Well, I think everyone KNOWS what to do with a raise, but the challenge is DOING it. Just incase you don’t know what to do with a raise, here are a few ideas…
These are my 4 simple tips to stick with a budget… Eliminate temptations – Recovering alcoholics should not hang out in bars. The temptation is too strong, it is just foolish. The same applies to someone who is trying to break the habit of overspending, you should not hang out at the mall, Home Depot, or wherever you get tempted.
This could be a complex lesson, but I am going to boil it down as far as it can be boiled. We as humans often KNOW how we SHOULD behave, but we sometimes DO something different. This is especially the case when we have to pay the price now, but will not receive the reward until later (i.e. saving for retirement, exercising, giving).
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