Comments on: Making Sacrifices to Get Out of Debt – GS18 http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/ Christian Personal Finance - Financial help blog, debt help and other financial resources Tue, 14 Feb 2012 21:22:01 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: GIGINS http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/comment-page-1/#comment-168604 GIGINS Fri, 27 Jan 2012 18:14:15 +0000 http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/#comment-168604 The sacrifices we make today, pave the way for a future we'll enjoy. It is far better to give than receive, making tough sacrifices actually leads to a happier life. The sacrifices we make today, pave the way for a future we’ll enjoy. It is far better to give than receive, making tough sacrifices actually leads to a happier life.

]]> By: Mike D. http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/comment-page-1/#comment-168512 Mike D. Fri, 27 Jan 2012 03:00:46 +0000 http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/#comment-168512 My wife and I made a lot of sacrifices getting out of debt, including both of us working two jobs, getting rid of cable TV, and not going out much. It was very worth it and was only for a relatively short period of time. It's not as bad as it sounds either. I really liked my second job (more than my first actually) and didn't miss cable once it was gone. Since then we got cable back but have gotten rid of it again because we realized how little we actually watch it because we enjoy other things. My wife and I made a lot of sacrifices getting out of debt, including both of us working two jobs, getting rid of cable TV, and not going out much. It was very worth it and was only for a relatively short period of time. It’s not as bad as it sounds either. I really liked my second job (more than my first actually) and didn’t miss cable once it was gone. Since then we got cable back but have gotten rid of it again because we realized how little we actually watch it because we enjoy other things.

]]> By: Miriam @ Christian Stress Management http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/comment-page-1/#comment-168324 Miriam @ Christian Stress Management Thu, 26 Jan 2012 01:04:50 +0000 http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/#comment-168324 Another sacrifice to help one save money is to use public means of transport whenever you can and use your car when you really, really must use it as this will help you become not just fiscally fit but also physically fit from all the walking you have to do. Another sacrifice to help one save money is to use public means of transport whenever you can and use your car when you really, really must use it as this will help you become not just fiscally fit but also physically fit from all the walking you have to do.

]]> By: Bob http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/comment-page-1/#comment-168251 Bob Wed, 25 Jan 2012 21:51:27 +0000 http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/#comment-168251 Bekah, I have hired some things out with them and haven't had any issues. I haven't done any work on elance, but know quite a few people who have - it is a pretty big operation. Bekah, I have hired some things out with them and haven’t had any issues. I haven’t done any work on elance, but know quite a few people who have – it is a pretty big operation.

]]> By: jo http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/comment-page-1/#comment-168234 jo Wed, 25 Jan 2012 19:20:34 +0000 http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/#comment-168234 bob,the car advice is so true.I learnt the hard way when i splurged on an expensive ride,and when things hit a rough patch i had to swallow my pride and heartrendingly give it up for a more "humble" car.but in the end it made all the difference,as i used a large part of that to clear off some accumulated debt bob,the car advice is so true.I learnt the hard way when i splurged on an expensive ride,and when things hit a rough patch i had to swallow my pride and heartrendingly give it up for a more “humble” car.but in the end it made all the difference,as i used a large part of that to clear off some accumulated debt

]]> By: whitney http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/comment-page-1/#comment-168230 whitney Wed, 25 Jan 2012 18:13:34 +0000 http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/#comment-168230 we have a leased car....is there anyway to get out of a lease???? we have a leased car….is there anyway to get out of a lease????

]]> By: Bekah http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/comment-page-1/#comment-168229 Bekah Wed, 25 Jan 2012 18:05:26 +0000 http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/#comment-168229 can you tell me more about elance.com? do you know anyone who has gotten work from the site or had someone work for them? can you tell me more about elance.com? do you know anyone who has gotten work from the site or had someone work for them?

]]> By: Fiscal Fitness http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/comment-page-1/#comment-168221 Fiscal Fitness Wed, 25 Jan 2012 15:57:16 +0000 http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/#comment-168221 Excellent post! Deferred gratification can be difficult, but it's so worth it in the long run. Great points about cars as well. Excellent post! Deferred gratification can be difficult, but it’s so worth it in the long run. Great points about cars as well.

]]> By: Tim @ Faith and Finance http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/comment-page-1/#comment-168217 Tim @ Faith and Finance Wed, 25 Jan 2012 14:59:24 +0000 http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/#comment-168217 Selling stuff you don't need can be a great way to pay off debt. Books, electronics, and old sports equipment can add up fast - plus you're able to clear out space in your house - something a lot of people need to do anyways! :) Good article Bob! Selling stuff you don’t need can be a great way to pay off debt. Books, electronics, and old sports equipment can add up fast – plus you’re able to clear out space in your house – something a lot of people need to do anyways! :)

Good article Bob!

]]> By: Rebecca K http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/comment-page-1/#comment-168216 Rebecca K Wed, 25 Jan 2012 14:22:25 +0000 http://christianpf.com/getting-out-of-debt-part-6-make-sacrifices/#comment-168216 The only problem with the selling the car situation -- you bought for 25,000, now worth 17,000, is you'd better hope you only owe 11,000 on it. The banks will usually not release the lien on the title unless the loan is fully paid off. You might have to refi into an unsecured loan or home equity (if it's available) to pay off any remaining money you owe after the 11,000 is paid - or hope you have the straight up cash to do so. So make sure you look into that before you jump into selling the car. You don't want to be stuck in a situation where you've promised to sell someone the car, and can't get them the title. The only problem with the selling the car situation — you bought for 25,000, now worth 17,000, is you’d better hope you only owe 11,000 on it. The banks will usually not release the lien on the title unless the loan is fully paid off. You might have to refi into an unsecured loan or home equity (if it’s available) to pay off any remaining money you owe after the 11,000 is paid – or hope you have the straight up cash to do so. So make sure you look into that before you jump into selling the car. You don’t want to be stuck in a situation where you’ve promised to sell someone the car, and can’t get them the title.

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