Christian Personal Finance – Blog: Debt & Financial Help

How We Saved $530/yr on Car Insurance – GS7

01.10.2012 by Bob 16 comments

Saving another $200 a year on car insurance: She emailed me about a week ago asking me if I would be open to her getting me a new quote with a few other insurance companies. Of course, why not? So, she ran it and she seemed to be very excited to tell me that she could get me the exact same coverage for $200 cheaper per year than Geico.

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Earn $600 A Year With A Cash-Back Rewards Debit Card – GS6

01.09.2012 by Bob 19 comments

Since opening my account in May of 2010 I have earned $1169 cash back. This breaks down to an average of $58/month for doing nothing different than I was doing before I switched from my old bank…

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How to negotiate with credit card companies – GS5

01.06.2012 by Bob 33 comments

A few years ago, when I had over $15,000 of credit card debt, I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt and learning to negotiate with credit card companies was a key component…

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Get Out Of Debt With The Debt Snowball Method – GS4

01.05.2012 by Bob 42 comments

Creating a debt snowball is my preferred method of getting out of debt. The strength of using this method is that it focuses on the behavioral side of finance rather than the mathematical. Since we are not robots that always do exactly what we know we should, I recommend this method for most people.

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How to Calculate Your Net Worth & Why You Should – GS3

01.04.2012 by Bob 6 comments

While I think few would argue that paying off debts is a good thing, there is a better way to accurately see the big picture of your finances. It is called your NET WORTH. And no it is not just a number that rich people talk about at cocktail parties. It is what financially savvy people use to track their progress.

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15 Ways to Cut Your Expenses – GS2

01.03.2012 by Bob 32 comments

These are the 15 ways that I have used to cut expenses in order that I could save money to pay off my debts…

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How to Manage Your Bills – GS1

01.02.2012 by Bob 31 comments

Why not implement the same type of planning to the paying of your bills? Rather than sporadically paying them as they come in, or checking a pile on your desk every few days, you should be able to designate 2 days a month to pay your bills…

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The ‘Getting Started’ Course Starts Monday!

12.31.2011 by Bob 8 comments

I decided to pull together a 4-week series that will give you actionable steps to help you save hundreds if not thousands of dollars a year, get out of debt, better organize and manage your finances, and help you begin planning and preparing for the future.

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