Christian Personal Finance – Blog: Debt & Financial Help

How Much Should You Have in Your Business Reserves Fund?

12.14.2011 by John Frainee 4 comments

For the past two years, I’ve been running a sole proprietorship business online. I’ve had to learn a thing or two about how much money to have in my business reserves fund in order to save for domain renewals, hosting renewals, and rewards for my website contributors. How much should you have in your business reserves fund?

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How Would Dave Ramsey’s Home Buying Advice Work When the Bubble Bursts?

12.13.2011 by Joe Plemon 24 comments

I write this post primarily to satisfy my own curiosity. What am I curious about? Just how much difference Dave Ramsey’s home buying recommendations would make to those who bought their homes at the height of the housing balloon, just before it burst.

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The Tax Treatment of Inherited IRA accounts

12.12.2011 by Jon 2 comments

Do you hate headaches? Well, you will probably get one if you inherit a traditional IRA. Why you ask? Well, the United States government has decided to create what I call the “labyrinth” of tax code for inherited IRAs.

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Why I Still Pick Up Pennies From the Ground

12.11.2011 by Tim 18 comments

As I was walking out of Dairy Queen the other day I heard someone behind me say, “There’s a penny on the ground for you.”

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A Challenge for Believers This Christmas

12.10.2011 by Adam Simon 4 comments

This is going to be short and sweet. It’s December already and it hit me as I was reading Norman Geisler’s book, “Coversational Evangelism,” that within the next 30 days we are all going to be sharing multiple meals with many of our friends and families. With that in mind, I want to invite you, the reader (and anyone else you’d like to pass this along to), to accept a challenge that may stretch you out of your comfort zone this holiday season. Actually, that’s EXACTLY the point.

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How Much “Fun Money” Should You Spend Per Month?

12.09.2011 by John Frainee 10 comments

If you’re like me – a penny pincher – you need to know it’s okay to have a little fun every once in a while. But how much should you spend on entertainment and fun? The answer is different for everyone, but here are a a few ideas that can help you figure that out.

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5 Reasons to Put Your Retirement Plans Ahead of Your Children’s College

12.08.2011 by Joe Plemon 31 comments

I recently spoke with a single mom who was planning to mortgage her paid for house in order to ease her children’s college burdens. Her logic? “I just can’t let them accumulate all of those student loans. What kind of a mother would?”

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