Protect Yourself

How To Create An Emergency/Disaster Preparedness Kit

02.25.2011 by Bob 11 comments

One of the things I have been getting a little more interested in lately is disaster and/or emergency preparedness. It isn’t a particularly exciting thing to think about, but when I think about how much better a bad situation would be IF I was prepared, it gets me quite motivated to start getting prepared…

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Average Amount of Time to Find a Job: 211 Days

12.22.2010 by Bob 6 comments

While this number can be intimidating and daunting, it should be a warning sign for us. This is exactly why creating an emergency fund of 3-6 months of expenses is a good idea…

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$164.6 Million In Unclaimed IRS Refund Checks: Is One Yours?

11.28.2010 by Bob 9 comments

Wow. Who knew that there were over $164.6 Million in unclaimed IRS refund checks out there? Apparently the IRS can’t find some of us to give us our money! I wonder if we owed money, if they would be able to find us?

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Is it Wise To Borrow Money To Invest?

11.26.2010 by John Frainee 9 comments

Many personal finance experts answer this question based on the math. They figure if we borrow from one party to invest the money and make a profit, that makes sense. After all, you’ll beat the interest rate you’re borrowing at, right? In theory this is a wise move. But is it the best? Let’s explore this question in greater detail and look at the pros and cons…

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Your Emergency Fund Is For More Than Emergencies

11.24.2010 by Joe Plemon 11 comments

Patrick and Teresa (fictitious names) were doing well. Or so it seemed. Patrick had a good paying government job and Teresa was self employed. They had a mortgage on a nice house and were making payments on a nearly new car. They carried credit card debt, but “so does everyone”, they reasoned. Then the unexpected happened…

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Long Term Care Insurance: Are Seniors The Only Ones Who Need it?

10.24.2010 by Jay Peroni 3 comments

Many in their 40s and 50s begin to wonder about long-term care insurance. They may be taking care of an aging parent or seeing someone they love that needs an assisted living facility, in home health care, or a nursing home. So that brings up an interesting question: who needs long-term care insurance?

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3 Tips to Improve Your Job Security

10.16.2010 by Jason Price 3 comments

The concerns around ones job can certainly create some extra anxiety when it comes to managing money. Perhaps that anxiety rises up a notch when there isn’t much of an emergency savings account. But, is all that anxiety really necessary? Perhaps not. Especially, when you’re doing your part to insure your job is secure…

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4 Common Auto Insurance Policy Exclusions

10.12.2010 by Guest 5 comments

I’m not surprised, that most people don’t read their insurance policy. The standard insurance policy contract is long, boring, confusing, and actually, misleading. For example, in many cases a coverage is excluded in one section, only to be added back later on in the policy…

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