Budgeting articles


Everything you need to know about budgeting
I have written quite a bit about budgeting since I consider it to be a key component to getting our finances under control. Just like most people, I always hated the idea of budgeting, but once you get a better understanding of the freedom that comes with using a budget you fall in love with it. Or at least I have. ;)

This page will show you how to budget with various methods and everything else you want or need to know about budgeting. If you are just getting started I would suggest reading How to make a budget. From there I would consider getting some free budget software or download a household budget template.

Other articles about budgeting

How to budget with ING Direct
10 tips for a better budget

Money management tips for beginners

Budgeting is like baking cookies
How to budget with the envelope system
How to manage your bill payments
How I organize my bank accounts
How to quit spending more money than you make
Free budgeting form

7 Free budgeting worksheets

Even more articles about how to budget
To read even more just keep scrolling and you will find more articles about budgeting.









Is it Really Okay to Make Budgeting Mistakes?

imperfect budgeting

Do you feel like if you were to start a budget, you’d fail? Or maybe you’ve been frustrated by past failures. You started a budget, but you just couldn’t keep up with it. Dare I say, many of us have probably struggled with budgets in the past. I’m certainly no exception.

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How to Talk With Your Kids About Money Issues

teaching kids about money

I can remember asking my parents to just write a check to pay for something that was ‘too expensive.’ When you’re a kid, money is something that just appears in your dad’s wallet and checks are used to buy things that you don’t have money for!

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How to Brainstorm the Best Budget Categories

budget category brainstorming

I’ve had friends ask me, “How many budget categories should I have?” The answer is somewhat cryptic: “As many as you need to save as much money as possible, but no more.” Here’s what you need to know . . . .

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My (Most Recent) Buyer’s Remorse Story

remorse

If you are anything like me, you have experienced buyer’s remorse. It’s that feeling that comes a few hours (or days) later, where you begin to think, “Why did I buy that?” A few weeks ago, I had it.

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4 Personal Answers to Common Budgeting Questions

budgeting

Occasionally, I’ll receive some questions from friends and family regarding budgeting, and I’m happy to share what I’ve learned. Below, I’ve included a few of the most common budgeting questions I’ve received and some answers to help you with your budget.

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7 Tips To Be A Smart Black Friday Shopper

black-friday-shopping-tips

Retailers are intelligent, but you can outwit them by being a smart Black Friday shopper. Here are some of the best tips I’ve come across to save money and get the best deals.

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10 Free Household Budget Spreadsheets

10 free budgeting spreadsheets

Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…

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The Real Cost of a Dog

Dog

A while back I wrote about getting pet health insurance, and how it was an extra expense that we probably won’t be adding soon. Since then, I’ve quickly realized that the total cost of owing a pet is worth its own post, so take a look at all the expenses we’ve occurred since having a pet.

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MoneyWell Review | Envelope Budgeting Software

MoneyWell

Over the past four years or so I’ve been using proactive envelope budgeting software called MoneyWell. It’s available on the Mac platform and there’s a companion app called MoneyWell Express for iPhone and iPod touch. Here’s what you need to know about it!

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How to Find Money You Already Have!

Finding Money

Whatever your financial struggles may be, it is possible that you already have the money you need; you simply need to find it and put it to work. “How,” you ask? Three simple steps . . . .

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The Benefits and Purpose of “Budgeting Caps”

Budgeting-Caps

Budgeting is an extremely important component of effective financial management. But if you don’t follow the proper budgeting method, your budget might “leak” money rendering your system useless. Today, let’s cover the basics of “budgeting caps” and how they’ll help you save more money.

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The Lazy Man’s Budget: How to Budget When You Don’t Want To

Easy-Budget

If you salivate at the thought of tracking every expenditure, compiling and analyzing spreadsheets, and fine-tuning every detail of your budget, this article is not for you. However, if you, like me, get worn down by overly cumbersome budgets, you may be interested in the lazy man’s budget . . . a plan designed to help you stay the course for years to come.

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5 Ways Using Cash Can Help You with a Fluctuating Income

Cash-Envelope-System

Three years ago my husband took a commission-only sales job. He loves his job. But getting used to the feast or famine-type paychecks was more than disconcerting for this wife who likes to have better control of her finances. Then we discovered the cash envelope system . . . .

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