Comments on: How We Saved $530/yr on Car Insurance – GS7

By: Anne

Anne — Wed, 11 Jan 2012 10:54:53 +0000

An “unknown company” can beat everyone’s rates. A few years ago I ran my insurance through Net Quote and got a call from Erie Insurance, which I had never heard of. Their quote was much lower than anyone else’s.

Then I realized the connection: They Don’t Advertise!

So advertising isn’t built into their rates.

All of my calls go to Donna, my agent, who knows me and my life situation. This past fall she called me and told me I would be paying lower rates because I qualified for some discounts.

Initially I was very hesitant because I had not heard of the company, but now I have no regrets.

Credit ratings – I have heard – have an impact on insurance rates, so if yours goes up, you should run your rates again.

By: Charles

Charles — Tue, 10 Jan 2012 23:23:46 +0000

My car insurance premium goes up every 6 months for no reason. Each time I call them to ask about it, they give me the same answer. “It’s not us, it’s not you, it’s your State laws!” I don’t know what that means, but that’s why I shop for new insurance every year.

By: Nana

Nana — Tue, 10 Jan 2012 22:54:16 +0000

Why does “car insurance” have to always be the biggest issue in every car article when you one can be worrying about other issues involving their car like their monthly payment (for a new car), annual registration, and the pricey costs of overall maintenance that eventually add up in a single year? Wouldn’t it be wonderful if there was a car insurance that can help compensate for all those additional costs outside car accidents. If healthcare insurance can do something like that for individuals, then why not cars?!

By: Building Wealth

Building Wealth — Tue, 10 Jan 2012 17:31:35 +0000

Nice points. Yeah, even the few hundreds of bucks are too much for the small inconveniences of big companies.

Thanks.

By: lynn

lynn — Mon, 10 Jan 2011 10:17:42 +0000

Hi I love your article and it was so fabulous and I am gonna save it. I Have to say the Superb analysis this article has is trully remarkable.No one goes that extra mile these days? Well Done!! Just one more suggestion you shouldinstall a Translator for your Global Audience !

By: Verniece Lennox

Verniece Lennox — Wed, 05 Jan 2011 02:29:03 +0000

Just wanted Geico to know what I think of it’s latest add.
Do they not understand what our troops are going through? Gieco is the Jackwagon on this one. I wounder how many military people, or friends and relitives of military people buy Gieco.
Verniece Lennox

PS, please foreward this to Gieco if possible. Thank You!

By: Pete

Pete — Wed, 04 Aug 2010 03:10:23 +0000

Just as important is saving money is knowing what a company does with it’s earnings. I too am with Geico, but I discovered that they give a large portion of money to Planned Parenthood. So now I am looking to switch.

By: 5 ways to save money on insurance

5 ways to save money on insurance — Fri, 16 Oct 2009 21:29:38 +0000

[...] over $500 in a year by shopping around. You can read how I saved $330 switching to Geico and then another $200 switching [...]

By: Superquote

Superquote — Wed, 01 Apr 2009 14:21:22 +0000

I have worked in UK insurance for some time but the points Katie makes are pretty true here too. Often you do not need a lot of the ‘add on’ products offered to you and these tend to be where the money making by insurance companies is really done.

By: Katie Wilson

Katie Wilson — Tue, 21 Oct 2008 06:01:39 +0000

I have worked in an insurance agency called AmPminsure for 5 years and by now i have understood what are in and outs of car insurance. I can guide and give some amazing tips to the readers on how to save money on Car Insurance.
1.) Always Request higher deductibles
2.) Forgo coverage you don’t need
3.) Make sure you Avoid duplicating medical coverage
4.) Please Purchase a low-profile car
5.) Always Opt for safety gear.
6.) Seek out discounts for teens.
7.) Pause before paying extra for roadside assistance.

It’s incredibly easy to let that happen — and if it has happened in your case, it might be high time to refresh your memory on just where your policy stands. You may be able to take a bite out of your insurance bill with a minimal amount of effort.