4 Easy Ways To File Your State Income Tax Online for Free (2018)

5 free ways to file your STATE taxes for FREE. It is pretty easy to find a free FEDERAL option, but filing state taxes for free can be tough to find.

It isn’t too difficult to find a place to file your federal tax return for free, but finding a service to file your state return for free is another story. Here’s what I found . . . .

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Why Money Doesn’t Solve Most Money Problems

why money doesn't solve money problems

I mean if you were making what your boss is making, it will not fix your financial squeeze. There is a famous principle that expenses rise to meet income, so if you are having a hard time paying your bills or making a dent in your mountain of debt money is NOT your answer.

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5 money-making websites that have an A+ rating with the BBB

I decided to do some research and find all the LEGIT money-making websites out there as proved by the BBB (Better Business Bureau). While there are a lot of scammy ones out there, these 5 all have an A+ rating with the BBB - a feat that is not easy to accomplish!

Since we have written a handful of articles about ways to make money, and some include a variety of money-making websites, readers are often concerned about avoiding the scams. I will first tell you that I have investigated every one of these websites that we link to and have tried out almost every one myself. Obviously the […]

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How Cars Affect your Financial Freedom

How your car dramatically affects your financial freedom...

I had a revelation about cars that has caused me to not really care what mine looks like. It’s not that I don’t want a really fast car, it is just that there is something I want a bit more: financial freedom.

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10 Free Household Budget Spreadsheets for 2018

A bunch of free budgeting spreadsheets available to download

Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…

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Free Debt Snowball Spreadsheet & Calculator (To Pay Off Debt Faster)

Free Debt Snowball Calculator

Creating a debt snowball is my preferred method of getting out of debt.  When My wife and I were paying off $46k of debt, we actually didn’t use a debt snowball worksheet, but looking back I think it really could have helped us.  If you are wanting to pay off debt on your own, this […]

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How to finally get started with your business idea

Have you been dreaming of starting a business? Check this out to get a little help to finally get it started!

I remember sitting in my cubicle, with cloth walls surrounding me – or should I say caving in on me – with the sterile glow of a fluorescent light above my head. I had to stand up and look 50 yards in either direction just to catch a glimpse of sunlight. I still remember the […]

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How to become richer than Rockefeller

What you can do today to become richer than John D Rockefeller

So if we think of “wealth” in terms of amenities and luxuries rather than the number on our bank statement, I would say we are doing pretty good.

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Dear Friend/MLM Member: Please Don’t Do This

Dear Friend/MLM Member: Please Don’t Do This... https://christianpf.com/dear-friend-mlm/

For the purposes of the article I am defining Multi-level Marketing as any business that has a downline. Meaning members earn a percentage of the earnings of those they recruit.  I currently have family members in MLMs, some friends in MLMs, have been recruited by Primerica and many others, and my wife even sold Stella and […]

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My New Favorite Money-Saving Strategy That You Aren’t Using

My newest money-saving strategy that you probably aren't using

I just love finding new ways to save money.  It is kind of an addiction really. 😉  And after spending years being a guinea pig with a lot of money-saving tips I created this 3-step process I used to help me save over 50% on almost all of my purchases. So today I just want […]

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How I made $2,145 Last Month by decluttering

A few years ago I began a journey towards minimalism.  And not the weird kind where you sleep on the floor and only have one plate and one fork, but a kind where I question all my possessions and get rid of the stuff I don’t need. I had read a few books that were […]

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Why God’s way takes longer

Why God's way takes longer

As I was staring at this tree I began to realize that trees grow slowly. You plant a seed for a tree and it takes a while to sprout and takes a while to grow to a decent size.Grass and even plants, on the other hand, grow a lot faster. They sprout up quickly and sometimes you can even notice growth one day to the next. I have been enjoying watching this rapid growth with all of the plants in my vegetable garden.

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How to get started investing in Real Estate for beginners

Ever want to get started investing in real estate? Check out this interview with a veteran real estate investor -

I have been wanting to do some real estate investing for years, but just haven’t gotten around to it yet.  We all have our excuses don’t we? But a friend of mine, Brandon Turner, is part of the largest real estate investing website out there (BiggerPockets.com) and has been investing in real estate for years. […]

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12 Ways To Turn a Bad Day Into a Better One

They are inevitable. Bad days happen to everyone. But, there are things you can do to make them better. Here are 12 simple things you can do right now to improve your day!

Bad days are inevitable. They happen to everyone. But, there are things you can do to make them better. Here are a few of my favorite ways to turn a bad day around…

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