Financial Help

4 Simple Ways to Pay Off Your Mortgage Early

4 simple things you can do to pay off your mortgage early...

Buying a home is a major expense – and a major debt. It’s said it’s the biggest purchase you’ll make in your life. A traditional mortgage loan is repaid over the course of 30 years, but today, some terms call for up to 40 years of repayment. To some, three or four decades seem like an interminable amount of time to take to pay off a debt… These are 4 simple ways to pay off your mortgage early!

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I Remember

I Remember...

I remember when I was living off of Kraft Macaroni and Cheese that was purchased on a nearly-maxxed out credit card. I remember the feeling of hopelessness as I watched my financial life spiral out of control before my eyes…

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25 Top Ways To Save Money (for 2018)

25 ways that you can save money by not being normal

25 ways to save money by not doing what “normal” people do. A lot of money can be saved by thinking “outside the box.”

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20 Frugal Date Ideas for Valentine’s Day

20 frugal date ideas for Valentines day - and even for after V-day!

Since these days so many people are looking for cheap date ideas that are actually fun, I decided to create a little list of a few…

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21 Bible Verses for when you need to feel God’s love

21 bible verses for when you need to feel gods love

In life, there may be times where you feel alone. Do not despair, for God is with you. At times we all need a little reminder of God’s presence and His love for us. John 3:16, arguably the most well known verse of the Bible, tells us: For God so loved the world that He […]

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How to Choose the Best Charities to Donate To

how to choose the best charities to donate to

There are over 1.1 million public charities in the United States, and more than 55,000 new ones were launched in the year 2011, according to the IRS. All of these organizations purport to do good work and make a difference, so how do you decide which ones are the best charities to donate to?

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9 Homemade Christmas Gifts That Might Actually Get Used

What if there were some Christmas presents you could make and give to people that they would appreciate the thought (more than a gift card), were used and enjoyed, and saved you money to boot?

Let’s be honest, we have all received some homemade Christmas gifts that never saw the light of day again – sometimes they are well intentioned and so we might not care that our peppermint-scented ruler holder won’t get too much use. The thought and love behind it makes up for it’s lack of usefulness…

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10 Ways to Keep your Cell Phone from Running Your Life

10 ways to keep your cell phone from running your life

For many of us, our smartphone is the greatest productivity tool we’ve ever owned. Apps like Todoist, Evernote, and Dropbox make it easier than ever to plan, stay organized, and keep track of our lives. At the same time, our cell phone can be one of our greatest enemies. An interruption from a cell phone […]

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Should a Christian Use Credit Cards?

Should a Christian use credit cards?

It seems like every day you get a new credit card application in the mail. One promises 10% cash back on Amazon purchases. Another promises free airline miles. And yet another offers you rewards from your favorite department store every time you make a purchase. You begin thinking — if you make every purchase on a cash […]

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5 Simple Steps to a Christmas Budget That will Keep you out of Debt

Want to have a debt-free Christmas this year? If so, then you need to start planning now and you can start with these 5 steps to create a Christmas budget!

Time is running short. You need to prepare now. It will not be long until Father Christmas is saddling up his reindeer. Today is the day to decide to make 2010 a debt free Christmas. In fact, you are more likely to get through Christmas without any new consumer debt if you set your Christmas budget now. So let’s get started!

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25 Quotes that will change how you look at money

25 quotes that will change how you look at money

We live in a society where instant gratification is a state of mind, a way of life.  And, we have incredible debts as a result. Debts that weigh heavy on our shoulders. As I remember conversations I have had with my Grandma, I noticed my way of looking at money is very different than how […]

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4 Ways to Watch Sports without Cable

4 ways to watch sports without cable

I’ve been trying to cut the cable cord for years. If it were up to me, I’d be satisfied with Netflix and Amazon Prime. But I’m married, and I have kids. And my husband and son are both sports fanatics. A few years ago, we cut out cable as an experiment for one year. After […]

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Why You Need Life Insurance and Why it Needs to be Term Insurance

Why you need life insurance and why it needs to be term insurance

It’s unfortunate that so many people don’t consider life insurance to be very important. They’re much more concerned with health insurance and auto insurance, since the need for such coverages is usually more immediate. Life insurance doesn’t seem important until it becomes necessary, and then it becomes critical!   That’s because you can’t buy life […]

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7 Simple Rules To Stop Fighting About Money

Want to finally stop fighting about money with your spouse? These are 7 simple rules that you can start applying to your life today that will end those fights about money!

Dissension in marriage is often caused by conflicting financial priorities. So if you want to experience greater harmony and unity in your marriage, you won’t go wrong by finding ways to create greater harmony and unity in your finances.

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