Paypal – making online shopping safer
I have been a Paypal user for quite a few years, since I first started selling on ebay. They have added a bunch of features over the years and one of my favorite recently has been their plugin.
It is a little do-dad that pops up whenever you land on a page that has a field to enter a credit card number. It then offers to generate a one-time credit card number for you to use on the merchants site. If you say yes, it then generates the number, fills it in for you along with a generated expiration date, and even the extra 3-digit code if needed. Once the transaction is complete, the plugin offers to take a screenshot as a receipt for you and then the money comes directly out of your Paypal balance.
I know that lots of merchant sites have technology to protect user’s credit card numbers, but using a generated credit card number rather than your own seems like it will always be safer. And then again, you have sites that don’t have very good security measures in place to protect your credit card number. This baby comes in handy for those as well.
What you need to use it
Since I just recently switched to Mac, I was a little bummed to find out that it is only currently available to Windows users (I can still use it on my 13″ laptop). Mac users can go to Paypal’s site and generate single-use numbers, but that seems to take all of the fun (not to mention time saving) out of it.
- Internet Explorer and Firefox are both supported.
- Paypal also says it is only available to U.S. users as well… I am not sure why, sorry to all the Canadians
My experience with the Paypal plugin
I have been using it for about a month or so and I love it. It saves me time and makes my purchases more secure, that makes me happy. So, if you do much shopping online, you may want to check it out.
this post was included in the carnival of personal finance