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	<title>Comments on: Budgeting Software: 13 Free Alternatives</title>
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	<link>http://christianpf.com/free-budgeting-software/</link>
	<description>Christian Personal Finance - Financial help blog, debt help and other financial resources</description>
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		<title>By: Debt Snowball Method &#124; Payment Calculator</title>
		<link>http://christianpf.com/free-budgeting-software/comment-page-1/#comment-166084</link>
		<dc:creator>Debt Snowball Method &#124; Payment Calculator</dc:creator>
		<pubDate>Tue, 17 Jan 2012 00:06:38 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=1154#comment-166084</guid>
		<description>[...] saving money, and getting out of debt at ChristianPF.com. Make sure you stop by to download some free budgeting software on how to [...]</description>
		<content:encoded><![CDATA[<p>[...] saving money, and getting out of debt at ChristianPF.com. Make sure you stop by to download some free budgeting software on how to [...]</p>
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		<title>By: How a Spending Journal Can Help You Reach Your Goals</title>
		<link>http://christianpf.com/free-budgeting-software/comment-page-1/#comment-128265</link>
		<dc:creator>How a Spending Journal Can Help You Reach Your Goals</dc:creator>
		<pubDate>Mon, 29 Aug 2011 15:01:35 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=1154#comment-128265</guid>
		<description>[...] Yes, that&#8217;s right. An old-fashioned way of keeping track of expenses. There are many useful budget tools out there, and I suggest using any tool that will help you reach your goal. Recently, I just signed [...]</description>
		<content:encoded><![CDATA[<p>[...] Yes, that&#8217;s right. An old-fashioned way of keeping track of expenses. There are many useful budget tools out there, and I suggest using any tool that will help you reach your goal. Recently, I just signed [...]</p>
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		<title>By: Lynn</title>
		<link>http://christianpf.com/free-budgeting-software/comment-page-1/#comment-125031</link>
		<dc:creator>Lynn</dc:creator>
		<pubDate>Tue, 09 Aug 2011 18:08:51 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=1154#comment-125031</guid>
		<description>http://budgetable.com looks really promising. Anyone got an invite yet?</description>
		<content:encoded><![CDATA[<p><a href="http://budgetable.com" rel="nofollow">http://budgetable.com</a> looks really promising. Anyone got an invite yet?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mark&#039;s Blog &#187; Online Budgeting Tools</title>
		<link>http://christianpf.com/free-budgeting-software/comment-page-1/#comment-113635</link>
		<dc:creator>Mark&#039;s Blog &#187; Online Budgeting Tools</dc:creator>
		<pubDate>Sun, 15 May 2011 11:23:51 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=1154#comment-113635</guid>
		<description>[...] div. at Christian PF [...]</description>
		<content:encoded><![CDATA[<p>[...] div. at Christian PF [...]</p>
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	<item>
		<title>By: Carolyn</title>
		<link>http://christianpf.com/free-budgeting-software/comment-page-1/#comment-109374</link>
		<dc:creator>Carolyn</dc:creator>
		<pubDate>Mon, 18 Apr 2011 15:47:50 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=1154#comment-109374</guid>
		<description>I just came across your blog recently.  I enjoyed your article on making money on your blog (which I hope to start soon!).  I also just spent my morning setting up my my budget on mint.com.

Thanks so much for all the advice.</description>
		<content:encoded><![CDATA[<p>I just came across your blog recently.  I enjoyed your article on making money on your blog (which I hope to start soon!).  I also just spent my morning setting up my my budget on mint.com.</p>
<p>Thanks so much for all the advice.</p>
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		<title>By: Frugal Tips &#38; Tricks from Around the Blogosphere &#171; Totally Temberton</title>
		<link>http://christianpf.com/free-budgeting-software/comment-page-1/#comment-105958</link>
		<dc:creator>Frugal Tips &#38; Tricks from Around the Blogosphere &#171; Totally Temberton</dc:creator>
		<pubDate>Fri, 18 Mar 2011 05:55:04 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=1154#comment-105958</guid>
		<description>[...] Free Budgeting Software:  13 Alternatives (Christian Personal Finance) [...]</description>
		<content:encoded><![CDATA[<p>[...] Free Budgeting Software:  13 Alternatives (Christian Personal Finance) [...]</p>
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		<title>By: Frank</title>
		<link>http://christianpf.com/free-budgeting-software/comment-page-1/#comment-104778</link>
		<dc:creator>Frank</dc:creator>
		<pubDate>Sat, 12 Feb 2011 17:09:15 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=1154#comment-104778</guid>
		<description>I need a software program which can, as each paycheck comes in, automatically divide my paycheck into budget allocation categories I&#039;ve designated for that time (or take left-overs and deposit them into an &quot;envelope&quot; chosen for this).  I&#039;m not that good paying attention to after-the-fact &quot;alerts,&quot; and I&#039;d like to streamline the process of manually allocating things myself.  

Any ideas?</description>
		<content:encoded><![CDATA[<p>I need a software program which can, as each paycheck comes in, automatically divide my paycheck into budget allocation categories I&#8217;ve designated for that time (or take left-overs and deposit them into an &#8220;envelope&#8221; chosen for this).  I&#8217;m not that good paying attention to after-the-fact &#8220;alerts,&#8221; and I&#8217;d like to streamline the process of manually allocating things myself.  </p>
<p>Any ideas?</p>
]]></content:encoded>
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	<item>
		<title>By: Ben</title>
		<link>http://christianpf.com/free-budgeting-software/comment-page-1/#comment-81887</link>
		<dc:creator>Ben</dc:creator>
		<pubDate>Thu, 18 Nov 2010 17:54:09 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=1154#comment-81887</guid>
		<description>I have developed a new personal budgeting software called &#039;3D Budget&#039; (http://www.3dbudget.com).  It is currently in BETA testing stage and I am offering FREE permanent licenses to anybody who helps test it.

3D Budget has patented (patent pending) methodology for reconciling your budget assumptions with your real finances.  It integrates three dimensions of your finances (current funds, current debt, and budget assumptions), and through this integration it provides the ability to balance your budget with your actual spending.  3D Budget has a simple user friendly tool for managing your budget categories, and it has tools for tracking expenses in all of your bank and cash accounts, but the most unique element of the tool is the Reconciliation functionality which users run on a monthly or quarterly basis to confirm that the budget is valid.  3D Budget is one of the only budgeting tools that can truly check to make sure you are accounting for all expenses.

I have used the 3D Budget methodology for my own personal budgeting for the last eight years.  Now I am offering this proven tool to the public.  It has worked so well for me, that I can&#039;t keep it to myself any longer.  I am sure many other people could benefit from the structure and validation it provides.  Please go to my new website at www.3dbudget.com to try out the solution.

Ben</description>
		<content:encoded><![CDATA[<p>I have developed a new personal budgeting software called &#8217;3D Budget&#8217; (<a href="http://www.3dbudget.com" rel="nofollow">http://www.3dbudget.com</a>).  It is currently in BETA testing stage and I am offering FREE permanent licenses to anybody who helps test it.</p>
<p>3D Budget has patented (patent pending) methodology for reconciling your budget assumptions with your real finances.  It integrates three dimensions of your finances (current funds, current debt, and budget assumptions), and through this integration it provides the ability to balance your budget with your actual spending.  3D Budget has a simple user friendly tool for managing your budget categories, and it has tools for tracking expenses in all of your bank and cash accounts, but the most unique element of the tool is the Reconciliation functionality which users run on a monthly or quarterly basis to confirm that the budget is valid.  3D Budget is one of the only budgeting tools that can truly check to make sure you are accounting for all expenses.</p>
<p>I have used the 3D Budget methodology for my own personal budgeting for the last eight years.  Now I am offering this proven tool to the public.  It has worked so well for me, that I can&#8217;t keep it to myself any longer.  I am sure many other people could benefit from the structure and validation it provides.  Please go to my new website at <a href="http://www.3dbudget.com" rel="nofollow">http://www.3dbudget.com</a> to try out the solution.</p>
<p>Ben</p>
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	<item>
		<title>By: Amanda</title>
		<link>http://christianpf.com/free-budgeting-software/comment-page-1/#comment-77167</link>
		<dc:creator>Amanda</dc:creator>
		<pubDate>Thu, 04 Nov 2010 19:08:15 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=1154#comment-77167</guid>
		<description>OK, so I found the &quot;Trends&quot; tab, and I see this taking several months of manual editing before a true picture will emerge. :/</description>
		<content:encoded><![CDATA[<p>OK, so I found the &#8220;Trends&#8221; tab, and I see this taking several months of manual editing before a true picture will emerge. :/</p>
]]></content:encoded>
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	<item>
		<title>By: Amanda</title>
		<link>http://christianpf.com/free-budgeting-software/comment-page-1/#comment-77160</link>
		<dc:creator>Amanda</dc:creator>
		<pubDate>Thu, 04 Nov 2010 18:27:30 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=1154#comment-77160</guid>
		<description>I&#039;m trying to get the hang on Mint, but one thing I&#039;m just not figuring out is how to actually use it for budgeting. I want a breakdown of how much I&#039;m spending in different areas and I just don&#039;t see it. I entered that I do not have a credit card and it pops up that I&#039;m spending $1800 a month with my credit card I don&#039;t have? I used Microsoft Money many years ago and I could at the click of a button see how much I was spending on pet care, or groceries, or rent/mortgage or entertainment... (I absolutely HATED future versions of Money and quit bothering when I couldn&#039;t &quot;downgrade&quot; back to my old faithful, I think it was &#039;97?) With Mint I don&#039;t see how it can be used to create or stick with a budget at all. Am I missing something?</description>
		<content:encoded><![CDATA[<p>I&#8217;m trying to get the hang on Mint, but one thing I&#8217;m just not figuring out is how to actually use it for budgeting. I want a breakdown of how much I&#8217;m spending in different areas and I just don&#8217;t see it. I entered that I do not have a credit card and it pops up that I&#8217;m spending $1800 a month with my credit card I don&#8217;t have? I used Microsoft Money many years ago and I could at the click of a button see how much I was spending on pet care, or groceries, or rent/mortgage or entertainment&#8230; (I absolutely HATED future versions of Money and quit bothering when I couldn&#8217;t &#8220;downgrade&#8221; back to my old faithful, I think it was &#8217;97?) With Mint I don&#8217;t see how it can be used to create or stick with a budget at all. Am I missing something?</p>
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