Your emergency savings is set aside to be used for nothing but emergencies. Right? Right! But that very fund can also be used to help you save on insurance premiums . . . .
You have seen those percentage budget plans which deftly tell you what percentage of your budget you should spend on which categories. Yes, they are a good guide, but you need to beware that giving too much credence to those percentages could get you in trouble. For example . . . .
Admittedly, getting health insurance with no job is a stretch. Why? Because no job implies no income, and health insurance companies aren’t in the business of giving away free coverage. However, there are instances when jobless people can get free or very inexpensive coverage. Also, alternatives to “normal” health insurance can sometimes save big time on “normal” premiums. Let’s explore some of these options.
Should you be worrying about money? And does the Bible give practical tips for overcoming worry? Worry has many affects on your health and situation, so how do you get rid of it? In this post, I won’t claim to give the totality of Biblical counsel on this topic, but I do promise that the following passages will help.
In his book The Millionaire Mind, Thomas J. Stanley asked 733 millionaires to rank 30 factors which led to their success. The number one attribute, “being honest with all people,” tells volumes about the importance of integrity in the workplace: it is more than living out good moral principles – it is also critical for succeeding in the business world.
What do you need to make you happy? A nicer car? A better paying job? A bigger house? The newest cell phone? Now let me ask another question: do you truly believe that these things will give you long term happiness? My guess is that life has taught you that whatever mood boost you might receive won’t last. It never does. The moment you get the latest and greatest, the euphoria dissipates and you begin longing for something else. Am I right?
A friend of mine recently confided, “I always tithe from my income, but I would never tell my husband . . . he would not approve.” My initial response was respect for this act of devotion toward God in spite of the resistance her husband represents. However, as the conversation settled in, I began to question my friend’s actions.
How do you respond when your child needs surgery? Your 401k loses half its value? Your business partner embezzles funds from you? Your spouse is diagnosed with cancer? You feel like you have failed God one time too many? You discover that your trusted pastor has been having an affair? If you are like me, your first thought is not “everything will work out.”
Whereas the bible never uses the term “co-signing”, it gives plenty of advice about assuming responsibility for another person’s loan. Most of this advice, appropriately, comes from the Book of Proverbs … a book of wisdom. Here’s what it has to say.
Because losing a spouse is commonly considered to be the most stressful event which can happen in a person’s lifetime, the surviving spouse faces the dilemma of needing to make clear financial decisions while dealing with the trauma of this loss. This “Do’s and Don’ts” checklist will help give direction to those who are navigating these rough waters.
What was your immediate response to the title of this post? My guess is that most of you thought, “No way! Giving should be totally pure … with absolutely no self serving motives. After all, isn’t Agape love that pure love that expects absolutely nothing in return?”
On a Spring day in 1998, I reluctantly notified our mission chairman that I wouldn’t be able to make the Mexico Mission trip. My reason? I did not have the $500 deposit. However, that same day, my daughter called, “Dad, I know that you really, really want to take this trip, and it just so happens that I have an extra $500. I want you to use it for your deposit.”
John Wesley (June 28, 1703 – March 2, 1791) was a Church of England cleric and Christian theologian who taught – and lived out – some financial principles which continue to challenge us today. Wesley’s principles for money can be summarized with these three thoughts . . .
If you have ever been on the receiving end of menacing phone calls from a bill collector, the title of this article probably spiked your blood pressure. Yes, this is a stressful experience, but it doesn’t have to be a nightmare. These tips will help.
A few years ago I was working at a job which I loved, but which paid less than what I considered the market rate for my experience and expertise. I therefore decided to ask my boss for a raise…
Some people love this season of giving; some endure it and others just wish it would go away. Whichever camp you fall in, I believe that giving God’s way will bump up the quality of your holidays…
As America experiences foreclosures galore, coupled with extended periods of high unemployment and ever increasing bankruptcies, our individual and corporate challenge is this: “How do you handle tough times?” The above quiz is only a snippet of how, throughout history, trials have catapulted people into greatness…
My 56 year old friend Colin (fictitious name), recently told me that he plans to retire at age 65 and then kick back and do what he wants. His retirement will include traveling when and where he (and his wife) choose, driving his vehicle of choice and pretty much living the good life…
“Help!” you are crying. “My debt load is weighting me down so much that I am considering selling my house to get rid of it. Should I?” Although I appreciate your willingness to sacrifice in order to dump debt, selling your house may not be the best way. Ask yourself the following question: Why am I in debt?
Winnie Pooh creator A. A. Milne had great insights into human behavior, as demonstrated in his characters Tigger, Eeyore, and Winnie the Pooh. We all know real life Tiggers, Eeyores and Poohs. In fact, most of us can see some of these three in our own lives. Because our personalities often determine how we…