Stories

What’s Your Financial Transformation Story?

02.09.2011 by John Frainee 9 comments
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All of us have stories. Many of us have stories about how learning to better handle our finances changed so much more than our bank accounts. Today I’d like to give you, the readers of ChristianPF, the opportunity to share your financial transformation story . . .

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Overcoming Difficulties & Adversity: Lessons From Joseph

04.01.2010 by Joe Plemon 13 comments
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What kinds of adversities have you faced? 10% of you are currently unemployed. 50% of you who have been married have also been divorced. Many have been through bankruptcy or foreclosure or repossession. All of us know what it means to lose loved ones. The question is this: “How do you cope?”

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Money Management Advice from Grandpa

02.02.2010 by Guest 10 comments
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My grandfather used to say to me “If you take care of your pennies, your dollars will take care of themselves.” And “it’s not what you make, it’s what you save.” He and my grandmother were frugal, I mean frugal. I can remember when I was younger being appalled at their simplicity. My grandparents lived as though they had nothing, absolutely nothing. But here is the catch – they had more financial security than most people I knew back then and certainly more than many people I know of today…

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A Lesson from the Recession: Getting back to the basics

01.12.2010 by Jonathan 12 comments

My sincere hope is that we will not forget the lessons we have learned over the last two years from this recession. Things will eventually pick back up (they always seem to do), but this recession will leave us with two important questions:

-Will we be any different?
-Will it be business as usual?

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Making money buying and selling cars

01.09.2010 by Bob 18 comments

Everyone knows that cars are almost always a depreciating asset. You pay $20,000 for it and drive off the lot and it is worth $18,000. A year later it’s worth $14,500, and a few years later it’s worth $3500. This is the common story for most cars. And with the American obsession to spend so much of our income on our transportation, I am convinced that cars greatly affect our financial freedom. So with so many people losing money on their car purchases, how could you possible make money with cars?

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Money Mistake #5: Infomercial Impulse Shopping

01.06.2010 by Linda 9 comments
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This past Saturday I woke up before Bob. He wasn’t feeling great, so I knew he’d be sleeping for a while, so I started watching TV. There were so many infomercials. I’m rather proud to say that I’ve never bought anything off an infomercial because my parents trained me that anything you buy off TV is probably a rip off. Lately, though, there have been some intriguing things for sale on TV that I’ve kind of wanted. I’ve also wanted the experience of buying something off TV. There were actually a few things I saw yesterday that I even wanted. But I of course refused to buy them…

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Becoming debt-free with Dave Ramsey’s plan

12.26.2009 by Guest 9 comments

Recently, I had a conversation at work with a co-worker of mine about getting out of debt. He introduced me to Dave Ramsey. I never heard somebody who made so much sense before when it came to personal finance. I have to say that listening to the audio book “The Total Money Makeover” has literally changed my life. The first time I listened to it, I was just sitting there kicking myself as he was calling out all the stupid financial blunders I’d committed like everyone else out there without even thinking about it…

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How I Got Out Of The Rat Race

12.14.2009 by Bob 55 comments
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A little over a year ago I ventured out into self-employment after spending much of the previous decade in the “Rat Race”. For most of that time I was a glorified pencil-pusher in the corporate abyss of a Fortune 500 company.
Now that I have spent over a year working for myself I can’t imagine doing anything else. For as trapped and held down as I felt before, I feel the opposite extreme of the joy of freedom. Just to be clear, self-employment has it’s own challenges and difficulties, but I honestly think they pale in comparison to what I went through while spinning my wheels in the Rat Race.

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