Credit Cards

How to quit spending more money than you make – GS8

01.11.2012 by Bob 13 comments
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So you want to learn how to quit spending more money than you make? Here are a few ideas that have helped me…

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Earn $600 A Year With A Cash-Back Rewards Debit Card – GS6

01.09.2012 by Bob 19 comments
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Since opening my account in May of 2010 I have earned $1169 cash back. This breaks down to an average of $58/month for doing nothing different than I was doing before I switched from my old bank…

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How to negotiate with credit card companies – GS5

01.06.2012 by Bob 33 comments
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A few years ago, when I had over $15,000 of credit card debt, I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt and learning to negotiate with credit card companies was a key component…

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Get Out Of Debt With The Debt Snowball Method – GS4

01.05.2012 by Bob 41 comments
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Creating a debt snowball is my preferred method of getting out of debt. The strength of using this method is that it focuses on the behavioral side of finance rather than the mathematical. Since we are not robots that always do exactly what we know we should, I recommend this method for most people.

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A Creative Christmas: Increase Your Joy, Decrease Your Spending!

10.20.2011 by Cherie 4 comments
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Christmas is a time of joy and celebration for Christians. We exchange gifts with family & friends to show our love and appreciation. If your shopping list is growing into a financial or time-consuming burden, get creative this year!

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How to Fight Against Your Own Worst Enemy

07.13.2011 by Jason Topp 5 comments
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A free t-shirt is all it took. It was as if the smiling face on the other side of the table assured me that a credit card would be the first step toward freedom for an 18-year-old college student.

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5 Common Sense Overseas Credit Card Tips

07.12.2011 by Jon 3 comments
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Summertime is in full swing and many people are going on vacation. For those staying inside the States, paying for expenses is relatively easy, as every store accepts US currency, debit cards, and credit cards. But what about foreign travel?

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US Bank Visa Buxx – Prepaid Debit Card For Teens

06.22.2011 by Bob 8 comments
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Well, now we have things like pre-paid debit cards to replace Dad reaching into his wallet to dole out some cash. And US Bank’s Visa Buxx is just that – a pre-paid debit card for your teenagers (13 and older). It is NOT a credit card and is limited to the amount that mom and dad put on it…

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