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	<title>Comments on: Is a college degree still worth it?</title>
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	<description>Christian Personal Finance - Financial help blog, debt help and other financial resources</description>
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		<title>By: joe gofo</title>
		<link>http://christianpf.com/is-a-college-degree-still-worth-it/comment-page-1/#comment-121426</link>
		<dc:creator>joe gofo</dc:creator>
		<pubDate>Tue, 05 Jul 2011 03:44:15 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/is-a-college-degree-still-worth-it/#comment-121426</guid>
		<description>i got fired, and i am a CPA. my job was outsourced ti India</description>
		<content:encoded><![CDATA[<p>i got fired, and i am a CPA. my job was outsourced ti India</p>
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		<title>By: joe gofo</title>
		<link>http://christianpf.com/is-a-college-degree-still-worth-it/comment-page-1/#comment-121425</link>
		<dc:creator>joe gofo</dc:creator>
		<pubDate>Tue, 05 Jul 2011 03:42:44 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/is-a-college-degree-still-worth-it/#comment-121425</guid>
		<description>college is not worth the money anymore, there are no jobs and everythimg is being outsource to other countries, so dont go to college.</description>
		<content:encoded><![CDATA[<p>college is not worth the money anymore, there are no jobs and everythimg is being outsource to other countries, so dont go to college.</p>
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		<title>By: David</title>
		<link>http://christianpf.com/is-a-college-degree-still-worth-it/comment-page-1/#comment-86985</link>
		<dc:creator>David</dc:creator>
		<pubDate>Thu, 02 Dec 2010 17:18:45 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/is-a-college-degree-still-worth-it/#comment-86985</guid>
		<description>I graduated from college 20 years ago into a recession, similiar to what there is now, and I have since felt that I never quite felt it was worth it.  I wasn&#039;t cut out for engineering courses, went to business instead, but the university accepts only so many into the business school, so I fell into what I call the &quot;liberal arts trap&quot;.  Jobs that hired me for my degree during the early 90&#039;s were low paying and offered little growth, even though they required a degree.  To put it in a nutshell, I got some technical education in telecommunications, which helped for awhile, then relocated to be wife my wife, but those skills were not in demand after relocation largely due to another recession (early 2000&#039;s), and took more responsibilities of taking care of the family while upgrading my credentials.

I&#039;ve found in recent years that finding a career job is no easy task with the red tape and not quite having exactly what the position calls for.  Most jobs I&#039;ve seen open are unskilled general labor jobs.  I&#039;ve decided not to depend of companies and job trends and do into business myself, and although things progress slowly, I don&#039;t back.

If I were to do things again, I&#039;d get some vocational/technical trainng and perhaps work for a degree on a PT basis in addition to working with skills learned (assuming such trainng would have paid off) instead of getting my BA on a FT basis and hope that would get into a good career field.  It does benefit most people in the long run,and maybe my case is an exception, and I&#039;m not writing this to be negative, but I thing getting a college education should come with warning labels.  However, i do recognize skill learned while going to college, and I can say they do help even when I&#039;m not self-employed.</description>
		<content:encoded><![CDATA[<p>I graduated from college 20 years ago into a recession, similiar to what there is now, and I have since felt that I never quite felt it was worth it.  I wasn&#8217;t cut out for engineering courses, went to business instead, but the university accepts only so many into the business school, so I fell into what I call the &#8220;liberal arts trap&#8221;.  Jobs that hired me for my degree during the early 90&#8242;s were low paying and offered little growth, even though they required a degree.  To put it in a nutshell, I got some technical education in telecommunications, which helped for awhile, then relocated to be wife my wife, but those skills were not in demand after relocation largely due to another recession (early 2000&#8242;s), and took more responsibilities of taking care of the family while upgrading my credentials.</p>
<p>I&#8217;ve found in recent years that finding a career job is no easy task with the red tape and not quite having exactly what the position calls for.  Most jobs I&#8217;ve seen open are unskilled general labor jobs.  I&#8217;ve decided not to depend of companies and job trends and do into business myself, and although things progress slowly, I don&#8217;t back.</p>
<p>If I were to do things again, I&#8217;d get some vocational/technical trainng and perhaps work for a degree on a PT basis in addition to working with skills learned (assuming such trainng would have paid off) instead of getting my BA on a FT basis and hope that would get into a good career field.  It does benefit most people in the long run,and maybe my case is an exception, and I&#8217;m not writing this to be negative, but I thing getting a college education should come with warning labels.  However, i do recognize skill learned while going to college, and I can say they do help even when I&#8217;m not self-employed.</p>
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		<title>By: J</title>
		<link>http://christianpf.com/is-a-college-degree-still-worth-it/comment-page-1/#comment-70839</link>
		<dc:creator>J</dc:creator>
		<pubDate>Tue, 12 Oct 2010 05:51:16 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/is-a-college-degree-still-worth-it/#comment-70839</guid>
		<description>Hmmmmmmmmm

I served in the military w/ honorable discharge right out of H.S.
I lived in Japan for 6 months, lived in the middle east, etc.
I seen the world more than most people.
I started college 3 months after separation from the military.
I earned my bachelor degree in business in 3 yrs taking as much as 22 units a quarter.

I graduated 2009.
I am making $11.50/hr doing H.S. dropout type work.
I cannot find a better job.
I look for a job everyday, as much as someone log on to facebook.
I am mad as hell w/ my qualifications and cannot find a better job.
I want to go back to the military as an officer making 70K instantly,
but I remind myself why I got out in the first place.
I am hired by the fed. gov. w/ a very good paying position, but did not start the job yet due to &quot;budgets&quot;.
I owe a lot of money for college loans.
I know a good friend from middle school that dropped out of h.s. in the 9th grade and is currently making over 30$/hr.
Why am I stuck at an $11.50/hr job.</description>
		<content:encoded><![CDATA[<p>Hmmmmmmmmm</p>
<p>I served in the military w/ honorable discharge right out of H.S.<br />
I lived in Japan for 6 months, lived in the middle east, etc.<br />
I seen the world more than most people.<br />
I started college 3 months after separation from the military.<br />
I earned my bachelor degree in business in 3 yrs taking as much as 22 units a quarter.</p>
<p>I graduated 2009.<br />
I am making $11.50/hr doing H.S. dropout type work.<br />
I cannot find a better job.<br />
I look for a job everyday, as much as someone log on to facebook.<br />
I am mad as hell w/ my qualifications and cannot find a better job.<br />
I want to go back to the military as an officer making 70K instantly,<br />
but I remind myself why I got out in the first place.<br />
I am hired by the fed. gov. w/ a very good paying position, but did not start the job yet due to &#8220;budgets&#8221;.<br />
I owe a lot of money for college loans.<br />
I know a good friend from middle school that dropped out of h.s. in the 9th grade and is currently making over 30$/hr.<br />
Why am I stuck at an $11.50/hr job.</p>
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		<title>By: Ton</title>
		<link>http://christianpf.com/is-a-college-degree-still-worth-it/comment-page-1/#comment-70670</link>
		<dc:creator>Ton</dc:creator>
		<pubDate>Tue, 05 Oct 2010 21:42:53 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/is-a-college-degree-still-worth-it/#comment-70670</guid>
		<description>I&#039;m thinking about going back to school. I&#039;m 33 and I make about $110K per year just about every year. I&#039;m a software sales professional. I&#039;ve been in the business for 13 years. I was earning 65K annually at 21. You&#039;d think I&#039;d be comfy...but I&#039;m not. I&#039;m simply weary of being rejected for job interviews that would allow me to actually earn more (250K annually in many cases) simply because I do not have a degree. I work in inside sales for one of the worlds largest software companies and I&#039;m as smart or smarter than half the men that they hire in outside sales and I&#039;m working just as diligently. Many times...I&#039;m doing most of the work when I&#039;m partnered up with Field reps, as is often the model, and they&#039;re earning the larger commission check on a shared quota of 4-5 million. I&#039;m training them on all the systems, I&#039;m doing all the prospecting, I&#039;m doing all the technical selling...they&#039;re taking them to lunch. Now how is that fair? I love selling and I&#039;m very good at it. I love customers, influence, and problem solving and I have a tremendous track record of success. However, in my industry...no matter how good I am...if I don&#039;t have the degree it will always come back to bite me in the tail.</description>
		<content:encoded><![CDATA[<p>I&#8217;m thinking about going back to school. I&#8217;m 33 and I make about $110K per year just about every year. I&#8217;m a software sales professional. I&#8217;ve been in the business for 13 years. I was earning 65K annually at 21. You&#8217;d think I&#8217;d be comfy&#8230;but I&#8217;m not. I&#8217;m simply weary of being rejected for job interviews that would allow me to actually earn more (250K annually in many cases) simply because I do not have a degree. I work in inside sales for one of the worlds largest software companies and I&#8217;m as smart or smarter than half the men that they hire in outside sales and I&#8217;m working just as diligently. Many times&#8230;I&#8217;m doing most of the work when I&#8217;m partnered up with Field reps, as is often the model, and they&#8217;re earning the larger commission check on a shared quota of 4-5 million. I&#8217;m training them on all the systems, I&#8217;m doing all the prospecting, I&#8217;m doing all the technical selling&#8230;they&#8217;re taking them to lunch. Now how is that fair? I love selling and I&#8217;m very good at it. I love customers, influence, and problem solving and I have a tremendous track record of success. However, in my industry&#8230;no matter how good I am&#8230;if I don&#8217;t have the degree it will always come back to bite me in the tail.</p>
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		<title>By: Josie</title>
		<link>http://christianpf.com/is-a-college-degree-still-worth-it/comment-page-1/#comment-43214</link>
		<dc:creator>Josie</dc:creator>
		<pubDate>Thu, 03 Jun 2010 11:30:31 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/is-a-college-degree-still-worth-it/#comment-43214</guid>
		<description>Honestly it seems unless you&#039;re going for a high-paying career, a college degree is worth less and less. 

I have an MFA in film (go ahead, laugh!). I honestly could have gotten the jobs I got without my degree. As it is I&#039;m 30 and still have 65k worth of debt from college. 

I would say right off the bat that any art degree isn&#039;t worth the schooling. Take community college courses at most in the specific art you&#039;re interested in, but the degree won&#039;t help you much. 

For the health, business, engineering, law, etc industries - yes it&#039;s worth it - because the knowledge you get and the salary for starting jobs and the growth salary you can end up with are great money. 

Then there are the grey areas -psychology, political science, education, etc - a lot of these jobs if you look at the medium salary range its not a ton more than other careers you can work your way up in without a college degree. It&#039;s sad that some of these careers make about the same as a fast food service career. I was shocked to find out how much EMTs, teachers, pilots and other careers that are so important to society make. 

I do however think that college gives you lots of broad knowledge and a certain life experience and maturity that you don&#039;t get elsewhere mostly. 

The bottom line is to do what you love, and take a look at the salary range and ask yourself if its worth the 4 years, debt and career delay start to get the degree. If the job you want requires it when you browse ads, then you have to get it.</description>
		<content:encoded><![CDATA[<p>Honestly it seems unless you&#8217;re going for a high-paying career, a college degree is worth less and less. </p>
<p>I have an MFA in film (go ahead, laugh!). I honestly could have gotten the jobs I got without my degree. As it is I&#8217;m 30 and still have 65k worth of debt from college. </p>
<p>I would say right off the bat that any art degree isn&#8217;t worth the schooling. Take community college courses at most in the specific art you&#8217;re interested in, but the degree won&#8217;t help you much. </p>
<p>For the health, business, engineering, law, etc industries &#8211; yes it&#8217;s worth it &#8211; because the knowledge you get and the salary for starting jobs and the growth salary you can end up with are great money. </p>
<p>Then there are the grey areas -psychology, political science, education, etc &#8211; a lot of these jobs if you look at the medium salary range its not a ton more than other careers you can work your way up in without a college degree. It&#8217;s sad that some of these careers make about the same as a fast food service career. I was shocked to find out how much EMTs, teachers, pilots and other careers that are so important to society make. </p>
<p>I do however think that college gives you lots of broad knowledge and a certain life experience and maturity that you don&#8217;t get elsewhere mostly. </p>
<p>The bottom line is to do what you love, and take a look at the salary range and ask yourself if its worth the 4 years, debt and career delay start to get the degree. If the job you want requires it when you browse ads, then you have to get it.</p>
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		<title>By: Matt</title>
		<link>http://christianpf.com/is-a-college-degree-still-worth-it/comment-page-1/#comment-31301</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Wed, 14 Apr 2010 16:04:06 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/is-a-college-degree-still-worth-it/#comment-31301</guid>
		<description>TB, obviously I can&#039;t make a decision for you but I&#039;d recommend not going to college unless you want to completely change your career. If you&#039;re already competent in your field (and it sounds like you are) a degree is unlikely to make you more competent.

If you do want to change your career then a college degree in the field you want to get into might be useful, it depends on the field though.</description>
		<content:encoded><![CDATA[<p>TB, obviously I can&#8217;t make a decision for you but I&#8217;d recommend not going to college unless you want to completely change your career. If you&#8217;re already competent in your field (and it sounds like you are) a degree is unlikely to make you more competent.</p>
<p>If you do want to change your career then a college degree in the field you want to get into might be useful, it depends on the field though.</p>
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		<title>By: TB</title>
		<link>http://christianpf.com/is-a-college-degree-still-worth-it/comment-page-1/#comment-31169</link>
		<dc:creator>TB</dc:creator>
		<pubDate>Tue, 13 Apr 2010 22:23:51 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/is-a-college-degree-still-worth-it/#comment-31169</guid>
		<description>I dropped out of college before earning my degree in information systems and have been working ever since. I&#039;ve been working for the past 5 years or so and now make decent money in the $50-$60 range. my dilemma is that I&#039;m miserable at my job. In applying for other jobs, I wonder if I&#039;m selling myself short by not having a degree or if there are other factors that come into play. I don&#039;t particularly care about money because currently I&#039;m comfortable with what I make, but I want something that is fulfilling and has room for advancement. I believe my troubles are due to the economy and not so much my education, as my experience is very good for someone my age having had such a head start in my career, plus my references are excellent as well. I often contemplate going back to school but I&#039;m unsure if it is worth the time/money at this point. I know so many people with degrees who are the same or worse off than I am plus have student loans to pay.</description>
		<content:encoded><![CDATA[<p>I dropped out of college before earning my degree in information systems and have been working ever since. I&#8217;ve been working for the past 5 years or so and now make decent money in the $50-$60 range. my dilemma is that I&#8217;m miserable at my job. In applying for other jobs, I wonder if I&#8217;m selling myself short by not having a degree or if there are other factors that come into play. I don&#8217;t particularly care about money because currently I&#8217;m comfortable with what I make, but I want something that is fulfilling and has room for advancement. I believe my troubles are due to the economy and not so much my education, as my experience is very good for someone my age having had such a head start in my career, plus my references are excellent as well. I often contemplate going back to school but I&#8217;m unsure if it is worth the time/money at this point. I know so many people with degrees who are the same or worse off than I am plus have student loans to pay.</p>
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		<title>By: educated</title>
		<link>http://christianpf.com/is-a-college-degree-still-worth-it/comment-page-1/#comment-29709</link>
		<dc:creator>educated</dc:creator>
		<pubDate>Thu, 08 Apr 2010 11:38:17 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/is-a-college-degree-still-worth-it/#comment-29709</guid>
		<description>I guess I was naive.  I attended college for the education I would receive.  My father paid for it.  I studied what I liked and interested me.  That was fine with him.

But when I graduated, it was another story.  Suddenly, he expected me to snag a great job.  I was never very career-oriented and lacked confidence to enter the working world.  But I still love to read and write and play piano and teach music lessons.  I always knew what I liked; it just never translated into &quot;big real-world success.&quot;  Plus, any job I tried was never good enough for him.  So I realized that he wanted me to attend college so I&#039;d get some high-paying job, which is what society tells people to do.</description>
		<content:encoded><![CDATA[<p>I guess I was naive.  I attended college for the education I would receive.  My father paid for it.  I studied what I liked and interested me.  That was fine with him.</p>
<p>But when I graduated, it was another story.  Suddenly, he expected me to snag a great job.  I was never very career-oriented and lacked confidence to enter the working world.  But I still love to read and write and play piano and teach music lessons.  I always knew what I liked; it just never translated into &#8220;big real-world success.&#8221;  Plus, any job I tried was never good enough for him.  So I realized that he wanted me to attend college so I&#8217;d get some high-paying job, which is what society tells people to do.</p>
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		<title>By: Marie</title>
		<link>http://christianpf.com/is-a-college-degree-still-worth-it/comment-page-1/#comment-29594</link>
		<dc:creator>Marie</dc:creator>
		<pubDate>Thu, 08 Apr 2010 00:50:18 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/is-a-college-degree-still-worth-it/#comment-29594</guid>
		<description>In my twenties, my secretarial skills served me quite well for jobs.  Since so many college graduates end up as adminstrative assistants anyway, why don&#039;t we teach those skills anymore in short-term certificate programs?  Do today&#039;s administrative assistants need to be able to quote Shakespeare or Chaucer and do calculus?

Besides, many college graduates cannot do these things anyway.  Many are poor spellers and writers because standards have plummeted.  Despite requirements for cultural enrichment, few, after graduating, take in a night at the theater or opera or ballet.  Some don&#039;t even read books.</description>
		<content:encoded><![CDATA[<p>In my twenties, my secretarial skills served me quite well for jobs.  Since so many college graduates end up as adminstrative assistants anyway, why don&#8217;t we teach those skills anymore in short-term certificate programs?  Do today&#8217;s administrative assistants need to be able to quote Shakespeare or Chaucer and do calculus?</p>
<p>Besides, many college graduates cannot do these things anyway.  Many are poor spellers and writers because standards have plummeted.  Despite requirements for cultural enrichment, few, after graduating, take in a night at the theater or opera or ballet.  Some don&#8217;t even read books.</p>
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