http://christianpf.com/how-to-manage-your-bill-payments/ Christian Personal Finance - Financial help blog, debt help and other financial resources Tue, 14 Feb 2012 21:22:01 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://christianpf.com/how-to-manage-your-bill-payments/comment-page-1/#comment-164534 8 Great Blogs to Read in 2012 Thu, 12 Jan 2012 12:03:36 +0000 http://christianpf.com/ready-how-to-manage-your-bill-payments/#comment-164534 [...] you can.  Actually, this is a great month to start because Bob (the founder) just launched the “Getting Started” series.  Bob is a great friend of mine and one of the reason why I started Faith and Finance [...] [...] you can.  Actually, this is a great month to start because Bob (the founder) just launched the “Getting Started” series.  Bob is a great friend of mine and one of the reason why I started Faith and Finance [...]

]]> http://christianpf.com/how-to-manage-your-bill-payments/comment-page-1/#comment-160944 Jeff Crews Tue, 03 Jan 2012 20:29:42 +0000 http://christianpf.com/ready-how-to-manage-your-bill-payments/#comment-160944 Yes..glad to have another Google Calendar bill reminder advocate. I actually handle my monthly bill organization within Google docs spreadsheet, so Google is my go to tool! Yes..glad to have another Google Calendar bill reminder advocate. I actually handle my monthly bill organization within Google docs spreadsheet, so Google is my go to tool!

]]> http://christianpf.com/how-to-manage-your-bill-payments/comment-page-1/#comment-160795 Bob Tue, 03 Jan 2012 14:23:22 +0000 http://christianpf.com/ready-how-to-manage-your-bill-payments/#comment-160795 Jeff, great point. I actually do the same thing with Google calendar - it is a great way to make sure you never miss bill-paying day! Jeff, great point. I actually do the same thing with Google calendar – it is a great way to make sure you never miss bill-paying day!

]]> http://christianpf.com/how-to-manage-your-bill-payments/comment-page-1/#comment-160793 Bob Tue, 03 Jan 2012 14:22:13 +0000 http://christianpf.com/ready-how-to-manage-your-bill-payments/#comment-160793 BPDB, I know what you mean - it can be a challenge, but the key is to get it out before the variable expenses get paid out. For us the variable expenses were entertainment, spending money, groceries, fuel for cars, etc. So we pulled out our most important items first and then let the rest of these just have to be limited to what was there. BPDB, I know what you mean – it can be a challenge, but the key is to get it out before the variable expenses get paid out. For us the variable expenses were entertainment, spending money, groceries, fuel for cars, etc. So we pulled out our most important items first and then let the rest of these just have to be limited to what was there.

]]> http://christianpf.com/how-to-manage-your-bill-payments/comment-page-1/#comment-160774 Kathleen K Tue, 03 Jan 2012 13:46:02 +0000 http://christianpf.com/ready-how-to-manage-your-bill-payments/#comment-160774 Excellent point Arne. When we first set up a budget, my husband was paid on the 15th and 30th. Since then, he's changed jobs and is paid every other Friday. We have set up our budget on a monthly basis with 2 paydays per month. Twice a year he gets a "bonus" of a 3rd payday in the month. This money is used for special purposes or to boost savings further. Excellent point Arne. When we first set up a budget, my husband was paid on the 15th and 30th. Since then, he’s changed jobs and is paid every other Friday. We have set up our budget on a monthly basis with 2 paydays per month. Twice a year he gets a “bonus” of a 3rd payday in the month. This money is used for special purposes or to boost savings further.

]]> http://christianpf.com/how-to-manage-your-bill-payments/comment-page-1/#comment-160603 Jeff Crews Tue, 03 Jan 2012 06:23:12 +0000 http://christianpf.com/ready-how-to-manage-your-bill-payments/#comment-160603 Setting Google Calendar reminders is a great way to remember. You can set reoccurring reminders, etc. Have you tried this? I always try and set up automatic Bill Pay. However, the accounts I use Google Calendar when I can't. Setting Google Calendar reminders is a great way to remember. You can set reoccurring reminders, etc. Have you tried this? I always try and set up automatic Bill Pay. However, the accounts I use Google Calendar when I can’t.

]]> http://christianpf.com/how-to-manage-your-bill-payments/comment-page-1/#comment-160551 JoolieH Tue, 03 Jan 2012 04:11:01 +0000 http://christianpf.com/ready-how-to-manage-your-bill-payments/#comment-160551 When we both got paid weekly I simply paid about 1/4 of the bills each week. If you go with 2 monthly bill-pay days, and you're following a budget, it should follow that you'd only spend what was budgeted for and the money for the bills would still be there on bill-pay day but you need to be disciplined enough to ensure that happens! When we both got paid weekly I simply paid about 1/4 of the bills each week. If you go with 2 monthly bill-pay days, and you’re following a budget, it should follow that you’d only spend what was budgeted for and the money for the bills would still be there on bill-pay day but you need to be disciplined enough to ensure that happens!

]]> http://christianpf.com/how-to-manage-your-bill-payments/comment-page-1/#comment-160545 JoolieH Tue, 03 Jan 2012 04:02:02 +0000 http://christianpf.com/ready-how-to-manage-your-bill-payments/#comment-160545 I divide annual and quarterly bills into a monthly amount. Then I add that "bill" to one of my bill-pay days and transfer the money to a savings account set up specifically for that payment. I do the same with saving toward large expenditures like the roof and gutters we will need, and a fake car payment (to ourselves) so we'll have the cash on hand when the expense comes due. As we have fluxuating income, these "bills" get paid when ever we have the money that month. I divide annual and quarterly bills into a monthly amount. Then I add that “bill” to one of my bill-pay days and transfer the money to a savings account set up specifically for that payment. I do the same with saving toward large expenditures like the roof and gutters we will need, and a fake car payment (to ourselves) so we’ll have the cash on hand when the expense comes due. As we have fluxuating income, these “bills” get paid when ever we have the money that month.

]]> http://christianpf.com/how-to-manage-your-bill-payments/comment-page-1/#comment-160475 BPDb Tue, 03 Jan 2012 00:17:57 +0000 http://christianpf.com/ready-how-to-manage-your-bill-payments/#comment-160475 I have been doing this for years. I even budget out the "extras" so I know exactly how much I have left. The one thing I need to learn to do is pay myself. I pay my bills, my kids accounts, but not my savings account. How can I do a bettter job at paying myself first? I have been doing this for years. I even budget out the “extras” so I know exactly how much I have left. The one thing I need to learn to do is pay myself. I pay my bills, my kids accounts, but not my savings account. How can I do a bettter job at paying myself first?

]]> http://christianpf.com/how-to-manage-your-bill-payments/comment-page-1/#comment-160352 stan osoriasoria Mon, 02 Jan 2012 17:36:07 +0000 http://christianpf.com/ready-how-to-manage-your-bill-payments/#comment-160352 You would think this is something we should always remmeber since we are'nt the service provider but you are spot-on we forget for reason i can't speculate, the steps are practical. You would think this is something we should always remmeber since we are’nt the service provider but you are spot-on we forget for reason i can’t speculate, the steps are practical.

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