Christian Personal Finance – Blog: Debt & Financial Help

Earn $600 A Year With A Cash-Back Rewards Debit Card – GS6

01.09.2012 by Bob 20 comments

Since opening my account in May of 2010 I have earned $1169 cash back. This breaks down to an average of $58/month for doing nothing different than I was doing before I switched from my old bank…

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How to negotiate with credit card companies – GS5

01.06.2012 by Bob 35 comments

A few years ago, when I had over $15,000 of credit card debt, I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt and learning to negotiate with credit card companies was a key component…

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Get Out Of Debt With The Debt Snowball Method – GS4

01.05.2012 by Bob 42 comments

Creating a debt snowball is my preferred method of getting out of debt. The strength of using this method is that it focuses on the behavioral side of finance rather than the mathematical. Since we are not robots that always do exactly what we know we should, I recommend this method for most people.

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How to Calculate Your Net Worth & Why You Should – GS3

01.04.2012 by Bob 8 comments

While I think few would argue that paying off debts is a good thing, there is a better way to accurately see the big picture of your finances. It is called your NET WORTH. And no it is not just a number that rich people talk about at cocktail parties. It is what financially savvy people use to track their progress.

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15 Ways to Cut Your Expenses – GS2

01.03.2012 by Bob 33 comments

These are the 15 ways that I have used to cut expenses in order that I could save money to pay off my debts…

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How to Manage Your Bills – GS1

01.02.2012 by Bob 35 comments

Why not implement the same type of planning to the paying of your bills? Rather than sporadically paying them as they come in, or checking a pile on your desk every few days, you should be able to designate 2 days a month to pay your bills…

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The ‘Getting Started’ Course Starts Monday!

12.31.2011 by Bob 8 comments

I decided to pull together a 4-week series that will give you actionable steps to help you save hundreds if not thousands of dollars a year, get out of debt, better organize and manage your finances, and help you begin planning and preparing for the future.

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The 6 Different Types of Volunteers

12.30.2011 by Cherie 1 comment

Many people volunteer their time as part of their giving priority each year. Volunteering, whether in a faith community, at a local nonprofit, or in service to a neighbor, is an important part of a balanced life.

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What’s Your New Year’s Financial Resolution?

12.29.2011 by John Frainee 6 comments

A new year is right around the bend. You’re probably already dreaming up a few new year’s resolutions for 2012. Don’t forget some financial resolutions as well! Here are some financial steps you can take in 2012 to get started on the right foot.

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How to Teach Your Children to Survive: Our Story

12.28.2011 by Carol 7 comments

It’s true: your children do, eventually, come back and thank you. At least my second son did last week. Home on furlough from the mission field in Haiti, he said to my husband in a conversation, “You know the best thing you ever taught me Dad was how to be responsible.”

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