Are you ready to start working on your 2012 state and federal tax returns? There’s an app for that! Actually, there are several free ways to do your taxes on your tablet or smartphone. Suddenly, tax time just got a little less taxing – and maybe even a little more fun.
Spending must be a conscious activity What do I mean by that? Have you ever said the following at the end of the week or month: “Where on earth did my money go?” I know that I’ve said that! The idea behind conscious spending is to break the habit of spending whenever you ‘feel’ like […]
Many people choose self-insurance or go without insurance while others take on too much insurance. During downtimes, insurance can be a financial lifesaver. But is it wise and godly to protect against illness, death, accident, or theft?
The argument I hear about tithing time sounds logical: “I just can’t afford it. Every penny is spent before the month begins. Wouldn’t God understand if I were to tithe my time instead of my money?” While I don’t believe this is a black-and-white issue, I do see some problems with this mindset.
Have you done your taxes yet? Like many people, as soon as I finish, I like knowing when my refund check is going to be deposited.
Ever feel like your life is stuck in fast-forward? From the moment our feet hit the floor in the morning, it seems like we never let up on life’s gas pedal . . . .
The possibility of a lower monthly house payment would be welcome by any homeowner, but lower payments aren’t always what they seem. And what about those who are not in a position to refinance – are they out of luck?
Millions of people are on a debt treadmill. It starts the first time you swipe a credit card to cover a shortfall in your budget. Do that enough times, and before long you’re working to pay credit cards and other forms of debt.
Our daughter Jaime called to tell us, through angry tears, that she learned from her mortgage company that her homeowner’s insurance policy had been cancelled.
The book The Millionaire Next Door analyzes the financial habits of millionaires. It shares the results from interviews and surveys with millionaires. The goal of the book is to give an accurate idea of what characteristics make a millionaire. I found four of those characteristics especially important . . . .
Many people don’t really enjoy thinking about their impending passing from this earth, which means that questions about wills, trusts, and estate distribution can be disconcerting. Still, it’s smart to consider what will happen to your estate and your sentimental belongings at your passing.
Would an extra $500 a month help? Of course. And it is possible that you already have that $500; you simply need to corral it and use it.
Some people do not want to drive older cars (especially when they are not nice looking), but I am content to do so, especially while we are working so hard on building a financial foundation. If you want to look for a “throw away” car, here are some things to keep in mind.
I often think about what Jesus might say regarding the American Dream. Would he want everyone to be a homeowner, everyone to have comfort and the security of a nice economy with nothing to worry about?
We want to honor God in all that we do. Honoring Him is, of course, commanded. The more we come to love God, though, the more it should be our desire to honor Him in all we do. That needs to be true in our financial lives as much as it is true in any other area of our lives.
Don’t look for specific investment advice in this article; I leave that to the experts. However, these commonsense strategies will give you a solid foundation for long-term – and successful – investing.
Retailers are intelligent, but you can outwit them by being a smart Black Friday shopper. Here are some of the best tips I’ve come across to save money and get the best deals.
Reader Question: “Recently I was approached about a cancer policy from a fellow Christian. I’m having reservations about the practicality of it – each circumstance is different. Is supplemental cancer insurance worth it?”
I can’t tell you how many times I’ve been thankful that we’ve had an emergency fund. You never know when something expensive will happen, and having a few months of expenses saved up has really alleviated the stress that comes with those unexpected emergencies.
Over the past four years or so I’ve been using proactive envelope budgeting software called MoneyWell. It’s available on the Mac platform and there’s a companion app called MoneyWell Express for iPhone and iPod touch. Here’s what you need to know about it!