These are the fine folks you will see around here…

Bob LotichBob Lotich

Bob started SeedTime (formerly ChristianPF) in 2007 with a passion to help fellow believers learn how to manage their money wisely. His personal mission (and the mission of SeedTime) is to make, save, grow, and give money to benefit others. After all, life isn’t about the accumulation of things, but is about how we can make the world a better place by giving.

Bob has been managing SeedTime full-time since 2008 and when he isn’t working on the site, he is likely either hanging with his son, eating some 85% dark chocolate, playing guitar, or watching a movie with Linda. Find him on Facebook & Twitter.

John FraineeJohn Frainee

John helps Bob administer and serves as the co-editor of ChristianPF. He also runs his own blog at TheChristianDollar.com. His goal is to provide biblical financial principles that encourage people to live healthier lives. He also enjoys spending time with his wife and two crazy cats, playing a competitive game of Monopoly, and reading just about anything he can get his hands on. You can find him on Twitter and Facebook.

Joe PlemonJoe Plemon

Joe is a retired engineer, financial counselor and blogger, lives in Southern Illinois with Janice, his wife of 39 years. Joe likes online Scrabble, St Louis Cardinal baseball, blues music, power naps, high school football, short term mission trips and Sunday family dinners. You can read more from Joe at Personal Finance by the Book.

jonathan milliganJonathan Milligan

Jonathan Milligan is a full-time blogger and Career Coach. He dedicates his time to teaching others how to form simple life habits in the area of money, relationships, faith, career and time management. He is the author of The Simple Life Habits Formula which can be downloaded for free on his blog SimpleLifeHabits.com.

Adam Simon

Adam Simon is a devoted Christian, husband, and father of four. At age 19, his life was dramatically changed by God, forever transforming his life to one of unwavering passion and service to Christ. Today, through his writing, speaking, and love of God, Adam shares his personal message of faith and family with people everywhere. You can reach out to Adam directly at [email protected] and through Facebook & Twitter.

Craig FordCraig Ford

Craig is an author, blogger, and speaker who lives in Wyoming. In his seminar, Transforming Your Financial Diet he teaches Christians about simple and generous living. He also blogs at Help Me Travel Cheap.

Adam Faughn

Adam Faughn is a minister in Nashville, Tennessee. He is married to Leah and they have 2 children. You can check out his personal blog or follow him on Twitter.

Rich Avery

Rich is an ordained minister, life coach, and Christian personal finance writer at MoneyWisePastor.com. His mission is to help others create more freedom, purpose and fulfillment in their life and work. Rich lives in Grand Rapids, Michigan with his wife and five kids. He loves the arts, the outdoors, kingdom entrepreneurship, and In-N-Out Burger. Find him on Twitter and Facebook.

Carol AlexanderCarol J. Alexander

Freelance journalist Carol J. Alexander shares more money saving tips, as well as advice for the homesteading, homeschooling family, on her blog Be a Pro Writer.

Kevin Mercadante

With backgrounds in both accounting and the mortgage industry, Kevin Mercadante is professional personal finance blogger, and the owner of OutOfYourRut.com, a website about careers, business ideas, money and more. A committed Christian, he lives in Atlanta with his wife and two teenage kids.

Jason PriceJason Price

Jason is a personal finance writer at One Money Design and a Crown Money Map Coach. eyond personal finance, Jason enjoys spending time with his family and playing soccer. You can also find him on Twitter and Facebook.


Cherie is a small business accountant with a passion to teach others about personal finance -especially military families through the Financial Peace program. Cherie enjoys spending time with her husband of 23 years, quilting, and volunteering.

Matt Bell

Matt Bell

Matt has authored multiple books including Money, Purpose, Joy and Money Strategies for Tough Times. He blogs at Matt About Money and travels across the country as a public speaker. When he isn’t reading or writing about money, he enjoys hanging out with his wife and three young kids. You can also find him on Facebook and Twitter.

Tim Fraticelli

Tim Fraticelli

Tim is a personal finance writer at Faith and Finance a Christian financial help blog that provides financial insights for individuals, businesses, and churches. Outside of finance, Tim enjoys spending time with his wife, playing the saxophone, reading economics books, and a good game of RISK or Catan. Find him on Twitter and Facebook.