Over the years, Jan and I have seen the joy of Christmas turn to stress as we annually exhausted ourselves with shopping lists, shopping extravagances, and mounds of gifts to be wrapped and delivered. We had allowed Christmas to become our master, and we found ourselves enduring rather than enjoying the season . . . .
These are the best quotes on giving that I have found… If you are looking for quotes about giving you might like these… as I have been working on it I have come across quite a few great giving quotes. These are some of the favorites that I have found so far…
My frequent Amazon purchases had me wondering, “How can I save money when shopping on Amazon?” So, I have put together my top 8 Amazon savings strategies that I have found to be quite useful in saving money. And, I know these hacks will save you some money too! If you would need any further […]
Read our updated 2018 MediShare review: This Christian health insurance alternative that can saved us 30-50% off of traditional health insurance – Here are our pros and cons…
You don’t have to own a business to work from home. Although there are plenty legitimate home-based businesses you can start, existing companies will pay you to help them from the comfort of your own home. So get your home office set up, here are 20 real companies that will pay you to work in your slippers. Comfy!
Creating a debt snowball is my preferred method of getting out of debt. When My wife and I were paying off $46k of debt, we actually didn’t use a debt snowball worksheet, but looking back I think it really could have helped us. If you are wanting to pay off debt on your own, this […]
It’s best to set in stone some core financial principles sooner rather than later. Here are some fundamental truths you should always keep in mind.
In order to have an effective budget, you’re going to need some basic personal budget categories to start. Determining your budget categories isn’t always easy, especially if you’ve never made a budget before. Start your budget off right . . . here are some of the best budgeting categories to set you off on the right foot.
While I think few would argue that paying off debts is a good thing, there is a better way to accurately see the big picture of your finances. It is called your NET WORTH. And no it is not just a number that rich people talk about at cocktail parties. It is what financially savvy people use to track their progress.
If you are like many, the thought of starting a home-based business has probably crossed your mind at some point. With the economy being what it is, layoffs all around us, and an increasing desire for many to escape the rat race and work from home many are trying to start a home-based business…
Today I want to lay out a few simple money moves you can make to improve your finances. Each one is very different, but all will help you move forward financially. My encouragement to you would be to not just read the list and say to yourself “those are good ideas, I should do that,” […]
Do you think that it is impossible to build a balanced investment portfolio if you have very little money to invest? Think again. Using very little money, you can spread your investments across the full spectrum of asset classes – stock-based mutual funds and exchange-traded funds, bonds, and even commodities.
Lately, I have been talking to a lot of folks who are heavily burdened by their student loan debts – some of whom have over $100,000 in student loan debt. And while I believe, according to scripture, we are to pay back our debts, if they are forgiven by the lender then we are off […]
Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…
Some people have the ability to squeeze a lot of meaning into a few words … words that anchor themselves in our minds and guide us, often when we are not expecting it. These meaningful snippets, over time, become oft quoted sayings. In this post, I will quote – and comment on — some very common and some not so common financial sayings.
I am currently reading Your Money or Your Life – which is a great book by the way. And I won’t turn this article into a review of the book since I haven’t finished it yet, but one of the things that I found very valuable the other day was calculating your real hourly wage. It’s not as simple as saying, “I make $400 a week and work 40 hours, therefore I make $10/hr.” When you factor in all the additional expenses of having your job (which some may not be obvious) that you could avoid if you didn’t have that particular job, you begin to see the value in this calculation.
These are my thoughts about my five favorite quotes from Warren Buffett… “Do business with people you like and who share your objectives.”Isn’t there more to life than money? I have met people who I wouldn’t work with for a million dollars, haven’t you? People are people and you will never be completely insulated from people who bug you, but if you are hiring them or choosing to work with them, they might as well be people you enjoy being around.
Last Thursday I was having a really great day. I was getting important stuff done and feeling like I was making some good progress on the day’s goals. My parents were coming into town to visit with us for a few days and the weekend was nearing. And then I got the email. As I […]
If I am going to write about rich people getting to heaven, we had better clarify what we mean by “rich”. Because most of us compare ourselves with neighbors or fellow workers or bank presidents or movie stars, we can agree that the “richness” is a relative trait. Right? In that case, by that standard, […]
A couple weeks ago a very successful friend of mine (Jeff Goins) shared a post on Facebook about how his business was upside down. And how he was personally funding it to pay the team and cover all the expenses. It resonated with me deeply, because coming out of our Sabbatical Year last year, I […]