How much should you pay a pastor for a wedding? What are other key factors should you keep in mind when you contact your pastor? Let’s explore these important questions.
Are you living paycheck to paycheck? Tired of it? Looking for a new way to handle your money so that you aren’t anxiously waiting for your next direct deposit? Here are some simple steps to follow that will ensure you’ll stop living paycheck to paycheck – and never go back.
What is the best way to make a budget? This step by step guide will show you how to make your budget. The first thing that anyone who wants to make a budget must do is to compare their income versus their expenses. The good thing is that it is quite easy to do…
Since opening my account in May of 2010 I have earned $1169 cash back. This breaks down to an average of $58/month for doing nothing different than I was doing before I switched from my old bank…
If you’re like me – a penny pincher – you need to know it’s okay to have a little fun every once in a while. But how much should you spend on entertainment and fun? The answer is different for everyone, but here are a a few ideas that can help you figure that out.
Budgets have always been a tough sell. However, in workshops I teach around the country, I’ve noticed a hopeful sign . . .
I just wanted to share with you some of the success that I am having using YNAB (You Need a Budget) Personal Finance Software. It has really got me motivated to manage my money in a new way.
Watching wedding expenses add up can be frustrating, particularly if you are on a budget in the first place (like me!). Many couples are accruing huge amounts of debt to put on an enormous wedding, charging the maximum on credit cards and even taking out loans to pay for the occasion. This does not have to happen, though.
I have noticed that since I’ve started using the envelope system, I’m spending about $60 less per two-week period than when I used a debit card. I think it’s because when I lay three $20s down for groceries, it hurts! When I paid with debit, it didn’t really register with me. —My Total Money Makeover […]
This post will walk you through the steps to leverage your emergency fund to make more money…. Everyone’s definition of an emergency is different. But, if you want it to be of some use to you, you need to have a strict definition of an emergency. Your emergency fund should put more dollars into your pocket once it has been well established. Here is how:
Jesse has done a fantastic job of creating a beautiful user interface that is intuitive and effective. After the issues I experienced with Mvelopes, YNAB was the perfect antidote. Like I mentioned before I really liked the “system” that Mvelopes created, and had I not had interface issues I would still be using them.
Value is a word that is thrown around a lot these days. Especially with the economy the way it is, everyone is looking for the best value whenever they purchase something. But what does “best value” really mean? Let’s take a look . . .
With gas prices approaching $4.00 per gallon, many people are evaluating their vehicle situations and may be considering trading a lower mpg vehicle for a higher mpg one. But before you go and make a significant change in your transportation, consider this . . .
A young girl learns powerful financial lessons – the hard way. Have you learned these lessons yet?
Did you know that you can save money on bills you already pay? It’s true! Sometimes a simple 15-minute phone call to a company can save you hundreds of dollars per year! Here are 9 bills you can truly save money on – get started today!
It’s not uncommon to hear a story about medical related debt. There are a lot of articles about going into credit card debt because of poor spending decisions, but many people accidentally find themselves in a pile of debt because of surprise medical expenses . . .
As long as you view your budget as a straitjacket, your life will be one of two extremes: you will either ban it completely or allow it to smother you. Why not let him to be what he is meant to be: your best friend?
As an Android user I am still pretty frustrated that there are so many more and better apps for the iPhone than for Android phones. Hopefully more developers will get going for Android, but it is what it is, so we should just all get over it – right? Anyway, John recently wrote about 5 personal finance iPhone apps that he enjoyed, and I decided to put together a post with some budgeting and financial apps for Android…
I must admit I don’t think much about Social Security as a retirement option these days. How could I when most financial advisors and experts tell you to plan around it and don’t depend on it because it won’t be there by the time you retire (unless you’re close to retirement). Personally, I focus on contributing to my company’s 401(k), my Roth IRA and traditional IRA as the best sources of retirment income. ..
Seven years ago, I launched out into the self-employment world and discovered quickly the highs and the lows. Budgeting became an absolute essential. One area that has plagued me for a long time is handling the occasional expenses that I did not plan for ahead of time…