4 Money Principles Talked About In The Bible

The following guest post was written by Mark who regularly writes for BuyLikeBuffett.com.

The world would be a much better place if everyone applied biblical principles to their everyday lives. The Bible teaches foundational principles that help develop holistic individuals. You can improve your spiritual, mental, physical, and emotional life by living by the Bible’s time tested truths. Did you know that the Bible also has great advice that you can apply to your money matters? There are over 800 scriptures that address the topic of money (here are 250 of them). From getting out of debt to saving money, the Bible has a solution for getting your financial house in order.

Lets’ take a look at a few principles talked about in the Bible that can help you improve your financial life.

1. Sowing and Reaping

Galatians 6:7 “Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.”

Sowing and reaping is a biblical principle that was established back during Old Testamentary times. It’s an agricultural fact. If you plant and cultivate a seed then you will reap a harvest from it. Whatever you sow, you will reap. This principle applies to thoughts, actions, attitudes, and habits. If you sow kindness and goodness then you shall reap likewise. So, how can you apply this to your financial life? Plant seeds for your financial future. Aim to be a liberal giver and tither. Sow seeds of generosity. Donate to causes that help others and you will reap in ways that you never thought possible.

2. Being a Good Steward

Matthew 25:21 “Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness!”

The Bible discusses that you shall give an account over everything that God has placed under your charge. Are you make effective use of all of the talents that God has given to you? Are you a good financial steward? You should be a wise steward over all of your financial matters. Save for the future and maximize the income that God has provided you with. Do not frivolously just throw money away on entertainment and unneeded luxuries. If you are a good steward over whatever God has given you, then you are proving that you can be trusted with additional resources.

3. Living Debt Free

Deuteronomy 15:1 “At the end of every seven years thou shalt make a release.”

Debt is an albatross around the neck of many individuals. This may be the reason that Christ specifically taught that you show owe no man anything. The Bible gives the principles to living a debt free life. If you live a life unconcerned with the materialistic cares of this world, then you will not go leveraging yourself up just to fit in with society. For those that did get into debt, their debt was forgiven every 7 years. Every 50 years property would revert back to its rightful owner. Today, companies seek legal judgments to keep people enslaved in debt forever. Wouldn’t this be a good teaching to apply in our society at a time when so many people are losing their homes to foreclosure and buried under a mountain of debt?

4. Saving For The Future

Proverbs 6:6-8 “Go to the ant, O sluggard, observe her ways and be wise, which, having no chief, officer or ruler, prepares her food in the summer and gathers her provision in the harvest.”

Solomon’s proverb advises the wise to save their provisions. You need to store up and save money so that you can survive when the lean times come. In the Old Testament, Joseph gathered up all of the grains in Egypt so that he and his house could survive the famine. His foresight allowed the entire land of Egypt to survive and flourish after the famine was over. Emergency savings accounts and retirement accounts are great vehicles to help you survive times when the lean times come.

Remember that money is a tool to be used to help improve the lives of others. It is not something to hoard for yourself o that only you alone will benefit from it. As you prosper in every area of life, you should give back to ensure that others can share in the blessings that God has given to you.

What other financial principles in the Bible can you think of?















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10 Comments
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  1. I’ve always wondered if the “reap what you sow” conflicts with “let not your right hand know what your left hand is doing” scripture. (I’m paraphrasing — my apologies!)

    I’ve just always felt that we should be generous because it’s the right thing to do, not because we expect anything in return. I’ve always found it a little offensive when I see “donate and tithe” promoted in financial blogs as a way to get riches yourself. “Do onto others” doesn’t guarantee you’ll receive the same treatment back. You do it because it’s the right thing to do.

    • @Beth
      I agree we should do it with a right heart and do it because it pleases God. But that doesn’t change the fact that God’s word talks about the sowing and reaping principle all throughout the Bible. So while it shouldn’t be our motivation, I believe it shows just a little about how God truly is such a loving Father who does want to reward his kids…

  2. sgillesp

    Sigh. I struggle with this column – there is really good advice in here, but it comes at the cost of mangling some scripture. “Reaping what you sow” in Galatians was not about money. Jesus did not tell us “owe no man” – that was Paul – and to me, that makes a big difference. (Besides, that’s not the whole sentence: it was owe no man except for the debt of LOVE – we owe that to everyone, which emphatically changes the way we use money.) Much of what Jesus says are not ‘biblical principles’ that everyone could apply to their own enrichment; instead, Jesus is talking to those who have given up the right to their own lives and begun to live the kingdom life – giving their lives up to him and finding real life thereby. THAT life is marked by crazy things like turning the other cheek, loving one’s enemy and observing the birds and flowers and learning not to worry about material life. None of those things, if followed outside of a relationship with Jesus and apart from the goal of the kingdom of God, are going to make a man healthy, wealthy and wise all by themselves. That makes this column cringe-worthy for me.

  3. @sgillesp Good point! Many of those scriptures are a reality check to me, even if I can’t follow them to the letter. Just as the Lord’s Prayer is meant to be a model prayer (that teaches us how to pray, not what to repeat over and over again), his advice to his followers is meant to be a a guide for us to follow the best we can.

    For example, the scripture about observing birds and flowers reminds me to not get too wrapped up in material things. That’s not to say I shouldn’t worry about taking care of my home or maintaining my car, but rather than I should realize I am loved and provided for. Does it matter if I have the latest fashions or tech toys? Not really. They’re wants, not needs.

    Like I said, reality check :)

  4. I always love reading the Bible. Its my personal guide for daily living. Who would have thought that it will also serve as our guide for managing our personal finances. Isn’t it great.

  5. I think the teaching that we should store up treasures in heaven and not on earth (Matthew 6:19-21?) is so important to me. We should not live this life with our heart turned toward money and/or possessions, because they don’t matter in God’s eyes and will not help us to please Him or to live holy lives!

  6. I am beginning to really dig into the Bible, and I love this post on the 4 money principles. The one that most people seem to agree with, but few seem to abide by is, “Live Debt Free”. My wife and I are working towards this now, and it is tough! But, we’ll be so glad when we’re free.

    Thank you again for the post!

  7. The thing we tend to avoid is just because we do all these “right” things, doesn’t guarantee God will give in like kind. It’s not a mathematical formula. As Beth pointed out, you do what is right because it’s right. Often, but not always, the Lord out of his kindness gives back materially. If what you hint is true though, that it’s a principle set in concrete, you always get back what you put out, Jesus and Paul would have been rolling in it. We look at the church in the New Testament and people lost things because of allegiance to Christ. Reputation, health, goods and lives. They gave up the material for the eternal. If we get wrapped up in the here and now, (and I struggle with this one), we lose sight of Christ doing something bigger and we start judging others by outward success, not the thing that really matters, their love for Christ.

  8. Dayo Akintunde

    Thanks for the article.
    It is good to also note that it is the blessings of the Lord that makes rich without adding surrow to it. The Lord is the one that giveth power to get wealth – Deut 8 v 18. May be that is why Proverbs 23 v 4 say you should not overwork yourself to be rich, do not rely on your own understanding. Verse 5 says our eyes should be on the Lord because riches can develop wings and fly away any time but God will still remain God.

  9. Chinky del Mar

    It is indeed a much lessons learned article.Thank you for the Christian PFs writer for sharing this great wisdom..More power to you all and looking forward to read lots of life changing writing from you..

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