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	<title>Comments on: The Guidelines Regulating Debt Collectors &amp; Your Consumer Rights</title>
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	<description>Christian Personal Finance - Financial help blog, debt help and other financial resources</description>
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		<title>By: Joe Plemon</title>
		<link>http://christianpf.com/the-guidelines-regulating-debt-collectors-your-consumer-rights/comment-page-1/#comment-20043</link>
		<dc:creator>Joe Plemon</dc:creator>
		<pubDate>Sun, 17 Jan 2010 23:28:01 +0000</pubDate>
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		<description>Good and informative video.  

I would be careful about having collectors stop calling unless I specify that future communications will be through the mail.  No communication at all could be a trigger for a law suit. 

Also, the FTC (paragraph 809 of the Fair Debt Collection Practices Act) requires collectors to send a written validation notice within five days after contacting you.  Insist that the collector do so.</description>
		<content:encoded><![CDATA[<p>Good and informative video.  </p>
<p>I would be careful about having collectors stop calling unless I specify that future communications will be through the mail.  No communication at all could be a trigger for a law suit. </p>
<p>Also, the FTC (paragraph 809 of the Fair Debt Collection Practices Act) requires collectors to send a written validation notice within five days after contacting you.  Insist that the collector do so.</p>
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