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Seed Time Money (Christian living & Personal Finances)

Business & Economics Podcasts

We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show. We help you spend less time thinking about money while getting better results. The SeedTime Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by age 40 Occasionally, we interview guests like Mark Batterson, Annie F. Downs, Joshua Becker, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances. And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'. Get a FREE preview at https://seedtime.com/scoreboard

Location:

United States

Description:

We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show. We help you spend less time thinking about money while getting better results. The SeedTime Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by age 40 Occasionally, we interview guests like Mark Batterson, Annie F. Downs, Joshua Becker, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances. And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'. Get a FREE preview at https://seedtime.com/scoreboard

Twitter:

@seedtime

Language:

English

Contact:

6363440438


Episodes

He interviewed 233 millionaires, and they do this ONE thing from the book of Genesis

3/27/2024
If you’re curious about how millionaires build wealth, this episode is for you. 233 Millionaires were interviewed, and they did this ONE thing from the book of Genesis… 🔍 Key Highlights: Tom Corley's Study: We explore Tom Corley's fascinating study on millionaires, revealing surprising habits that led to their success. Biblical Insights: Drawing parallels between Corley's findings and biblical principles, we delve into uncovering timeless wisdom from Genesis 41. Financial Strategies: We break down practical steps to implement these principles in our modern lives, discussing strategies like the 1 percent challenge, the 50/50 rule for raises, and the importance of automating savings. Multiplication vs. Addition: Understanding the difference between saving and investing and why moving from addition to multiplication is crucial for long-term financial growth. Biblical Stewardship: Emphasizing the bigger picture of financial success as a means to advance God's kingdom and be a blessing to others. Resources Mentioned: Tom Corley’s CNBC article: I spent 5 years interviewing 233 millionaires—here’s the No. 1 career move that made them rich "Millionaire Next Door": A classic book confirming the correlation between savings, investing, and achieving millionaire status. SeedTime’s True Financial Freedom: Interested in diving deeper into these topics with your small group or church? Check out SeedTime.com/true for a six-week journey of financial discovery. Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:20:56

The Biblical secret to financial miracles that most Christians miss

3/27/2024
If you're seeking a breakthrough in your finances and wondering what you might be overlooking, this episode is tailored just for you. We've uncovered a pattern, a biblical approach, that seems to unlock God's provision in ways that defy human logic. Why You Should Listen: Discover the often-overlooked biblical pattern behind financial miracles and how you can apply it to your own life. Learn about the delicate balance between taking action and trusting God for the outcome, with practical examples from the Bible and real-life scenarios. Understand why God's timing and obedience to His calling are crucial components in witnessing miracles in your finances and beyond. Get inspired by a compelling testimony of financial breakthrough that defies human logic, highlighting the power of divine intervention when we align our steps with God's direction. 🔍 Key Highlights: The consistent pattern observed in financial miracles, both biblically and in personal experiences. The significance of Joshua 1:8 in understanding God's formula for prosperity and success. The critical role of our participation in God's miracles, illustrated through stories of Jehoshaphat, the boy with loaves and fishes, and David with his five smooth stones. An encouraging testimony of a couple facing insurmountable medical debt and their miraculous journey to financial freedom as they stepped out in faith towards full-time mission work. The importance of waiting for God's timing and how it plays a crucial role in experiencing breakthroughs. Strategies for hearing from God and understanding His will for your financial life and beyond. Resources Mentioned: The True Financial Freedom class by SeedTime The book Simple Money, Rich Life by Bob Lotich The SeedTime Podcast episode: how to hear from God with your giving Tune in, be encouraged, and discover the biblical secret to financial miracles that could change your life. 🌟Don't forget, if this episode speaks to you, or you know someone who could benefit from it, share the love. And for more engaging and transformative content, follow us on Instagram @seedtime or reach out for more personalized advice or prayer requests. We're here to serve you on your journey towards true financial freedom in God's way. Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:28:27

John Mark Comer on why "Christian" doesn't mean what you thought and the one thing you must do to truly follow Jesus

3/23/2024
Today we dive deep with John Mark Comer, author of "Practicing the Way," exploring transformative insights that bridge the gap between our financial lives and our journey with Jesus. Why You Should Listen: Why “Christian” Doesn’t Mean What You Thought & the Invitation Jesus is Really Offering This one thing heals wounds better than church, Bible study, and therapy The mistake most Christians make when praying Why following Jesus requires you to accept that you will have many unlived lives And a lot more... 🔍 Key Highlights: The Apprentice vs. the Christian: We unpack the powerful idea that the term "Christian" might not fully capture the depth of following Jesus. Instead, we explore the concept of being an apprentice to Jesus, embracing learning and growth in a way that transforms our entire life. The Misuse of the Word "Christian": John Mark Comer sheds light on how the term "Christian" has been diluted in modern Western culture, often disconnected from the disciple-making Jesus envisioned. The Power of God's Love: We discuss how meditating on God's love can profoundly change us, more than decades of striving to be more loving could ever achieve. The Role of Spiritual Practices: The conversation takes a dive into practical steps and spiritual practices that can help us access the grace and power of God in our lives, moving beyond knowledge to a lived experience of God's love. The Importance of Prayer: We challenge the common approach to prayer as a one-sided conversation, encouraging a deeper, contemplative engagement with God that transcends words. The Concept of Renunciation: A thought-provoking discussion on the necessity of renunciation in our lives, especially in the context of discipleship, vocation, and family, highlighting the need to live in alignment with our deepest values. Choosing the Way of Jesus: An exploration of how embracing the way of Jesus involves making tough choices about how we live, work, and relate to others, prioritizing what truly matters over societal expectations. Resources Mentioned "Practicing the Way" by John Mark Comer "Praying Like Monks, Living Like Fools" by Tyler Staton "The Ruthless Elimination of Hurry" by John Mark Comer 💫Connect with Us: For more enriching discussions and resources on living a faith-filled life that honors God with your finances, visit SeedTime.com. Interested in connecting with our community or diving deeper with a small group or church? Visit SeedTime.com/true for more details on how we can support your journey. 🔊Let's Continue the Conversation: We'd love to hear from you! Reach out to us on Instagram @seedtime, or send an email to Bob@seedtime.com. Let's explore how we can continue to grow together in faith and financial stewardship. Thank you for tuning in to the SeedTime Money Podcast. If this episode has touched your heart or sparked curiosity, consider sharing it with a friend or leaving us a review. Your support helps us reach more people with the message of combining faith and finances in a way that honors God. Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:38:42

This is how we are fixing our OUT OF CONTROL grocery budget (to save $600/m)

3/21/2024
Today, Linda and I dive deep into a topic that's been on our minds lately: our out-of-control grocery bill. If you've ever found yourself halfway through the month with an empty grocery budget, you're not alone. Here's a glimpse into our conversation and the strategies we're implementing to save $600 per month on groceries: 🔍 Key Topics Covered: Understanding the Root Cause: We reflect on recent events like our vacation to Hawaii and how they contributed to overspending on groceries. Inflation Woes: We discuss the staggering increase in food prices, with examples from our recent grocery trips. Taking Control with Data: We emphasize the importance of tracking expenses using tools like Personal Capital (now Empower Personal Dashboard) or RocketMoney to gain clarity on spending patterns. Snack Strategy: We share our plan to reduce spending on prepackaged snacks by opting for healthier, more cost-effective options like fruits and vegetables. Strategic Shopping: We explore the benefits of sticking to one primary grocery store, focusing on cost-effective options like Costco and leveraging sales and seasonal items to save money. Meal Planning Mastery: We discuss the value of meal planning to prevent impulse purchases and ensure cost-effective meals. Budget Evaluation: We highlight the importance of evaluating the cost of each meal and identifying areas where savings can be maximized. . Resources Mentioned: Personal Capital (Empower Personal Dashboard): A tool for tracking expenses and gaining insights into spending patterns. RocketMoney: An alternative tool for budget tracking and expense categorization. Costco, Trader Joe's, Sprouts, Whole Foods, Publix: Various grocery stores discussed for strategic shopping. My Interview with a grocery shopping expert: The best times to buy certain groceries. 💫Connect with Us: If you enjoyed this episode and want to engage further, we'd love to hear from you! Reach out to us on Instagram @SeedTime, or via email at bob@seedtime.com. Plus, if you're interested in hosting a six-week session with your small group or church, visit seedtime.com/true for more details. Thanks for tuning in! Don't forget to subscribe, leave a review, and share this episode with friends who could benefit from budget-saving tips. We appreciate your support! Watch this episode on our SeedTime Money Podcast YouTube channel! .

Duration:00:21:13

Deciding between a $90k job offer or a $45k ministry job [5 questions to help bring clarity]

3/9/2024
One of our listeners, Michael, is weighing the pros and cons of staying in a beloved ministry job that pays $45k or switching gears for a $90k corporate gig. He asked our advice, so here goes... 🔍 Key Highlights: The Big Decision: Michael's predicament and the universal challenge of choosing between financial security and fulfilling work. Asking the Right Questions: We discuss five crucial questions to help you (or someone you know) navigate similar crossroads with clarity and faith. God's Guidance vs. Financial Gain: How to align your career choices with your calling and ensure your work serves a higher purpose. Resources Mentioned: Real Money Method Course: A guide for those seeking practical steps to manage finances effectively. "Simple Money, Rich Life" Book: Dive into our philosophy on money, giving, and living a life aligned with God's calling. Looking for more Bob and Linda? Connect with us for a 6-week journey with your small group or church. Find out more at https://seedtime.com/true or hit us up on Instagram @seedtime. Let's bring faith, finances, and fun into closer alignment in your life! Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:23:36

Why asking how much you should give is the wrong question (and the 1 question every Christian making more than $50k/yr should be asking)

3/6/2024
Today, we're chatting with Greg Baumer, co-author of "True Riches: What Jesus Really Said About Money and Your Heart" and "God and Money." This is a thought-provoking discussion as we explore the intersection of faith, finances, and finding true contentment in Christ. 🔍 Key Highlights: Greg Baumer's Journey: Discover how Greg and his co-author, John, navigated the world of wealth and business at Harvard and how this journey transformed their understanding of money and faith. Confronting Materialism: A candid look into how our culture is deeply entrenched in materialism and how this affects our spiritual lives. The 'Christian Halo' Over the American Dream: Challenging the common Christian financial narrative that focuses more on material success than spiritual wealth. Generosity vs. Coveting: Greg discusses the dangers of coveting and the powerful impact of true generosity in our lives. Financial Choices Reflecting Faith: How our spending, saving, and giving can be a testament to our faith and values. Identity and Possessions: A personal story from Greg about redefining identity in Christ, not in material possessions. Resources Mentioned: Book: "True Riches: What Jesus Really Said About Money and Your Heart" by Greg Baumer and John Cortines Book: "God and Money" by Greg Baumer and John Cortines Generous Giving: An organization focused on spreading the message of biblical generosity and offering retreats like the Journey of Generosity Subscribe to the SeedTime Money Podcast for more episodes that empower you to live a financially free and purpose-driven life. Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:32:23

[Pt 2] Why we decided to adopt & our biggest mistake (and the 10 most common questions we get)

3/2/2024
Back with part 2! And the 10 most common questions we get about adoption. 🔍 A few AI generated Key Highlights: Our Adoption Journey: Hear why we chose to adopt, the challenges we faced, and our biggest mistake – not fully understanding the difference between adoption and placement agencies. Adoption vs. Placement Agencies: Learn from our experience about the crucial differences between these two and why it matters in your adoption process. Costs and Legal Aspects: We delve into the financial and legal sides of adoption, providing real numbers and insights to help you prepare. Handling Social Worker Responsibilities: Discover the unexpected role Linda had to play in our first adoption and why having a social worker is vital. Emotional Preparation and Faith: We discuss the importance of prayer, trust in God, and emotional readiness for the adoption process. Adoption Agency Selection: Insights into choosing the right agency and how to make your profile stand out to potential birth mothers. Open vs. Closed Adoptions: Learn from our experiences of having two different types of adoptions and how they impacted us. Common Questions Answered: Eligibility Requirements: What you need to know about being eligible for adoption. Legal and Custody Issues: Our experience and advice on handling legalities. Can Birth Mothers Change Their Minds?: Understanding the legalities and emotional aspects. Adoption Process Duration: Insights into timelines and preparing yourself. Adoption Costs: Real numbers and tips for financial planning. Adopting with Biological Children: What you need to consider. Role of Birth Parents: How birth parents are involved in the process. Preparing Emotionally: The importance of prayer and an open heart. Matching Process: How agencies match children with families. Starting the Adoption Process: Practical first steps to take. Resources Mentioned: Adoption Agencies: American Adoptions and Angel Adoptions Financial Aid: MediShare (and government programs) Scriptural Reference: James 1:27 (on caring for orphans) (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) 🌱 Connect with Us: Instagram: @seedtime Email: bob@seedtime.com Visit seedtime.com/true for more details on joining us for a six-week small group or church session. Until next time, keep sowing your financial seeds and let’s grow together in God’s plan for our finances! 🌟 Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:36:56

[Pt 1] Why we decided to adopt & our biggest mistake (and the 10 most common questions we get)

2/28/2024
Adoption. While it might not seem like a typical 'money' topic, trust us, it's significantly impacted our lives, both personally and financially. 💡Episode Highlights Our Adoption Story: We share our journey of adopting two of our children, including the emotional and spiritual revelations experienced along the way. God's Hand in Adoption: We discuss how adoption reflects God's love and our adoption into His kingdom, emphasizing the spiritual aspect of this journey. Challenges and Realizations: From emotional struggles to practical hurdles, we delve into the complexities of the adoption process. Debunking Myths: We challenge common misconceptions about adoption, emphasizing that it's not a 'plan B' but a beautiful, divinely-guided path. Birth Mothers' Perspectives: Understanding and respecting the birth mothers' experiences and decisions are crucial in the adoption journey. Listener Questions Answered: We address 10 frequently asked questions about adoption, offering insights from our personal experiences. 👋 Want More Bob and Linda? Join us for a 6-week journey with your small group or church. Visit seedtime.com/true or DM us on Instagram @seedtime. 📝Join Us Next Time: Don't miss the next episode, where we reveal our biggest adoption mistake and delve deeper into your burning questions about adoption. Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:32:24

✈️ How we're getting 12 flights FREE this year (and how you can too)

2/24/2024
Want 12 FREE flights on Southwest this year? It is far easier than you think, and in this episode we are breaking down how we are doing this and how you can too. Resources Mentioned: SeedTime’s Free travel article: Dive deeper into our exact travel strategies. Southwest Companion Pass: Get all the details about this extremely RARE promotion SeedTime.com/pwp 🔍 Key Highlights: Our Journey with Free Travel: We're sharing our personal experiences and strategies for traveling for free. From flights to hotel stays, we've mastered the art of maximizing rewards. The 80/20 of Travel Hacking: We'll discuss how we focus on efficiency and simplicity rather than getting bogged down in complex travel hacking techniques. The Power of Points: Learn why not all points are created equal and how understanding the nuances can unlock incredible travel opportunities. Southwest Companion Pass Promotion: Discover how Southwest Airlines is offering a game-changing promotion that could land you a companion pass for a year. Credit Card Wisdom: While we're all about maximizing rewards, we'll also touch on the importance of responsible credit card use and share our three golden rules. As always, thanks for tuning in, and don't forget to share this episode with friends and family who could use some financial wisdom. Until next time, stay blessed and keep thriving! Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:13:17

This is why SeedTime exists (and our 40 year goal)

2/21/2024
Today we're excited to dive into the heart of why SeedTime exists and share our 40-year vision with you. 🔍 Key Topics & Questions Covered Clarifying the SeedTime Mission: Understanding the 'why' behind our brand and its evolving journey. Personal Reflections: How Bob and Linda's 18-year journey has shaped SeedTime's vision. The SeedTime Credo: A powerful statement reflecting our goal of inviting God into our finances. The Impact of Christian Generosity: Discussing the potential cultural and societal changes when Christians become the most generous faith group. Redefining Culture through Faith: The role of Christian values in influencing culture, with examples from Chip and Joanna Gaines. The Practical Side of Faith and Finances: How managing finances according to God's will can impact adoption, foster care, and personal decisions. The Personal Touch: Linda's insights on balancing material desires with spiritual commitments. Resources Mentioned: SeedTime Website: Visit seedtime.com for more resources and information. SeedTime Small Group Experience: Learn how you can bring this transformation to your small group or church at seedtime.com/true. 🤝 Connect and Contribute: Have a prayer request or want to join a conversation? Reach out to us on Instagram at @seedtime. Your reviews help us grow and reach more people — please consider leaving one! 🌟 Special Offer: Interested in a 6-week group session with us? Visit seedtime.com/true for more details. 💬 Final Thoughts: This episode is not just about managing money; it's about shaping lives and communities through God-led generosity and wisdom. It's a call to action for every Christian to rethink their financial habits and its broader impact. This episode is a must-listen for anyone seeking to align their financial practices with their faith. 🌱 SeedTime Money Podcast — where faith meets finance, and where your money journey transforms not just your life, but the world around you. Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:24:55

7 Biblical reasons to earn more (and a special invite)

2/16/2024

Duration:00:35:16

She Was Paid Over $20K in Error—What She Did Next Blew us away

2/14/2024
1. Today's story is a true testament to faith, trust, and the unexpected ways God works in our finances. 2. Pardon the 'iPhone in a bathroom' sound of the mic today LOL - we had an issue and should have it fixed going forward! A little of what we are talking about... A Surprising Email: Discover the story of a SeedTime listener who faced an unexpected financial dilemma—being overpaid by $20,000! A Test of Faith: Hear how this situation turned into a powerful test of faith and trust in God's provision. Deep Insights: Linda and I dive deep into what true financial freedom means and how it's more about heart condition than bank account balance. Real-Life Application: Learn how to handle financial surprises and tests with grace and trust in God. Resources Mentioned: SeedTime courses - seedtime.com/courses Our Book: Simple Money, Rich Life - seedtime.com/smrl Grab a copy of our Assets Under Management (AUM) sheet - seedtime.com/smrl-aum 🌟 Connect with Us: Share your stories and questions: Email me at bob@seedtime.com or DM on Instagram @seedtime Join our community: Interested in diving deeper into these topics with your small group or church? Visit seedtime.com/true for details on how we can serve your group. Remember, this journey isn't just about becoming debt-free or accumulating wealth; it's about aligning our hearts and finances with God's purpose. This episode is a powerful reminder that our financial journey intertwines deeply with our spiritual walk. So, tune in, get inspired, and let's continue to grow together in faith and financial wisdom! Stay blessed and keep seeking God in all aspects of your life, including your finances! Exciting News: We're working on SeedTime merch! Have any T-shirt ideas or know a great designer? Let us know! Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:15:37

3 things your teen needs to know about money

2/10/2024
In this episode, I'm thrilled to have my friend and teen money expert, Derek Kinney, join me for a deep dive into teaching teens about money management. Whether you're a parent to teens or just starting to educate your younger kids about finances, this episode is packed with insights, strategies, and real-life examples to guide you through this critical journey. 📢Here's what you'll discover: Earnings vs. Allowance: Derek shares his philosophy on this crucial aspect, emphasizing the need for teens to understand the value of earning and contributing to the family. Financial Mistakes as Learning Tools: We discuss the power of sharing our financial failings with our kids, making us more relatable and teaching important lessons. Wants vs. Needs: How to help teens distinguish between these, using relatable examples like brand preferences and consumer behavior. Credit Card Wisdom: We dive into the responsible use of credit cards, teaching teens to view them as tools rather than temptations. Preparing Teens for the Real World: Derek introduces his program, 'Simple Teen Success', a comprehensive guide to equip teens with essential life, business, and money skills. Personal Parenting Insights: We share our personal experiences and epiphanies in parenting teens, especially during their crucial senior year of high school. 🎧Compelling Reasons to Listen: Discover practical strategies to teach your teens about financial responsibility. Learn how to use your financial mistakes as powerful teaching tools. Get insights on preparing your teens for real-world challenges, beyond academic success. Understand how to guide your kids in using credit cards wisely. Hear about an innovative program designed to equip teens with essential life skills. 🎯Resources Mentioned: Simple Teen Success Program: A subscription-based resource offering courses and live streams on business, money, and life skills for teens. More details at simpleteensuccess.com. Free Downloadable Guide: "Five Strategies to Win in Life for Teens," available at simpleteensuccess.com. Final Thoughts: In this episode, we've uncovered valuable insights and tools not just for teens, but also for us as parents. It's about partnering in our children's financial education journey, using our experiences and the resources available to us. Join Derek and me in this engaging conversation, and let’s empower the next generation together! Connect with Us: If this episode resonates with you, or you know someone who might find it helpful, please share it. You can reach out to us at bob@seedtime.com or via Instagram: @seedtime. Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named Book of the Year by ICFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:34:48

We gave her $2k and this happened…

2/7/2024
Broadcasting from sunny Hawaii, we're diving into a story that beautifully illustrates God's creativity and provision. 🎯Resources Mentioned: SeedTime's Net Given Tracking Sheet: A tool to track your blessings and giving. Available at: seedtime.com/ng Our Book, "Simple Money, Rich Life": Discover more about financial freedom and giving in Chapter 26. True Financial Freedom Class: Our flagship class designed for individuals and groups, focusing on fulfilling your God-given purpose and breaking free from hidden money beliefs. Details at seedtime.com/TFF Watch this episode on our SeedTime Money Podcast YouTube channel!

Duration:00:26:28

If we lost it all, these are the 7 things we would do...

2/3/2024
In this episode, we're diving into a thought-provoking topic: "If We Lost It All: The 7 Things We Would Do." In This Episode, We Discuss: The Power of a Favorite Sweatshirt: Discover why Linda's Aloha sweatshirt symbolizes more than just comfort. Responding to Financial Setbacks: We open up about how we would rebuild from scratch, sharing our personal strategies and mindsets. Practical Steps to Financial Recovery: From survival budgets to leveraging social media, learn actionable steps to regain financial stability. The Role of Faith in Finances: Explore how our faith shapes our approach to financial challenges and opportunities. Maximizing Resources and Opportunities: Tips on focusing efforts for greater impact in rebuilding. The Importance of Unity in Marriage: How working together as a couple can strengthen your financial and spiritual journey. 🎯Resources Mentioned: Better Life Podcast by Brandon Turner: A great source of inspiration aligning with our mission. Simple Money, Rich Life: Our book offering a comprehensive guide to managing finances God's way. SeedTime.com/Prayer: Find our free PDF with prayer starters and financial verses. Write Useful Books: A recommended read for anyone interested in writing impactful books. Subscribe & Review: If this episode has helped you, please subscribe and leave a review on iTunes. Your feedback helps us reach more people and continue our mission! Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:33:03

How your work directly impacts what happens when you get to heaven (with Jordan Raynor)

1/27/2024
Today we are chatting with Jordan Raynor, as we dive deep into his new book, "The Sacredness of Secular Work," and explore how our everyday jobs impact eternity. I love our conversation (and think you will too) as it challenges the conventional view of work as just a means to an end and encourages us to find divine purpose in our professions. Key Topics Discussed 🔑 Redefining Work in God's Kingdom: Jordan discusses how every profession, from baristas to CPAs, holds eternal significance. This challenges the notion that only 'ministry' work is meaningful for Christians. Impactful Stories & Examples: Hear about individuals like Chassie, who found her calling as a hairstylist, and learn how embracing our God-given talents can lead to greater fulfillment and opportunities to witness. Debunking the Great Commission Misconception: Jordan addresses the modern church's narrow interpretation of the Great Commission and its impact on believers' view of their work. Eternal Rewards and their Importance: A fresh perspective on why Christians should eagerly pursue eternal rewards as instructed by Jesus. The Concept of the 'Anti-Bucket List': Jordan introduces the idea of focusing on eternal priorities over worldly experiences. Practical Application: How these revelations can profoundly affect our daily lives and work. Resources Mentioned 🎯 Book: "The Sacredness of Secular Work" by Jordan Raynor Scriptural References: Extensive biblical insights provided, including Isaiah 65, Ephesians 6, and more. Where to Find the Book 📖 "The Sacredness of Secular Work" is available wherever books are sold or visit JordanRaynor.com for more information. Tune in now for this inspiring episode on the SeedTime Money Podcast and redefine how you view your work and its eternal significance! Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the Book of the Year by IFCFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:26:20

Never forget! God is your provider!

1/20/2024
Hey friends! It's a Linda-only episode today. And I am excited to share something that I've had on my heart about this! 📢Here's what we'll cover: A Deep Dive into "The Knowledge of the Holy" by A.W. Tozer: I share my reflections on this impactful book that explores God's attributes in ways you might have never considered. It's a must-read for anyone looking to expand their understanding of the divine. God's Imagination vs. Ours: Discover how our creativity and imagination are actually reflections of God’s own creative power, putting our capabilities into a humbling perspective. God's Attributes Beyond Our Understanding: Delving into the attributes of God that we, as humans, might not fully grasp due to our earthly limitations. Jehovah Jireh - Our Provider: A powerful discussion on how God provides for us in multifaceted ways, beyond our conventional understanding of provision. Practical Reflections on Finances: I share personal anecdotes about looking beyond financial challenges and recognizing God's provision in unexpected ways. A Reminder for the Holiday Season: As we navigate the pressures of spending and consumption, I encourage you to remember that our ultimate provider isn’t the material world but God himself. 🎯Resources Mentioned: "The Knowledge of the Holy" by A.W. Tozer Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:19:40

Our top 5 essential tools for running our business

1/13/2024
Hey there, SeedTime family! If you're a business owner, freelancer, or just curious about the tools that we use make our business thrive, this episode is for you! And if you have any tools or apps that you love in this area please send us a DM on Instagram @seedtime 🎯Resources Mentioned: Gusto Payroll - $100 signup bonus Relay Business Banking - $50 signup bonus Asana Notion Medi-Share Slack WP Engine Canva Later Join our flagship class, True Financial Freedom, for more insights on aligning your finances with your God-given purpose. Check it out at seedtime.com/tff. 🌺 Mahalo and see you in the next episode! 🌺 Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:35:13

What growing up broke taught me about money

1/6/2024
Hey friends, today I'm taking a deep dive into my personal journey, sharing heartfelt and sometimes humorous stories from my childhood about growing up in financially tight circumstances. This isn't just about the struggles, but about the invaluable lessons learned and the hope that shines through. 🔑 Key Takeaways: The Importance of Perspective: Recognizing that someone always has it worse and the power of counting your blessings. The Cost of Being Broke: Insight into how financial struggles can lead to further expenses and the cycle of poverty. Choosing Your Hard: Deciding between the difficulty of staying in financial hardship and the challenge of working your way out of it. The Power of Working Smart: Understanding that hard work is valuable, but directing efforts in the most effective way is crucial. Overcoming Financial Identity: How to avoid letting financial struggles become a defining part of your identity. Strength from Hardship: Recognizing that difficult experiences can lead to growth and resilience. 🎯 Resources Mentioned: Real Money Method Course: Our unique approach to managing finances effectively. Previous Podcast Episode Valley of Disillusionment Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:29:26

[Budget breakdown] our advice to a reader facing bankruptcy with 3 little kids

12/30/2023
In this episode,we share a personal conversation with a reader who's grappling with this tough situation, and I offer some practical, heartfelt advice based on their specific circumstances. 📢Here's what you'll discover: The Reader's Dilemma: An in-depth look at a family facing bankruptcy, struggling with debt, and trying to make ends meet. Budget Breakdown: Tips on reducing expenses in various categories like groceries, transportation, and childcare. Income Generation Ideas: Creative solutions for increasing income through gig work, leveraging assets, and cutting back on non-essentials. Managing Debt and Bankruptcy: Insights into navigating Chapter 13 bankruptcy and planning for a financially stable future. 🎯Resources Mentioned: Get Upside app: Get cash back on everyday necessities GasBuddy app: for saving on fuel Consumer Reports: for buying reliable used cars "The Knowledge of the Holy" by A.W. Tozer Our book - Simple Money, Rich Life Our class - True Financial Freedom class. Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Duration:00:25:14