Debt Help

Making Sacrifices to Get Out of Debt – GS18

01.25.2012 by Bob 14 comments
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This article focuses on the sacrifices that need to be made in order to get out of debt. The most important thing to remember about these sacrifices is that they are ONLY TEMPORARY!

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Make Extra Cash By Selling Your Stuff on Ebay – GS15

01.20.2012 by Bob 68 comments
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As part of my de-cluttering process, I sell my stuff on Ebay. There are lots of random items around the house that are perfect for selling on Ebay. If you have never sold on Ebay before, you will probably be surprised at how easy it is and how quick you can make a little money. Last time I made over $200 for only a few hours worth of time.

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How to quit spending more money than you make – GS8

01.11.2012 by Bob 13 comments
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So you want to learn how to quit spending more money than you make? Here are a few ideas that have helped me…

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How to negotiate with credit card companies – GS5

01.06.2012 by Bob 33 comments
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A few years ago, when I had over $15,000 of credit card debt, I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt and learning to negotiate with credit card companies was a key component…

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Get Out Of Debt With The Debt Snowball Method – GS4

01.05.2012 by Bob 42 comments
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Creating a debt snowball is my preferred method of getting out of debt. The strength of using this method is that it focuses on the behavioral side of finance rather than the mathematical. Since we are not robots that always do exactly what we know we should, I recommend this method for most people.

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How to Calculate Your Net Worth & Why You Should – GS3

01.04.2012 by Bob 6 comments
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While I think few would argue that paying off debts is a good thing, there is a better way to accurately see the big picture of your finances. It is called your NET WORTH. And no it is not just a number that rich people talk about at cocktail parties. It is what financially savvy people use to track their progress.

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15 Ways to Cut Your Expenses – GS2

01.03.2012 by Bob 32 comments
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These are the 15 ways that I have used to cut expenses in order that I could save money to pay off my debts…

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Debt Wise: Another Tool To Help You Pay Off Debts

06.20.2011 by Bob 8 comments
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I recently heard about a program sponsored by Equifax and pushed by David Bach called Debt Wise. Essentially it is uses your credit report to give you a plan to do a debt snowball.

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