SeedTime: Personal Finance & Online Business

Mastering money using Biblical principles

A proven path to have more than enough money and finally feel FREE

You already have everything it takes to rewrite your story.
All you need is a simple plan to follow.

I had always dreamed of having FREEDOM in 2 areas:

  • My money: I felt like a slave (pro 22:7) and everyone else seemed to have more control of my money than ME!
  • My work: I wanted freedom to do work that I loved (on my terms) and I had worked in jobs I hated long enough.

By the grace of God, I have found that freedom.  I now get to do work I love that allows me to travel whenever and wherever, take off any afternoon I want to play with my son, make more money than I need, and use it to better the lives of others.

If this resonates with you, you are in the right place!

Like being on a roadtrip without GPS, without a plan you are probably lost.

“Why does there never seem to be enough money to do what I want to do?”

“Why am I stuck in a job that I hate?”

“Why does it feel like everyone else is calling the shots with my time and money?”

Overcome all of these obstacles and more
when you get FREE access to our plan.

The SeedTime FREEDOM Plan

Master your finances

It’s a travesty that we weren’t taught about managing money in school. But we will teach you everything you should have learned about how to handle your money the right way.

Turn a hobby into cash

There has never been more ways to make money with your hobby in the history of the world. You will be surprised how easy it can be to fire your boss and find work you truly love.

Build and Grow

After making progress on step 1 and 2, you will have more money in order to maximize your future freedom. Use it to pay off debt, save money, and give generously!

Take your 1st step towards freedom

Quit living paycheck-to-paycheck

Join 225,000+ others and take our FREE email course to better manage your money, pay off debt, and save money!

Want to create a blog to make some extra money?

In this short book I share all the steps I took to turn my blog into a full-time income. It will help any beginner (and intermediate blogger) avoid many pitfalls that most bloggers fall into.

Popular Articles

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10 Free Household Budget Spreadsheets for 2018

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5 Bible Verses about Money Every Christian Should Know

Let me start by saying that it was difficult to create this list. Think about it, I am trying to pick the best verses from the Bible about a particular topic. Are there really best verses, or are there just those that have impacted us more than others? I tend to think the latter. So, this list is just that. These are the 5 verses that, even as I just scratch the surface of understanding them, have revolutionized my financial life. Each one of them has had a strong impact on many decisions in my life. I hope you allow them to impact you as well.
I have now been using Medi-Share (the Christian health insurance alternative) for over 4 years and can point out the pros and cons of using them in lieu of health insurance. I won't get into all the details here, but I will say that my family saves hundreds of dollars over traditional health insurance . . .

MediShare Review: A Christian Health Insurance Alternative

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31 Legitimate & Profitable Home Based Business Ideas (for 2018)

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In order to have an effective budget, you're going to need some basic personal budget categories to start. Determining your budget categories isn't always easy, especially if you've never made a budget before. Start your budget off right . . . here are some of the best budgeting categories to set you off on the right foot.
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How to use Dave Ramsey’s Envelope System [and 4 Envelope System Wallets]

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How I made $2,145 Last Month by decluttering

A few years ago I began a journey towards minimalism.  And not the weird...
My morning routine is something that I have been developing over the last couple years and is influenced by countless books, articles, friends, and more. My goal with it is to create as many good habits that will set me up for success in areas of my life as possible. I know from experience that if I don’t create a daily habit out of something (reading the Word, exercising, etc) my frequency of doing it goes WAY down. I suspect it is like this for most others too, but it definitely is for me. “You will never change your life until you change something you do daily.” ― John C. Maxwell

My Morning Checklist

I’ve had a few readers ask about my morning routine and I thought now...
Giving age as a percentage

Why we began giving our age as a percentage

I can still remember exactly where I was standing in the middle of that...
I just finished up a year-long #sabbatical and this is why I did it and what I learned in the process. This article is going to be about WHY I took a sabbatical year and next up in the queue I will cover HOW we pulled it off logistically without shutting down our business.

WHY I took a Sabbatical leave for a year (and what I learned)

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SeedTime dressed in white

Bob founded SeedTime in 2007 and the award-winning site has seen over 40 Million visitors since it began. The site is home to 1,000+ articles designed to help you improve your finances and live a life of freedom.

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SeedTime is a community of Christians desiring to use money wisely, enjoy it, and to communicate His love via giving. We are your go-to resource for practical tips to earn more money, save more money, and Biblical wisdom about how to better manage your money!

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