Comments on: Understanding the Difference between Multi-Level Marketing Programs and Pyramid Schemes

By: New Covenant Bible Institute

New Covenant Bible Institute — Sat, 03 Sep 2011 12:02:59 +0000

As of now, I am part of a MLM Company, it is a company that is different from the others. For us, it is not only about getting rich for a quick time but it is learning how to do the things that you want to do. And one special thing with our company, is the point that we do recognize the plans and the blessings of God for us. We are not into saying that, there is a quick money in our company. We all toil in every cents that we do get.

By: Kristi Willis

Kristi Willis — Sat, 19 Mar 2011 12:47:04 +0000

Moderator, I am new to blogs like this, so I hope I did not overstep my boundries in my earlier post. I guess the point I was trying to make and back up was the fact you can not judge all MLM companies the same. Rodan and Fields Dermatologists are a very well respected company and I was trying to show why.

By: Kristi Willis

Kristi Willis — Sat, 19 Mar 2011 12:42:46 +0000

I have NEVER been assoc. w/any type of MLM company because no one ever sold anything different and it was always so saturated, you had to sell so much product w/parties, inventory, limited to your 3 ft circle, I had absolutely NO interest. That was until I heard that the Doctors who created ProActiv had started a new skincare company 2 years ago Rodan and Fields Dermatologists. Orginially sold in Dept. Stores under Estee Lauder, pulled to go direct sales. It offered something that NO ONE has, Dermatology to the Masses w/the ONLY skin care to offer OTC medication in it. No competition, no parties, no inventory and only 5k reps in the whole U.S. then go global. Yes, I’m in. I highly respect this company and the industry people who work there. Have been accused like other of a Pyramid Scheme, but not so at all. Winner of the DSA award, the Doctors still practice and have a incredbily well respected reputation. Just as you can’t give a blanket judgement about people, you can’t do it w/MLM companies either due to lack of investigation. So in this case “Ignorance is Bliss” because I would have missed out on the opportunity of a life time and I haven’t looked back since.

By: garyatk

garyatk — Mon, 21 Jun 2010 15:54:58 +0000

Jessica, RUN… don’t walk… RUN out the door! As with any product you may represent, if you aren’t proud enough of it to show it to your mother (in an appropriate way) don’t sell it to anyone. The Primerica products are those products you should stay away from! Your upline is after your money, and your contact list. They do not care about you! If they did, they would steer you to a better product.

Look at the fine print on the insurance contract you signed. You have I believe at least 3 days to cancel the contract. Do it now!

Good Luck!

By: Jessica

Jessica — Sun, 20 Jun 2010 01:19:25 +0000

I just recently paid the $99 for the backgroung check with Primerica and signed up to take the test which cost another $57. My field trainer who is also the RVP pu me on the spot to buy life insurance for another $30/month and in order to have access to the online site where the study material is well that is another $25/month. I don’t want to lose my money and get nothing but I also dont want to get any further into this if its not gonna be anything more than a scam. The trainer insisted that I call people that I know to set up training appointment while he listened. I know that this particular office is all about recruiting. What should I do?????? Help! I thought that Primerica’s overview sounded good enough to atleast give a shot, but I dont want to give them anymore money or be pressured to give them names. Are they on the up and up?

How do I cancel the life insurance and get my money back if I choose?

By: garyatk

garyatk — Mon, 03 May 2010 19:35:19 +0000

Eric,
The problem with Primerica is not how their sales network is set up. Although it does attract people who do NOT belong in the financial sales business. It is the fact that the products are sub par at best, and anyone who desires to help people with their finances should be at least a little concerned with the quality of products that they are selling people. I believe that if you research the quality of the products you will choose to look for something else to sell.

By: Eric

Eric — Sun, 02 May 2010 19:12:40 +0000

Also (I just thought of this), it wouldn’t be too far of a stretch to just take my commission and divide it by the hours I worked to make it into a monies per hours job (at least in my mind). What should I care if somebody above me is making money off of what I do? Because honestly that already happens where I work at Kwik Trip. I get paid $8.85 an hour to deal with people for 10 hours a day. I feel no satisfaction what so ever.
How hard do the people that own Kwik Trip work anyway? They make well more than my under 20k a year (I am also in school which is why it isn’t just barely higher, trying for humor also).
Any opinions? I am thinking you will probably be passive toward what I’ve said but I’ll take anything.

By: Eric

Eric — Sun, 02 May 2010 19:00:01 +0000

I am very happy to hear that Primerica was mentioned in this article. I have been in talks with my friend (and all the people he knows through Primerica) about signing a contract to sell their financial services.
So far, I have been upset with the way I feel hasseled to sign up with all their services since I really don’t know what exactly I am writing a check for (though in doing research I have been learning way more than I half knew before). I agree that the way I should be going about talking to people I already know, is that I should think about whether my family members or friends fit the needs (because obviously they all don’t).
It just seems to me that I need to figure out how to market myself as a Financial Services Representative in order to generate business for myself. I am not very concerned in having a lot of people follow in my steps, unless they seem to fit it and believe in it.
Does this sound right to you? If I can just ignore all the pep talk about recruiting recruiting recruiting recruiting, should I be able to achieve in this set? Because ultimately if I could just write a $124 check to have them look at my background and send me to classes, then in the same process be able to save money for people I know while getting paid… I should make up that $124 and help my family right?

By: Cameron

Cameron — Wed, 28 Apr 2010 01:04:27 +0000

I would like to know if anyone had any information on WorldVentures. It is rapidly sweeping across my small town with fans and critics. To me it is a MLM where you sell vacations. I too called scam at first but I cant seem to find a legit criticism anywhere on the internet about it. I would really love any info that anyone had, pros and cons, because there is a huge meeting tomorrow night that I have been invited to by a relative of mine. Thanks for the help.

By: Gary

Gary — Sat, 27 Feb 2010 13:12:38 +0000

They are also GREAT ways to make a nice income (getting harder to do each day in this country) with very little investment, and I good residual income at that.

You only lose your friends if you don’t know what you are doing and abuse them. In which case you just wasted your money.

I hope my friends will think enough of me to share something with me that may or may not be a good fit for me. Something that could really help me and my family. That is what friends do. But if the friend says NO, then move on.

That is what MLM’s teach… If your friend didn’t… Jesus would like you to forgive them!

BTW… I haven’t approached ALL my friends and family. Many of them are not a good fit. I don’t abuse my friends either. But even if I did, the company I represent would still be a GREAT company!!!!