Comments on: 15 Ways to Cut Your Expenses – GS2 http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/ Christian Personal Finance - Financial help blog, debt help and other financial resources Tue, 14 Feb 2012 21:22:01 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: NE http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/comment-page-1/#comment-170739 NE Sun, 05 Feb 2012 17:27:20 +0000 http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/#comment-170739 Nice try but these tips are all too obvious to be really useful. I dont even have a car or TV and only buy second hand anyway. All I lack is willpower to save on food and riding a bike instead of taking a bus if I go into town. I really found the comments to be helpful though - nice tricks and insights and useful web adresses for books and such! Ta! Nice try but these tips are all too obvious to be really useful. I dont even have a car or TV and only buy second hand anyway. All I lack is willpower to save on food and riding a bike instead of taking a bus if I go into town. I really found the comments to be helpful though – nice tricks and insights and useful web adresses for books and such! Ta!

]]> By: Thomas Charlie http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/comment-page-1/#comment-165784 Thomas Charlie Mon, 16 Jan 2012 06:51:31 +0000 http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/#comment-165784 Unfortunately this 15 ways still require willpower which is the biggest necessity. The best way to stop unnecessary spending is to create a budget and stick to it. Over time you end getting used to the changes and it all becomes second nature. Unfortunately this 15 ways still require willpower which is the biggest necessity. The best way to stop unnecessary spending is to create a budget and stick to it. Over time you end getting used to the changes and it all becomes second nature.

]]> By: Shona http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/comment-page-1/#comment-162668 Shona Sat, 07 Jan 2012 14:22:02 +0000 http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/#comment-162668 Another way to cut expenses is to only purchase new clothing when you aren't able to get any good clothing items used at Goodwill or even yard sales. Many times, people sell or even give away clothing they no longer want. Also, invest in a sewing machine and learn to sew. This way, you can save a lot of money, especially if you can learn to make underwear, because the prices that shops charge for it is horrendous - and to think that 99% of the time, scrap fabric is used to make it! Another way to cut expenses is to only purchase new clothing when you aren’t able to get any good clothing items used at Goodwill or even yard sales. Many times, people sell or even give away clothing they no longer want.

Also, invest in a sewing machine and learn to sew. This way, you can save a lot of money, especially if you can learn to make underwear, because the prices that shops charge for it is horrendous – and to think that 99% of the time, scrap fabric is used to make it!

]]> By: Steph http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/comment-page-1/#comment-162490 Steph Sat, 07 Jan 2012 04:38:54 +0000 http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/#comment-162490 Re books....I highly recommend Paperback Swap! (http://www.paperbackswap.com) The only cost for a book is postage. Here is how it works. You post a virtual bookshelf of at least 10 books and you get (I think) 3 free "credits". A credit is a book. However, if you request a book on tape, that is 2 credits, I believe. Anyway, other members request books from your bookshelf and you mail them. Each time you mail a book, you earn another credit. There is a forum for those of you who would like to have general questions answered (or discuss books or anything else, for that matter!) as well as an extensive section of help and FAQ's. I have been a member for 5 years and I love it! The site also has two sister sites: swapacd and swapadvd. I don't belong to those so I can't tell you exactly how they work except I do know it is the same credit principle. I highly recommend them and, if you need more info, email me and I'll try to answer your questions. Between PBS (paperback swap), the library and used books stores like Half Price Books, I have saved hundreds of dollars. Also, re the library, I request newer books from our county library system. Yes, I do have to wait on brand-new books but I rarely save my books. So why buy them? I am an avid reader so this is important to me. Re books….I highly recommend Paperback Swap! (http://www.paperbackswap.com) The only cost for a book is postage. Here is how it works. You post a virtual bookshelf of at least 10 books and you get (I think) 3 free “credits”. A credit is a book. However, if you request a book on tape, that is 2 credits, I believe. Anyway, other members request books from your bookshelf and you mail them. Each time you mail a book, you earn another credit. There is a forum for those of you who would like to have general questions answered (or discuss books or anything else, for that matter!) as well as an extensive section of help and FAQ’s. I have been a member for 5 years and I love it! The site also has two sister sites: swapacd and swapadvd. I don’t belong to those so I can’t tell you exactly how they work except I do know it is the same credit principle. I highly recommend them and, if you need more info, email me and I’ll try to answer your questions. Between PBS (paperback swap), the library and used books stores like Half Price Books, I have saved hundreds of dollars. Also, re the library, I request newer books from our county library system. Yes, I do have to wait on brand-new books but I rarely save my books. So why buy them? I am an avid reader so this is important to me.

]]> By: lora http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/comment-page-1/#comment-161510 lora Wed, 04 Jan 2012 21:33:12 +0000 http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/#comment-161510 Freezer list is great! Once a month I try to open my freezer up and inventory - then I build my menu based on things that haven't been used. I clip the inventory to the fridge and try to refer to it when starting meals so I can be intentional. It's also been good for keeping my husband aware of what we have in the freezer - but I do have to mark things if I have them already alocated. Freezer list is great! Once a month I try to open my freezer up and inventory – then I build my menu based on things that haven’t been used. I clip the inventory to the fridge and try to refer to it when starting meals so I can be intentional. It’s also been good for keeping my husband aware of what we have in the freezer – but I do have to mark things if I have them already alocated.

]]> By: kathleen http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/comment-page-1/#comment-161455 kathleen Wed, 04 Jan 2012 18:55:50 +0000 http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/#comment-161455 I'm going to have to buckle down some idle afternoon and take a look at auto insurance. I’m going to have to buckle down some idle afternoon and take a look at auto insurance.

]]> By: FX Agent http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/comment-page-1/#comment-161277 FX Agent Wed, 04 Jan 2012 12:42:37 +0000 http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/#comment-161277 Thanks for sharing this useful information with us. I am also finding some ideas to control the extra expenses. Now I will use your post in my next expense. Thanks for sharing this useful information with us. I am also finding some ideas to control the extra expenses. Now I will use your post in my next expense.

]]> By: Ali Manning http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/comment-page-1/#comment-161068 Ali Manning Wed, 04 Jan 2012 02:56:17 +0000 http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/#comment-161068 Great common sense tips which always need repeating! Repeating these many of these steps at least once a year is a great habit to get into. Great common sense tips which always need repeating! Repeating these many of these steps at least once a year is a great habit to get into.

]]> By: stan osoriasoria http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/comment-page-1/#comment-160846 stan osoriasoria Tue, 03 Jan 2012 16:07:04 +0000 http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/#comment-160846 Great tips which we tend to ignore at our peril and financial independents. Great tips which we tend to ignore at our peril and financial independents.

]]> By: Scott Veirs http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/comment-page-1/#comment-160831 Scott Veirs Tue, 03 Jan 2012 15:37:50 +0000 http://christianpf.com/getting-out-of-debt-part-5-15-ways-to-cut-your-expenses/#comment-160831 Posted on Facebook with link to your site: Thanks to Bob here at CPF, I had an idea about groceries. Are you one of those that just keep stacking stuff in your freezer and never cycling through everything you have? Try to inventory your freezers (maybe even cabinets) and keep with you when shopping so you can look back to see if you already have this before you pick it up. We get home frequently to find we don't have room and have to go through and pull stuff out. OR sort your freezer by date of purchase and be sure to use oldest items first. Posted on Facebook with link to your site:

Thanks to Bob here at CPF, I had an idea about groceries. Are you one of those that just keep stacking stuff in your freezer and never cycling through everything you have?

Try to inventory your freezers (maybe even cabinets) and keep with you when shopping so you can look back to see if you already have this before you pick it up.

We get home frequently to find we don’t have room and have to go through and pull stuff out. OR sort your freezer by date of purchase and be sure to use oldest items first.

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