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	<title>Comments on: Are you a saver or a spender?</title>
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	<link>http://christianpf.com/saver-or-spender/</link>
	<description>Christian Personal Finance - Financial help blog, debt help and other financial resources</description>
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		<title>By: What Happened On 9 11 To You and Me</title>
		<link>http://christianpf.com/saver-or-spender/comment-page-1/#comment-144951</link>
		<dc:creator>What Happened On 9 11 To You and Me</dc:creator>
		<pubDate>Wed, 23 Nov 2011 18:11:13 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/saver-or-spender/#comment-144951</guid>
		<description>[...] pal Bob from Christian PF asks if you are a spender or saver.  The answer might surprise [...]</description>
		<content:encoded><![CDATA[<p>[...] pal Bob from Christian PF asks if you are a spender or saver.  The answer might surprise [...]</p>
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		<title>By: Jean</title>
		<link>http://christianpf.com/saver-or-spender/comment-page-1/#comment-121840</link>
		<dc:creator>Jean</dc:creator>
		<pubDate>Sun, 17 Jul 2011 18:08:36 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/saver-or-spender/#comment-121840</guid>
		<description>There is nothing  wrong of being a naturel spender and having fun it is part of the rules .But things you need to realise, is &quot;at the end of the day too much fun will be very painfull and it be too late&quot; .Starting to day  dont forget that.
(1) - Lean on God during the highs and lows.
(2) - WATCH what you put in your mouthWHILE having  your fun.
(3) -Get plenty exercise.
(4)Alwaays put alittle bit aside.</description>
		<content:encoded><![CDATA[<p>There is nothing  wrong of being a naturel spender and having fun it is part of the rules .But things you need to realise, is &#8220;at the end of the day too much fun will be very painfull and it be too late&#8221; .Starting to day  dont forget that.<br />
(1) &#8211; Lean on God during the highs and lows.<br />
(2) &#8211; WATCH what you put in your mouthWHILE having  your fun.<br />
(3) -Get plenty exercise.<br />
(4)Alwaays put alittle bit aside.</p>
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	<item>
		<title>By: Carnival of Money Stories #19</title>
		<link>http://christianpf.com/saver-or-spender/comment-page-1/#comment-17355</link>
		<dc:creator>Carnival of Money Stories #19</dc:creator>
		<pubDate>Mon, 02 Nov 2009 22:22:10 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/saver-or-spender/#comment-17355</guid>
		<description>[...] presents Saver or spender? posted at Christian Personal [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Saver or spender? posted at Christian Personal [...]</p>
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	</item>
	<item>
		<title>By: 9/11 -A Day for Gratitude?</title>
		<link>http://christianpf.com/saver-or-spender/comment-page-1/#comment-15490</link>
		<dc:creator>9/11 -A Day for Gratitude?</dc:creator>
		<pubDate>Fri, 11 Sep 2009 15:16:54 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/saver-or-spender/#comment-15490</guid>
		<description>[...] pal Bob from Christian PF asks if you are a spender or saver.  The answer might surprise [...]</description>
		<content:encoded><![CDATA[<p>[...] pal Bob from Christian PF asks if you are a spender or saver.  The answer might surprise [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Mr. Not the Jet Set</title>
		<link>http://christianpf.com/saver-or-spender/comment-page-1/#comment-15479</link>
		<dc:creator>Mr. Not the Jet Set</dc:creator>
		<pubDate>Fri, 11 Sep 2009 03:47:18 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/saver-or-spender/#comment-15479</guid>
		<description>You know what they say about opposites attract - I&#039;m a natural spender and the Mrs. is the natural saver.  

I&#039;ve changed my ways over the years, but I still make sure we have some fun!</description>
		<content:encoded><![CDATA[<p>You know what they say about opposites attract &#8211; I&#8217;m a natural spender and the Mrs. is the natural saver.  </p>
<p>I&#8217;ve changed my ways over the years, but I still make sure we have some fun!</p>
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		<title>By: Sarah</title>
		<link>http://christianpf.com/saver-or-spender/comment-page-1/#comment-15478</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Fri, 11 Sep 2009 02:32:21 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/saver-or-spender/#comment-15478</guid>
		<description>I used to often struggle with my spending habits..Without my knowledge I used to hoard up thing which didn&#039;t add up to my need ending in financial pitfalls.Money and you by habit changer has helped to develop a good saving pattern</description>
		<content:encoded><![CDATA[<p>I used to often struggle with my spending habits..Without my knowledge I used to hoard up thing which didn&#8217;t add up to my need ending in financial pitfalls.Money and you by habit changer has helped to develop a good saving pattern</p>
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		<title>By: Kevin@OutOfYourRut</title>
		<link>http://christianpf.com/saver-or-spender/comment-page-1/#comment-15471</link>
		<dc:creator>Kevin@OutOfYourRut</dc:creator>
		<pubDate>Thu, 10 Sep 2009 21:10:33 +0000</pubDate>
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		<description>Jay, you&#039;ve presented this in a way that&#039;s very atypical of what you see even on PF sites.  I really the health-spiritual-financial triad idea.  So many people get to 65, but have no faith and poor health.  Without good health, how do you enjoy what you&#039;ve worked so hard to acquire?  Without faith, how do you face each day at the tail end of your life???

The one thing I struggle with is the forget it and set it idea.  That&#039;s what a lot of people try to do, and life gets in the way and upsets things.  

The roller coaster nature of life seems to require constant plan tweaking.</description>
		<content:encoded><![CDATA[<p>Jay, you&#8217;ve presented this in a way that&#8217;s very atypical of what you see even on PF sites.  I really the health-spiritual-financial triad idea.  So many people get to 65, but have no faith and poor health.  Without good health, how do you enjoy what you&#8217;ve worked so hard to acquire?  Without faith, how do you face each day at the tail end of your life???</p>
<p>The one thing I struggle with is the forget it and set it idea.  That&#8217;s what a lot of people try to do, and life gets in the way and upsets things.  </p>
<p>The roller coaster nature of life seems to require constant plan tweaking.</p>
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		<title>By: Terry</title>
		<link>http://christianpf.com/saver-or-spender/comment-page-1/#comment-15461</link>
		<dc:creator>Terry</dc:creator>
		<pubDate>Thu, 10 Sep 2009 17:08:22 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/saver-or-spender/#comment-15461</guid>
		<description>Johny,

Could you explain the rule of life cycle?

Google wasn&#039;t much help, all I got were about 8 hits, which seemed to be about climate change and sustainability - didn&#039;t see anything financial there.</description>
		<content:encoded><![CDATA[<p>Johny,</p>
<p>Could you explain the rule of life cycle?</p>
<p>Google wasn&#8217;t much help, all I got were about 8 hits, which seemed to be about climate change and sustainability &#8211; didn&#8217;t see anything financial there.</p>
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	<item>
		<title>By: Student</title>
		<link>http://christianpf.com/saver-or-spender/comment-page-1/#comment-15459</link>
		<dc:creator>Student</dc:creator>
		<pubDate>Thu, 10 Sep 2009 17:00:16 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/saver-or-spender/#comment-15459</guid>
		<description>I agree with Johny!

Im writing something for students to help them be more of the saver and less of the spender!

Being a recent graduate myself, and stuck in student debt, it&#039;s really not very nice :(

Feel free to add you own pieces of advice. 

http://studentsblog2.blogspot.com/</description>
		<content:encoded><![CDATA[<p>I agree with Johny!</p>
<p>Im writing something for students to help them be more of the saver and less of the spender!</p>
<p>Being a recent graduate myself, and stuck in student debt, it&#8217;s really not very nice <img src='http://christianpf.com/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
<p>Feel free to add you own pieces of advice. </p>
<p><a href="http://studentsblog2.blogspot.com/" rel="nofollow">http://studentsblog2.blogspot.com/</a></p>
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	<item>
		<title>By: Johny</title>
		<link>http://christianpf.com/saver-or-spender/comment-page-1/#comment-15454</link>
		<dc:creator>Johny</dc:creator>
		<pubDate>Thu, 10 Sep 2009 16:31:03 +0000</pubDate>
		<guid isPermaLink="false">http://christianpf.com/saver-or-spender/#comment-15454</guid>
		<description>Good post! I believe in both, it is the rule of life cycle.</description>
		<content:encoded><![CDATA[<p>Good post! I believe in both, it is the rule of life cycle.</p>
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