Comments on: The hardest financial habit to break http://christianpf.com/the-hardest-financial-habit-to-break/ Christian Personal Finance - Financial help blog, debt help and other financial resources Tue, 14 Feb 2012 21:22:01 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Discontented http://christianpf.com/the-hardest-financial-habit-to-break/comment-page-1/#comment-6566 Discontented Wed, 24 Sep 2008 11:25:50 +0000 http://christianpf.com/the-hardest-financial-habit-to-break/#comment-6566 You bet I'm discontented! I'm discontented because I rent a room in a house with NINE other people...and pay more than half my poverty-level income for rent. I'm discontented because unless I somehow increase my income I will probably never be able to retire...and since under the most optimistic scenario Social Security will not provide enough to live on, when I can no longer work I will be destitute. Wouldn't you be discontented? You bet I’m discontented!

I’m discontented because I rent a room in a house with NINE other people…and pay more than half my poverty-level income for rent.

I’m discontented because unless I somehow increase my income I will probably never be able to retire…and since under the most optimistic scenario Social Security will not provide enough to live on, when I can no longer work I will be destitute.

Wouldn’t you be discontented?

]]> By: Karen Davis http://christianpf.com/the-hardest-financial-habit-to-break/comment-page-1/#comment-6527 Karen Davis Mon, 22 Sep 2008 14:41:34 +0000 http://christianpf.com/the-hardest-financial-habit-to-break/#comment-6527 The habit of buying what I want and not what I need. That is so hard to break. The habit of buying what I want and not what I need.
That is so hard to break.

]]> By: Dana http://christianpf.com/the-hardest-financial-habit-to-break/comment-page-1/#comment-6475 Dana Fri, 19 Sep 2008 19:48:13 +0000 http://christianpf.com/the-hardest-financial-habit-to-break/#comment-6475 I haven't bought a entertainment book in years - thanks for the reminder!!! We have cut the cost down a little by only ordering water, no dessert and making the kids share a meal. They would never eat all the food if we got them each a plate. I'll have to look into the book again. I haven’t bought a entertainment book in years – thanks for the reminder!!! We have cut the cost down a little by only ordering water, no dessert and making the kids share a meal. They would never eat all the food if we got them each a plate. I’ll have to look into the book again.

]]> By: bob http://christianpf.com/the-hardest-financial-habit-to-break/comment-page-1/#comment-6461 bob Fri, 19 Sep 2008 13:38:47 +0000 http://christianpf.com/the-hardest-financial-habit-to-break/#comment-6461 Armen, you bring up a good point - if we really have our eyes fixed on things of eternal value, much of what we spend money on just isn't that interesting anymore... Armen,
you bring up a good point – if we really have our eyes fixed on things of eternal value, much of what we spend money on just isn’t that interesting anymore…

]]> By: Armen http://christianpf.com/the-hardest-financial-habit-to-break/comment-page-1/#comment-6455 Armen Fri, 19 Sep 2008 03:35:43 +0000 http://christianpf.com/the-hardest-financial-habit-to-break/#comment-6455 Since I moved to Australia and having been taken up with preaching duties, I've found myself spending a lot less and desiring a lot less. I'm not sure why, but spending is definitely a habit which ought to broken. If Christ is our hope of glory, it's sad that we so easily become content with the temporal. Thanks for provoking thought. Since I moved to Australia and having been taken up with preaching duties, I’ve found myself spending a lot less and desiring a lot less. I’m not sure why, but spending is definitely a habit which ought to broken. If Christ is our hope of glory, it’s sad that we so easily become content with the temporal.

Thanks for provoking thought.

]]> By: bob http://christianpf.com/the-hardest-financial-habit-to-break/comment-page-1/#comment-6444 bob Thu, 18 Sep 2008 14:11:22 +0000 http://christianpf.com/the-hardest-financial-habit-to-break/#comment-6444 @Dana we have the same love of going out to eat - the entertainment book has been the biggest help for us in this area @Uncommon great point, people often forget that their most valuable tool in building wealth is their income @Pochax that is an interesting question - I don't think most people have that problem, but I guess it is a good problem to have? @Dana
we have the same love of going out to eat – the entertainment book has been the biggest help for us in this area

@Uncommon
great point, people often forget that their most valuable tool in building wealth is their income

@Pochax
that is an interesting question – I don’t think most people have that problem, but I guess it is a good problem to have?

]]> By: Pochax http://christianpf.com/the-hardest-financial-habit-to-break/comment-page-1/#comment-6441 Pochax Thu, 18 Sep 2008 13:12:14 +0000 http://christianpf.com/the-hardest-financial-habit-to-break/#comment-6441 i think the ugly head of materialism continues to creep up in my life. You are so right that discontentment lies at the heart of it, but sometimes i wonder if i have not filled my life with enough "eternity-investing" activities that i am so "bored" to need temporary distractions that such material things can provide. i think the ugly head of materialism continues to creep up in my life. You are so right that discontentment lies at the heart of it, but sometimes i wonder if i have not filled my life with enough “eternity-investing” activities that i am so “bored” to need temporary distractions that such material things can provide.

]]> By: Uncommonadvice http://christianpf.com/the-hardest-financial-habit-to-break/comment-page-1/#comment-6438 Uncommonadvice Thu, 18 Sep 2008 11:20:11 +0000 http://christianpf.com/the-hardest-financial-habit-to-break/#comment-6438 In the world of personal finance, making a little cut back here and a saving there is all very well, but the big imporvements are made when you combine this frugality with maximising your earnings. I've been very good at cutting back but not so good at maximising my earnings. I've been a bit "penny wise/ pound foolish" In the world of personal finance, making a little cut back here and a saving there is all very well, but the big imporvements are made when you combine this frugality with maximising your earnings.

I’ve been very good at cutting back but not so good at maximising my earnings.

I’ve been a bit “penny wise/ pound foolish”

]]> By: Dana http://christianpf.com/the-hardest-financial-habit-to-break/comment-page-1/#comment-6430 Dana Thu, 18 Sep 2008 02:18:17 +0000 http://christianpf.com/the-hardest-financial-habit-to-break/#comment-6430 Dining out is a constant battle for my husband and I. This is the one area in our budget that is the hardest for us to control. Although I love to cook, we love to eat out and try new restaurants. Over the years, we have tried various ways of maintaining this "obsession" - envelope method, writing on a calendar when we eat out, meal planning, etc. We are doing better but I would say it's our worst habit. Dining out is a constant battle for my husband and I. This is the one area in our budget that is the hardest for us to control. Although I love to cook, we love to eat out and try new restaurants. Over the years, we have tried various ways of maintaining this “obsession” – envelope method, writing on a calendar when we eat out, meal planning, etc. We are doing better but I would say it’s our worst habit.

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