going to increase our emergency fund and start saving for a house.

[KrozFan]

Congrats. Feels good doesn't it.

[4jacks]

Thanks Kroz, I'm not sure if it has sunk in yet or not. Still waiting till next time we sit down to pay bills and have money go to savings instead of debt.

[bob]

Dang 4Jacks,
gotta love that! I dare you to buy that house with cash!

[pochax]

Great work, Patrick! air just breathes fresher now, doesn't it?

[4jacks]

Thanks Guys

I dare you to buy that house with cash!

Probably not going to happen unless I get a Phat raise. But we are going to save up a decent downpayment and keep our monthly house payment below 35% of net.