Here are a few of the best articles from around the web during the past month or so. Enjoy this roundup!
- Can I Contribute to Both Retirement Accounts and is the Limit Shared? – PT Money provides an extremely useful chart explaining how much money you can legally contribute every year into your retirement accounts. Not only will this help you determine if you’re within the confines of the law, but perhaps you’ll find a new way you can contribute more for a bigger nest egg in the future.
- What’s the Best Way to Help the Poor? – Rich Avery at Money Wise Pastor discusses how to get to know those who are asking for money to determine their true level of need. If you’ve been struggling with whether or not you should give to beggars on the street, this article is for you.
- 20 Ways to Save for a Little Something Extra – Catherine Alford shares on Free Money Wisdom several ways you can bring in a few extra bucks for those occasional coffees or clothing purchases at the mall. Whatever you need some extra money for, these tips will put a little extra cash in your pocket.
- 4 Ways Credit Cards Manipulate You into More Debt – Emily Birken shares on WiseBread the psychological games credit card companies play on consumers to ensure they load up on debt without thinking twice. This is a great read on how these companies utilize human tendencies to undermine our ability to control our spending.
- 7 Radical Things I Do to Save Money – David Bakke shares on Three Thrifty Guys some of his extreme tips to get more bang for your buck and keep money where it belongs: in your bank account. Some of the most radical tips? Cut your own hair. Regift. Take your garbage to work with you. Yeah, that last one seemed questionable to me too, ha. How many of these tips are you daring enough to incorporate into your life?
- 5 Foods You Shouldn’t Waste Your Money On – Ashley Eneriz shares on Beating Broke a few foods that really aren’t worth your money. Make sure you eat healthy and get more food out of your grocery budget.
- 6 Expensive Things Every Homeowner Should Prepare For – Dominique Brown shares on 20′s Finances some important considerations when you’re buying a house. If you’re a first time homebuyer, this is a must read.
- Tax Changes Coming in 2013 – Joe Taxpayer provides some important tidbits regarding tax changes coming next year. If you’re gifting some money, have children, are saving for retirement, or contribute to a flexible spending account, you’re going to want to pay attention.