Comments on: How to budget for people who don’t want to http://christianpf.com/how-to-budget-for-people-who-dont-want-to/ Christian Personal Finance - Financial help blog, debt help and other financial resources Tue, 14 Feb 2012 21:22:01 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: drpaul http://christianpf.com/how-to-budget-for-people-who-dont-want-to/comment-page-1/#comment-16504 drpaul Mon, 12 Oct 2009 11:33:52 +0000 http://christianpf.com/how-to-budget-for-people-who-dont-want-to/#comment-16504 Albert, You might want to look at Dave Ramsey's Books. I'm not a Christian in the classic sense but I find his arguments really compelling. As I read it, it goes something like this: You could spend $250 in tithing now and keep yourself in a horrid situation, and not be able to help others more than that. Or you could save money where needed and be able to give $250 to LOTS of people later on. The crystallisation of this for me was his story of the Good Samaritan. Everyone remembers him for helping when no one else would. But don't forget, he could help because he had money to help! Jesus didn't say don't have money...he said to help people with what you have. My advice - be straight up with her! Tell her that giving away what you don't have only puts you in a situation in the future where you don't have what you need to help others. Cut now so that you can help more in the future! Albert,

You might want to look at Dave Ramsey’s Books. I’m not a Christian in the classic sense but I find his arguments really compelling. As I read it, it goes something like this:

You could spend $250 in tithing now and keep yourself in a horrid situation, and not be able to help others more than that. Or you could save money where needed and be able to give $250 to LOTS of people later on. The crystallisation of this for me was his story of the Good Samaritan. Everyone remembers him for helping when no one else would. But don’t forget, he could help because he had money to help! Jesus didn’t say don’t have money…he said to help people with what you have.

My advice – be straight up with her! Tell her that giving away what you don’t have only puts you in a situation in the future where you don’t have what you need to help others. Cut now so that you can help more in the future!

]]> By: Al http://christianpf.com/how-to-budget-for-people-who-dont-want-to/comment-page-1/#comment-15603 Al Tue, 15 Sep 2009 22:10:55 +0000 http://christianpf.com/how-to-budget-for-people-who-dont-want-to/#comment-15603 Hello Should a Christian budget? I know it sounds like a crazy question-but as a servant of the Lord and a husband of a Queen who introduced me to tithing, I'm confused. My wife whom I love dearly feels that I'm a HAWK over her shoulder when it comes to our money. When I want to give $250 (that I don't have) to a good cause-she is so happy with me. Yet, when I want to save $100.00 by asking her to stop ordering stuff on the internet, and stop eating out for lunch because when spend $ 130 per week on groceries-she feels I'm bully budgeting. Should we just continue to pay our tithes and never prepare for the future-and let God handle our retirement, and such. Or, should we build a plan to tithe but also create a budget? Thank you, Albert Hello

Should a Christian budget? I know it sounds like a crazy question-but as a servant of the Lord and a husband of a Queen who introduced me to tithing, I’m confused. My wife whom I love dearly feels that I’m a HAWK over her shoulder when it comes to our money.

When I want to give $250 (that I don’t have) to a good cause-she is so happy with me. Yet, when I want to save $100.00 by asking her to stop ordering stuff on the internet, and stop eating out for lunch because when spend $ 130 per week on groceries-she feels I’m bully budgeting.

Should we just continue to pay our tithes and never prepare for the future-and let God handle our retirement, and such. Or, should we build a plan to tithe but also create a budget?

Thank you,

Albert

]]> By: Kristia http://christianpf.com/how-to-budget-for-people-who-dont-want-to/comment-page-1/#comment-15587 Kristia Mon, 14 Sep 2009 21:30:22 +0000 http://christianpf.com/how-to-budget-for-people-who-dont-want-to/#comment-15587 I agree with Craig. Make if fun and you'll enjoy doing it more. There's a little kid in all of us who still loves to play! Why not make it a game to spend and save wisely? I agree with Craig. Make if fun and you’ll enjoy doing it more. There’s a little kid in all of us who still loves to play! Why not make it a game to spend and save wisely?

]]> By: Best of Money Carnival #16 | Wise Money Matters http://christianpf.com/how-to-budget-for-people-who-dont-want-to/comment-page-1/#comment-15570 Best of Money Carnival #16 | Wise Money Matters Mon, 14 Sep 2009 14:54:34 +0000 http://christianpf.com/how-to-budget-for-people-who-dont-want-to/#comment-15570 [...] presents How to Budget for People Who Don’t Want To. and wins the award for making a painful process seem [...] [...] presents How to Budget for People Who Don’t Want To. and wins the award for making a painful process seem [...]

]]> By: Friday Gathering: End of Summer Edition http://christianpf.com/how-to-budget-for-people-who-dont-want-to/comment-page-1/#comment-15558 Friday Gathering: End of Summer Edition Mon, 14 Sep 2009 11:01:30 +0000 http://christianpf.com/how-to-budget-for-people-who-dont-want-to/#comment-15558 [...] PF suggests some tips for people who do not like to budget. I like his “power of positive thinking” approach to budgeting. Good [...] [...] PF suggests some tips for people who do not like to budget. I like his “power of positive thinking” approach to budgeting. Good [...]

]]> By: Craig http://christianpf.com/how-to-budget-for-people-who-dont-want-to/comment-page-1/#comment-15449 Craig Thu, 10 Sep 2009 15:45:53 +0000 http://christianpf.com/how-to-budget-for-people-who-dont-want-to/#comment-15449 People don't want to because it's not fun. Make it fun and you will see results. Plan out what your bills and spending are and when you can attack it like a game it becomes more fun. Add goals and you have motivation which helps you continue. People don’t want to because it’s not fun. Make it fun and you will see results. Plan out what your bills and spending are and when you can attack it like a game it becomes more fun. Add goals and you have motivation which helps you continue.

]]> By: a. hope sanderlin http://christianpf.com/how-to-budget-for-people-who-dont-want-to/comment-page-1/#comment-15447 a. hope sanderlin Thu, 10 Sep 2009 13:37:08 +0000 http://christianpf.com/how-to-budget-for-people-who-dont-want-to/#comment-15447 The first thing that I would do if winning the Lotto, would be to tithe the tenth and give an offering. Then, I would do step 1-4. ahs The first thing that I would do if winning the Lotto, would be to tithe the tenth and give an offering. Then, I would do step 1-4. ahs

]]> By: Scott Lovingood http://christianpf.com/how-to-budget-for-people-who-dont-want-to/comment-page-1/#comment-15419 Scott Lovingood Tue, 08 Sep 2009 18:57:26 +0000 http://christianpf.com/how-to-budget-for-people-who-dont-want-to/#comment-15419 I think the word budgets scare some people. I prefer to deal with spending plans. I think the word relaxes people because you talk about how they spend their money. I have also used a visual of buckets. Budgets tend to be too detailed for most people but if you get them thinking in more simple terms, psychologically it allows them to visualize the process better. A bucket for your mortgage, your car payment, your fun money, etc. You can visualize the money sitting in a bucket. If see the money in the bucket, you learn to think, ok do I have money in my fun bucket to allow me to go to this movie? If you hate budgets, don't use one. Use a spending plan, a bucket list :) another tool to help you control your spending. Budgets are a plan and feedback tool. They only work if you use them. Find a tool you will use. Don't make it any more complex than you have too. I think the word budgets scare some people. I prefer to deal with spending plans. I think the word relaxes people because you talk about how they spend their money.

I have also used a visual of buckets. Budgets tend to be too detailed for most people but if you get them thinking in more simple terms, psychologically it allows them to visualize the process better.

A bucket for your mortgage, your car payment, your fun money, etc. You can visualize the money sitting in a bucket. If see the money in the bucket, you learn to think, ok do I have money in my fun bucket to allow me to go to this movie?

If you hate budgets, don’t use one. Use a spending plan, a bucket list :) another tool to help you control your spending. Budgets are a plan and feedback tool.

They only work if you use them. Find a tool you will use. Don’t make it any more complex than you have too.

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