Money Management

Do You Need an Emergency Fund? GS13

01.18.2012 by Bob 39 comments

Do you need an emergency fund? Well, I used to think of an emergency fund as robbing myself. Thankfully, I learned how beneficial an emergency fund is to my long-term financial well being.

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Get Your Financial Life On One Page (FLOP) – GS12

01.17.2012 by Bob 22 comments

Being impacted by my uncle’s premature death and wanting to do everything I can do to help my wife, I decided to create a system for keeping things organized. It has been a work in progress over the last few years, but has evolved into a very helpful tool…

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Earn $600 A Year With A Cash-Back Rewards Debit Card – GS6

01.09.2012 by Bob 19 comments

Since opening my account in May of 2010 I have earned $1169 cash back. This breaks down to an average of $58/month for doing nothing different than I was doing before I switched from my old bank…

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Get Out Of Debt With The Debt Snowball Method – GS4

01.05.2012 by Bob 41 comments

Creating a debt snowball is my preferred method of getting out of debt. The strength of using this method is that it focuses on the behavioral side of finance rather than the mathematical. Since we are not robots that always do exactly what we know we should, I recommend this method for most people.

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How to Calculate Your Net Worth & Why You Should – GS3

01.04.2012 by Bob 6 comments

While I think few would argue that paying off debts is a good thing, there is a better way to accurately see the big picture of your finances. It is called your NET WORTH. And no it is not just a number that rich people talk about at cocktail parties. It is what financially savvy people use to track their progress.

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15 Ways to Cut Your Expenses – GS2

01.03.2012 by Bob 31 comments

These are the 15 ways that I have used to cut expenses in order that I could save money to pay off my debts…

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How to Manage Your Bills – GS1

01.02.2012 by Bob 31 comments

Why not implement the same type of planning to the paying of your bills? Rather than sporadically paying them as they come in, or checking a pile on your desk every few days, you should be able to designate 2 days a month to pay your bills…

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