So you want to learn how to quit spending more money than you make? Here are a few ideas that have helped me…
Credit Cards
How To Negotiate With Credit Card Companies (And Stop Wasting Money)
A few years ago, when I had over $15,000 of credit card debt, I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt and learning to negotiate with credit card companies was a key component…
How to Manage Money as a College Student
Campuses are gearing up for fresh-faced freshmen and returning students this fall. Many college students have a limited amount of money — along with limited experience in managing money. But the opportunities to spend are unlimited! Here are some tips for managing your money as a college student . . . .
6 tips for a debt free Christmas
Why after every Christmas are most people looking at huge credit card bills wondering, “Where did all that money go?” It is no different than any other area of our lives, if we don’t have a leash on it – it will be out of our control. Think of your money like your neighbor’s dog
Quit spending (Part 4)
Getting out of debt part 4…Getting out of debt, creating wealth, living financially free, retiring with cash in hand can all be achieved by following one simple rule: Spend less money than you make.
Christians and Debt
Should a Christian be in Debt? The Bible makes it clear that being in debt is not God’s best for us. I haven’t found anything to indicate that it is a sin for a Christian to be in debt
Expenses rise to meet income
Expenses rise to meet income. This is the gist of Parkinson’s law. This is the reason that a couple months after most people get a raise, it feels just as tight financially as it did before the raise.