The SeedTime Living Podcast

Hi! I am Bob Lotich and I have spent the last decade of my life learning how to best pay off debt, effective money-saving strategies, about online business and entrepreneurship, and what the Bible says about money and finances.

If you want practical tips and strategies to save more, earn more, and live a life that matters, then this is the show for you.

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#05 – The life-changing benefits of owning less stuff with Joshua Becker

Joshua Becker and I talk about the life-changing benefits of owning less stuff as it pertains to beginners. Dealing with the objections, the myths, and highlighting the benefits of a minimalist lifestyle.

These are a few of the topics we cover:

  • How a possession-filled American can make a major transition and begin to live a simpler life.
  • Why minimalism doesn’t have to be scary and you can own more than 15 possessions.
  • What is the best way to approach what to keep and get rid of.
  • What references have been found in the Bible to help stay motivated on this path.
  • Practical first steps for someone who wants to test the waters and see if minimalism is for them.

Get connected with Joshua at

#04 – Your financial battle is not yours, but God’s


When we are fighting a financial battle, it isn’t really ours to fight. Our job is to depend on God and to rest in His grace.

But how do we balance that with working hard (another Biblical concept)? That’s what Linda and I discuss in this episode.

#03 – How to finally get started with your business idea


Joseph Michael of talks about what it takes to finally get started with your business idea started.

Joseph created an extremely successful online business by using his day-job lunch breaks to work on it- eliminating the excuse that so many of us use that we don’t have enough time!

#02 – The 1 simple trick that will save the most money at the grocery store


Carrie Rocha gave me an awesome tip on how I can save a lot more at Whole Foods and Trader Joe’s markets.

In the interview we cover:

  • The 1 simple trick you can do that will yield the most savings at the grocery store
  • Why she doesn’t really like couponing
  • How to save money on natural and organic foods
  • The truth about shopping at Costco/Sams and who benefits from it

#01 – How to find your calling/purpose in life with Jeff Goins


Jeff Goins discusses why you are unlikely to find your purpose. We also talk about:

  • Why hating your job is actually a good thing when it comes to discovering your purpose
  • How to find the balance between never thinking about your purpose and overthinking it
  • A practical and simple strategy that you can use to get clues of your life’s calling
  • How tragedy can sometimes provide great clues about our purpose
  • Why you can’t necessarily be whatever you want if you just put your mind to it
  • Why Jeff wrote The Art of Work and who would most benefit from it

You can find Jeff at

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