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	<title>Comments on: A few great ways to save money</title>
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	<link>http://christianpf.com/great-ways-to-save-money/</link>
	<description>Christian Personal Finance - Financial help blog, debt help and other financial resources</description>
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		<title>By: Ash Angelo</title>
		<link>http://christianpf.com/great-ways-to-save-money/comment-page-1/#comment-149898</link>
		<dc:creator>Ash Angelo</dc:creator>
		<pubDate>Sun, 11 Dec 2011 23:15:53 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=5242#comment-149898</guid>
		<description>Its amazing how many people eat out and buy things they don&#039;t need any only later in life realize they don&#039;t have any savings and they don&#039;t own anything that appreciates (rather than depreciates).  Eating out may seem like $10 here and $20 there, but it truly adds up and if you eat at home you can find that after just one year your bank account will have more zeros.</description>
		<content:encoded><![CDATA[<p>Its amazing how many people eat out and buy things they don&#8217;t need any only later in life realize they don&#8217;t have any savings and they don&#8217;t own anything that appreciates (rather than depreciates).  Eating out may seem like $10 here and $20 there, but it truly adds up and if you eat at home you can find that after just one year your bank account will have more zeros.</p>
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		<title>By: Chris</title>
		<link>http://christianpf.com/great-ways-to-save-money/comment-page-1/#comment-125701</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Mon, 15 Aug 2011 00:13:21 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=5242#comment-125701</guid>
		<description>So many great ways to save!  We&#039;ve found that shopping at warehouse clubs actually costs us more because we buy so much stuff that we don&#039;t need and in large quantities.  Then struggle to use it before it goes bad.  We started shopping at Aldi&#039;s and the prices are great.  We can get a week&#039;s worth of meals for a family of four for around $40.  Not everything is great, but with some practice you can find items that are good and inexpensive.</description>
		<content:encoded><![CDATA[<p>So many great ways to save!  We&#8217;ve found that shopping at warehouse clubs actually costs us more because we buy so much stuff that we don&#8217;t need and in large quantities.  Then struggle to use it before it goes bad.  We started shopping at Aldi&#8217;s and the prices are great.  We can get a week&#8217;s worth of meals for a family of four for around $40.  Not everything is great, but with some practice you can find items that are good and inexpensive.</p>
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		<title>By: Corey</title>
		<link>http://christianpf.com/great-ways-to-save-money/comment-page-1/#comment-123165</link>
		<dc:creator>Corey</dc:creator>
		<pubDate>Sat, 30 Jul 2011 01:42:49 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=5242#comment-123165</guid>
		<description>Great highlight of the fact that cars depreciate in value.  Everyone who is conscious of their finances should take note of this when calculating the cost of a car.  Usually by buying a car that is at least 3-4 years older, you can save thousands of dollars per year in depreciation.</description>
		<content:encoded><![CDATA[<p>Great highlight of the fact that cars depreciate in value.  Everyone who is conscious of their finances should take note of this when calculating the cost of a car.  Usually by buying a car that is at least 3-4 years older, you can save thousands of dollars per year in depreciation.</p>
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		<title>By: Jerry Straley</title>
		<link>http://christianpf.com/great-ways-to-save-money/comment-page-1/#comment-122090</link>
		<dc:creator>Jerry Straley</dc:creator>
		<pubDate>Sat, 23 Jul 2011 21:38:08 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=5242#comment-122090</guid>
		<description>I really enjoying coming to your website and looking at all of the content that you offer. I have taken a giant leap and purchased a domain name and a picked a hosting company. I don&#039;t have a clue on where to start on my website. I sure would appreciate any help you could offer.</description>
		<content:encoded><![CDATA[<p>I really enjoying coming to your website and looking at all of the content that you offer. I have taken a giant leap and purchased a domain name and a picked a hosting company. I don&#8217;t have a clue on where to start on my website. I sure would appreciate any help you could offer.</p>
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		<title>By: Coupons</title>
		<link>http://christianpf.com/great-ways-to-save-money/comment-page-1/#comment-121454</link>
		<dc:creator>Coupons</dc:creator>
		<pubDate>Wed, 06 Jul 2011 06:00:00 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=5242#comment-121454</guid>
		<description>A great way to save money thanks for such a great information...... Thank You...</description>
		<content:encoded><![CDATA[<p>A great way to save money thanks for such a great information&#8230;&#8230; Thank You&#8230;</p>
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		<title>By: Fru-gal Lisa</title>
		<link>http://christianpf.com/great-ways-to-save-money/comment-page-1/#comment-103231</link>
		<dc:creator>Fru-gal Lisa</dc:creator>
		<pubDate>Sun, 23 Jan 2011 01:40:25 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=5242#comment-103231</guid>
		<description>I agree with the car comment. I was driving a 12 year old car, and didn&#039;t have a problem at all with it..it got me from Point A to Point B very cheaply and all was well..until the transmission died. Turns out replacing the transmission would cost more than the car&#039;s Blue Book value. And I&#039;d just replaced the freeze plugs before that! So, at the advise of my family, I bought another, newer used car. The Lord blessed me by leading me to a real nice, low mileage one.  But I will likely never buy a brand-new car again. Like Dave Ramsey says, you lose half the value the minute you drive it off the dealer&#039;s lot.

One thing not mentioned was entertainment and electronics. I&#039;m still using the TVs I inherited from my folks.  My sets are 20 or more years old. They work fine and I will use them until they totally quit working. I don&#039;t use cable or satellite. I went to Radio Shack and invested in a converter and some high tech rabbit ears, a one-time expenditure. This saves me anywhere from $10 to goodness-knows-how-much per month in cable and satellite fees, and the entertainment is fine. 

It&#039;s healthier for you not to sit long hours in front of the TV, anyway, not to mention that as Christians, we shouldn&#039;t be watching a lot of the stuff that&#039;s broadcast these days. &quot;Hollywood morality&quot; is an oxymoron.   I sometimes go to friends&#039; houses for movies, many of them broadcast on the cable classic movie stations, and that&#039;s a real treat for me. (However, one of our area&#039;s new HD channels broadcasts classic movies over the air now.)

 I can&#039;t imagine wasting big bucks for HD TVs or home theater set ups, not to mention the monthly cost of  movie channels or cable/satellite bills. Burglars love newer electronics, but I doubt anyone would steal my golden oldie televisions -- not only are they considered outmoded, but they&#039;re too heavy and bulky to easily cart off!</description>
		<content:encoded><![CDATA[<p>I agree with the car comment. I was driving a 12 year old car, and didn&#8217;t have a problem at all with it..it got me from Point A to Point B very cheaply and all was well..until the transmission died. Turns out replacing the transmission would cost more than the car&#8217;s Blue Book value. And I&#8217;d just replaced the freeze plugs before that! So, at the advise of my family, I bought another, newer used car. The Lord blessed me by leading me to a real nice, low mileage one.  But I will likely never buy a brand-new car again. Like Dave Ramsey says, you lose half the value the minute you drive it off the dealer&#8217;s lot.</p>
<p>One thing not mentioned was entertainment and electronics. I&#8217;m still using the TVs I inherited from my folks.  My sets are 20 or more years old. They work fine and I will use them until they totally quit working. I don&#8217;t use cable or satellite. I went to Radio Shack and invested in a converter and some high tech rabbit ears, a one-time expenditure. This saves me anywhere from $10 to goodness-knows-how-much per month in cable and satellite fees, and the entertainment is fine. </p>
<p>It&#8217;s healthier for you not to sit long hours in front of the TV, anyway, not to mention that as Christians, we shouldn&#8217;t be watching a lot of the stuff that&#8217;s broadcast these days. &#8220;Hollywood morality&#8221; is an oxymoron.   I sometimes go to friends&#8217; houses for movies, many of them broadcast on the cable classic movie stations, and that&#8217;s a real treat for me. (However, one of our area&#8217;s new HD channels broadcasts classic movies over the air now.)</p>
<p> I can&#8217;t imagine wasting big bucks for HD TVs or home theater set ups, not to mention the monthly cost of  movie channels or cable/satellite bills. Burglars love newer electronics, but I doubt anyone would steal my golden oldie televisions &#8212; not only are they considered outmoded, but they&#8217;re too heavy and bulky to easily cart off!</p>
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		<title>By: Finanzas Personales</title>
		<link>http://christianpf.com/great-ways-to-save-money/comment-page-1/#comment-102503</link>
		<dc:creator>Finanzas Personales</dc:creator>
		<pubDate>Thu, 20 Jan 2011 18:04:13 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=5242#comment-102503</guid>
		<description>Saving money is more an attitude than anything else. Everyone has the chance to make it and most of us can achieve really big savings without big sacrifices. It&#039;s the decision to start and do something about it that&#039;s hard to take.
I believe people need to understand what would happen in the future with their personal finances if they decide to spend or save. Whenever we realize the difference it might make, we will be motivated to take that first step and stick to it.</description>
		<content:encoded><![CDATA[<p>Saving money is more an attitude than anything else. Everyone has the chance to make it and most of us can achieve really big savings without big sacrifices. It&#8217;s the decision to start and do something about it that&#8217;s hard to take.<br />
I believe people need to understand what would happen in the future with their personal finances if they decide to spend or save. Whenever we realize the difference it might make, we will be motivated to take that first step and stick to it.</p>
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		<title>By: John &#124; WaysToSaveMoney.tv</title>
		<link>http://christianpf.com/great-ways-to-save-money/comment-page-1/#comment-74211</link>
		<dc:creator>John &#124; WaysToSaveMoney.tv</dc:creator>
		<pubDate>Tue, 26 Oct 2010 16:30:21 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=5242#comment-74211</guid>
		<description>I agree with the expense of a car. I spent a summer without a car a couple years ago and I saved hundreds of dollars/month. Plus I was walking everywhere, so I was forced to get exercise. Of course, not so great when it was raining.</description>
		<content:encoded><![CDATA[<p>I agree with the expense of a car. I spent a summer without a car a couple years ago and I saved hundreds of dollars/month. Plus I was walking everywhere, so I was forced to get exercise. Of course, not so great when it was raining.</p>
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		<title>By: Tim &#124; Every Peso Counts</title>
		<link>http://christianpf.com/great-ways-to-save-money/comment-page-1/#comment-44869</link>
		<dc:creator>Tim &#124; Every Peso Counts</dc:creator>
		<pubDate>Wed, 09 Jun 2010 10:35:24 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=5242#comment-44869</guid>
		<description>Another good tip for office workers is they can always bring lunch which are actually leftovers from last night&#039;s dinner. It&#039;ll save you money from having to go out and eat!</description>
		<content:encoded><![CDATA[<p>Another good tip for office workers is they can always bring lunch which are actually leftovers from last night&#8217;s dinner. It&#8217;ll save you money from having to go out and eat!</p>
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		<title>By: nina</title>
		<link>http://christianpf.com/great-ways-to-save-money/comment-page-1/#comment-42408</link>
		<dc:creator>nina</dc:creator>
		<pubDate>Mon, 31 May 2010 10:51:38 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/?p=5242#comment-42408</guid>
		<description>Another tip on saving money when you go out to eat. I started&#039; mystery shopping&#039; and select to go out for a meal. Yes I have to pay up front, but they joy is I get my money back. Wish I had done it years ago.</description>
		<content:encoded><![CDATA[<p>Another tip on saving money when you go out to eat. I started&#8217; mystery shopping&#8217; and select to go out for a meal. Yes I have to pay up front, but they joy is I get my money back. Wish I had done it years ago.</p>
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