I Remember

I Remember...

I remember when I was living off of Kraft Macaroni and Cheese that was purchased on a nearly-maxxed out credit card. I remember the feeling of hopelessness as I watched my financial life spiral out of control before my eyes…

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25 Top Ways To Save Money (updated for 2017)

25 ways that you can save money by not being normal

25 ways to save money by not doing what “normal” people do. A lot of money can be saved by thinking “outside the box.”

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31 Legitimate & Profitable Home Based Business Ideas (for 2017)

31 legit home based business ideas for you to make some extra money with

If you are like many, the thought of starting a home-based business has probably crossed your mind at some point. With the economy being what it is, layoffs all around us, and an increasing desire for many to escape the rat race and work from home many are trying to start a home-based business…

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20 Frugal Date Ideas for Valentine’s Day

20 frugal date ideas for Valentines day - and even for after V-day!

Since these days so many people are looking for cheap date ideas that are actually fun, I decided to create a little list of a few…

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3 Easy Ways To File Your State Income Tax Online for Free (2017)

5 free ways to file your STATE taxes for FREE. It is pretty easy to find a free FEDERAL option, but filing state taxes for free can be tough to find.

It isn’t too difficult to find a place to file your federal tax return for free, but finding a service to file your state return for free is another story. Here’s what I found . . . .

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6 Online Jobs for College Students

Jobs aren’t so easy to get these days, especially when you have a limited schedule that has to leave plenty of time for classes and homework. One of the best ways to get around that is by finding jobs online. Just a few years ago, working online was mostly a novelty, but it’s becoming more common all the time. Here are some of the more common online jobs and opportunities for college students.

The new college school year is coming up, and with college costs getting higher each year, one of the recurring challenges is trying to find jobs to help finance your education so you don’t have to rely so much on student loans. Jobs aren’t so easy to get these days, especially when you have a limited schedule that has to leave plenty of time for classes and homework.

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My Blogging Gear Breakdown for 2017

This is a look at my current blogging gear setup as we close up 2016. I have a few things that I might add in 2017, but I am really happy with the current setup. And it all started with just a cheap laptop, and over the last 8 years I have honed in on […]

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The 5 Best-Rated Credit Card Companies

The 5 top rated credit card companies

I am always cautious when writing about credit cards because I know some people get themselves in loads of trouble with their credit cards. But I trust that you are not one of those people and that you are smart enough to know that carrying a balance on a credit card is a no-no! Repeat […]

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9 Homemade Christmas Gifts That Might Actually Get Used

What if there were some Christmas presents you could make and give to people that they would appreciate the thought (more than a gift card), were used and enjoyed, and saved you money to boot?

Let’s be honest, we have all received some homemade Christmas gifts that never saw the light of day again – sometimes they are well intentioned and so we might not care that our peppermint-scented ruler holder won’t get too much use. The thought and love behind it makes up for it’s lack of usefulness…

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How Trump’s Tax Plan Will Affect You

Who knew that Trump's tax plan actually is going to same most people money on their income takes?

Whether you love Donald Trump or whether you are booking your flight to Canada, there’s no getting around that he has officially been voted into the Oval Office. I think everyone was surprised to see him win and that is okay, but now that he has I am curious to explore some of what lies […]

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Get 10% Cashback at Amazon Just By Using This Credit Card

This is a simple hack that can easily save you 10% at Amazon! All you need to do is get this credit card and then you will be on your way to saving 10% at Amazon!

Are you already getting stressed about shopping in the upcoming Christmas season? If you are, we’ve got some good news on a package deal that can save you a lot of cash. The Discover It credit card is offering one of those too-good-to-pass-up bonus offers, and they’ve teamed up with Amazon.com, just in time for […]

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How to Decide who to Vote for (when you don’t like any of the options)

How to decide who to vote for in the presidential election

This is written for the millions of us REALLY struggling with this decision. I have worked painstakingly hard to create a non-partisan guide to help YOU decide who to vote for this year. I don’t feel right about pushing a political agenda with this site, but for those just dying to know the conclusions I […]

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5 lessons from the garden about fruit bearing

5 lessons from the garden about fruit bearing

Who doesn’t want to be more loving, joyful, at peace, patient, kind, full of goodness, faithful, gentle, and self-controlled? Each of those are the fruit that the Bible says we should be bearing (John 15:16). I know I would love to see each one of those more in my own life – wouldn’t you? So, what do we need to do to bear more fruit?

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What to do when all your hard work gets wrecked by unexpected financial challenges

What to do when all your hard work gets wrecked by unexpected financial challenges

An email came in asking a question on a very important topic: handling the disasters that hit when you’re in the process of getting your financial situation under better control, but haven’t yet reached paydirt. Donna asks: ‘… what about those times when I’m doing everything right – created the budget and staying on it, […]

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