Investing for beginners

All about Online investing for beginners (or offline for that matter). Articles for beginners about investing in stocks, mutual funds, index funds, real estate, or any other forms of investing.

Recommended articles for beginners

What is an IRA?
What is the difference between a Roth and Traditional IRA?
Interview with a millionaire
The importance of investing in your beliefs
The one thing I would teach a recent college grad
What is a Roth 401k?
9 Tips from Warren Buffett
The Basics of Investing [video]
Roth IRA 101
Should you sell your stocks or buy more
Diversification strategy from the Bible
Can you buy real estate with an IRA?
Using a Roth IRA as an emergency fund – a good idea?

Other investing articles for beginners
Just keep scrolling down and you will find more investing articles.

Why a Church Should Use a 403(b)

06.05.2013 by Tim 4 comments
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A 403(b) is a retirement account similar to a 401(k) – the biggest difference is that non-profits generally use the 403(b) (hospitals, churches, schools, public foundations). The account name 403(b) is taken from the section “403(b)” in the Internal Revenue Code.

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How to Rollover a 401(k) into a Roth IRA

05.28.2013 by Cherie 7 comments
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Life gets busy when moving or changing jobs. Don’t forget about your 401(k) and leave it behind! It’s not that difficult to rollover your 401(k) to a Roth IRA.

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Betterment Gifts: An Investment Gift that Keeps on Growing

04.24.2013 by Tim 5 comments
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One of my favorite online investment companies, Betterment, recently launched a feature called Betterment Gifts. It’s a way for you to set up an online gift registry that others can contribute to. The best part about the gift registry is that your account is invested just like your other Betterment goals, so it’s able to grow over time. What kind of registry will you set up?

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When Can You Withdraw from Your Traditional IRA?

04.10.2013 by Jason Topp 40 comments
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For some reason I get this question a lot in my day job, so I thought I’d provide a little clarification on some of the rules regarding withdrawals from Individual Retirement Arrangements, or IRAs.

IRAs were designed to provide an opportunity for folks to save for retirement on a pre-tax, tax-deferred basis. In other words, the money grows without having to pay any taxes on the gains.

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Betterment Investing Review

03.15.2013 by Tim 13 comments
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Investing can be a challenging part of money management. Whether you’re trying to learn the basics of stock investing, or invest in mutual funds, it can be confusing to understand important concepts of risk and return. Betterment is a personal investing account that aims to make investing and saving simple for people and they do a nice job of it.

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How to Invest in Index Funds

02.21.2013 by Adam Faughn 3 comments
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Investing can be a scary endeavor. After all, there are a zillion different places to put your money for the long haul. Most of the time, though, if we keep our investments simple, it is to our advantage . . . both in keeping up with them and in long-term return on those investments. One of those simpler investments is the index fund.

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Investing With Very Little Money: 5 Tips

02.19.2013 by Kevin 16 comments
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Do you think that it is impossible to build a balanced investment portfolio if you have very little money to invest? Think again. Using very little money, you can spread your investments across the full spectrum of asset classes – stock-based mutual funds and exchange-traded funds, bonds, and even commodities.

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Rebalancing Your Portfolio: An Essential Step for Successful Investing

01.16.2013 by Matt Bell 3 comments
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As you may know, asset allocation is the single most important factor that determines your long-term investing success. In a nutshell, asset allocation is the process of choosing what percentage of the dollars in your investment portfolio should go into which asset classes. Here’s how to make sure you keep that allocation the same over time.

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How to Save $1,000 on Your Taxes by Investing in Your Future

01.11.2013 by Carol 6 comments
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According to a survey conducted by Transamerica Center for Retirement Studies, less than 12% of Americans are aware of what is called The Savers Credit — a way to save up to $1,000 on their income tax. Yes, believe it or not, the government will credit low- and moderate-income taxpayers who save for their retirement. So if you currently do not have a retirement savings plan in place, this information might encourage you to do so. This is how it works.

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Are Mutual Funds Still a Good Investment for Today?

12.26.2012 by Adam Faughn 8 comments
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For several years, mutual funds have been the chosen investment of the average investor. Those who do not have the time to truly study the stock market (or other markets) have felt much safer having professionals handle their money and with the diversification that is inherent in mutual funds.

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Are You Factoring Inflation into Your Retirement Planning?

12.12.2012 by Kevin 10 comments

Inflation is ever-present and something we all have to live with. Yet when talk of retirement planning comes up, inflation barely rates a mention. Maybe it’s because inflation has been low in recent years, so we think that it doesn’t make that much difference. Or perhaps it’s because if we do fully recognize the effects of inflation on retirement planning, future projections look a lot less certain.

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How to Protect Yourself from Investment Scams and Fraud

12.03.2012 by Rich Avery 10 comments
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Investment fraud is on the rise according to the U.S. Justice Department. Middle-class Americans, the elderly, and Christians are big targets. Here’s what you need to know to protect yourself from investment scams and fraud.

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Early Retirement Income Glitches – Will You Be Ready?

11.14.2012 by Kevin 11 comments
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As appealing as early retirement is, it’s actually more complicated than normal retirement. There are a few extra hurdles you need to clear, but with some flexibility and extra effort you can make it happen.

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What Pete Carroll Teaches Us About Investing

09.05.2012 by Guest 3 comments

Pete Carroll, head coach of the NFL Seattle Seahawks just made a controversial decision. His starting quarterback will not be Matt Flynn, the expensive free agent pickup. Rather, it will be Russell Wilson, the unproven Wisconsin rookie they drafted in the third round of the 2012 draft, because he wasn’t a “classic NFL” type of quarterback like Andrew Luck. What can we derive from Pete Carroll about investing?

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When Should You Start Investing Your Money?

08.30.2012 by John Frainee 15 comments
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We all know investing is important. But at what point in our financial plan should we invest? It’s a question on the minds of many. Financial experts all have their own opinions, so let’s take a look at some the advice that’s already out there. Here’s when you should start investing your money!

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What is Momentum Investing?

07.25.2012 by Matt Bell 12 comments
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You’ve probably heard the old adage that when it comes to investing, past performance does not guarantee future performance. Momentum investing takes a somewhat different point of view.

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How Much Should You Contribute to a 401k?

06.18.2012 by Kevin 5 comments
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We all like rules of thumb, don’t we? They reduce the complex to something simple. No where does this feel better than when it comes to saving for retirement. Just give me a number to shoot for and I’ll make it happen! If only it were that simple. So how much should you contribute to your retirement, and in particular to what is typically the largest single retirement account for most people—your 401k? The answer: it depends!

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How to Retire Early: 5 Important Steps

06.04.2012 by Kevin 17 comments
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Early retirement is a dream millions of people have, but how doable is it? More so than you think if you follow certain steps! How do you make it happen? Here are some ideas!

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How to Invest in Mutual Funds Online

05.29.2012 by Craig Ford 3 comments

Learning how to invest in mutual funds online is surprisingly simple. If you are new to investing there are a few preliminary things you need to determine that will make the transition to buying your mutual funds online simpler.

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How to buy a single share of Facebook Stock

05.19.2012 by Aaron 6 comments
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Yesterday one of the biggest phenomenons in the internet world offered themselves for sale in what was one of the largest IPO offerings to date. Facebook sold selling 180 million shares for about $38 per single share. Are you interested in buying a piece of the pie?

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The Basics of Value Investing

05.10.2012 by Kevin 14 comments
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In today’s mutual fund–and computer–driven investment environment value investing can sound almost exotic. Yet it’s probably the most time-honored way to successfully invest in stocks.

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What is a Roth IRA and Who Needs One?

03.27.2012 by Cherie 11 comments
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The Roth IRA is a great retirement savings tool that has many features and benefits. Let’s explore some of the basics and reasons why a Roth IRA might be right for you or someone in your household.

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5 Retirement Questions You Might Have Right Now

02.08.2012 by Tim 7 comments

The reality of retirement hits us at different stages of our life, but the questions always seem to be the same. Will I have enough? How should I be invested? Will I have to pay taxes? Get the answers you need.

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Investment Diversification – Is There a Magic Formula?

01.31.2012 by Kevin 6 comments

If you’ve been investing your money for some time—or at least studying up on the subject—you’re no doubt aware of the importance of diversification. Coming up with the right diversification formula seems like a critical component of any investment plan . . . .

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How to get a great return in your 401k – GS14

01.19.2012 by Bob 12 comments
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This is one of the easiest ways to get a great return in your 401k during a recession (or anytime)…

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