Tuition. Fees. Books. It all adds up! College can be ridiculously expensive, but it doesn’t have to be. Don’t accept the idea that you’re going to pay an arm and a leg for college. You can go to college for free.
For many of us, our smartphone is the greatest productivity tool we’ve ever owned. Apps like Todoist, Evernote, and Dropbox make it easier than ever to plan, stay organized, and keep track of our lives. At the same time, our cell phone can be one of our greatest enemies. An interruption from a cell phone […]
It was 5:30 at night, I was in my work clothes, the kids were cranky, we were all hungry, and I found myself standing in front of the refrigerator again, waiting for something to happen (specifically a healthy meal to jump onto the table leaving us happy and satisfied). After months of this scenario on […]
Working from home is an excellent option for people who want to be with their families and still earn a living. When you work from home you can usually build a lot of flexibility into your schedule so that you can attend school functions for your children, care for sick family members, and tend to your household responsibilities . . . .
Spanish is a fantastic language to learn (it’s one of the top spoken languages in the world), but it isn’t always easy. Besides the difficultly of learning a new language, there are cost considerations. Taking Spanish classes at a university or community college certainly costs money – not to mention transportation costs. Thankfully, the internet has made learning a new language convenient and, in some cases, free.
In his State of the Union Address in January 2014, President Barack Obama unveiled what he hopes will be a solution to the retirement program. A retirement account called the MyRA is aimed at those who don’t have employer-sponsored retirement accounts, but it will also be available to those with employer plans. The MyRA is also designed to encourage saving due to its low barrier to entry.
Pete Carroll, head coach of the NFL Seattle Seahawks just made a controversial decision. His starting quarterback will not be Matt Flynn, the expensive free agent pickup. Rather, it will be Russell Wilson, the unproven Wisconsin rookie they drafted in the third round of the 2012 draft, because he wasn’t a “classic NFL” type of quarterback like Andrew Luck. What can we derive from Pete Carroll about investing?
Have you ever been called by a collector? It’s not a pleasant experience. I’ve only received one collection call, but it was terrifying. I was in my early 20’s, already had a decent amount of debt, a reasonably expensive mortgage, and had recently quit my job to pursue one of my hair-brained million dollar schemes. Oops. Anyway, I was 30+ days past due on my mortgage, so I received a call from the mortgage company.
It’s official. Everybody who has a 401(k) will now have access to the total amount of fees they’re paying each quarter and that’s great news . . . but . . . will the information make the impact that it should or will it be another in the long list of disclosure statements Americans receive but don’t read?
Do you have time to market your home, do you have the knowledge to accurately price your home, figure out all of the paperwork required with listing and closing, and stage your home to make it ready for showings? Much of this is accomplished by a quality realtor for those people who don’t have the time or the knowledge to do it at a professional level.
Churches exist to develop people in the Christian faith and to spread the message of the Gospel. While the Word of God is free, often times spreading the good news is not and it takes money to do so. So why don’t all Christians support their church?
When it comes to impacting your community with the message of Christ, the internet is often considered one of the ultimate tools. With the spread of social networking sites and mobile devices, nearly everyone can be reached instantly online. Unfortunately, many churches today are not fully harnessing the power of the internet. One way that churches can connect and grow their impact in their communities is by leveraging the use of email marketing…
It wasn’t that long ago when natural gas wasn’t the bargain that it is today. It was only a few years that natural gas was nearly $11 per thousand cubic feet or Mcf but now, in the first quarter of 2012, the fuel has hit a low of $2.08 per Mcf. The reason for this drop in prices is simple to understand but what is even more important is how it will affect the average American consumer in the future . . . .
Foreclosures are at an all time high. Millions of people have had their American dream turn into a nightmare. There are few things as devastating than the loss of your home. As dark as things may look if you have faced foreclosure, all is not lost. It might not feel like it now, but there is life after foreclosure. If you follow a few simple steps, before long you can have your credit rating back on track and even qualify for another mortgage.
According to a report in the Christian Post, church membership is down in the two largest Christian denominations. While the article admits that further research needs to be done to answer the question “why”, the report does state that “church-goers” who are in their 20s and 30s may attend a congregation but “resist” joining them.
At the end of 2011, there are several tax provisions that are expiring. This may be the last opportunity to use these provisions between now and January 1, 2012. Hurry!
If you have flood insurance, your coverage may be at risk and if you are considering coverage, this program may not be available to you in future years if the program’s balance sheet isn’t shored up. Let’s take a look at what you need to know about the Federal flood insurance program.
If you’re anything like me, chances are that you are the type of person that can get passionate about a thousand different things at once. It’s often been said that I could get passionate about a spoon if I wanted to . . . meaning that whatever I focus my attention on at that moment can become something that I can get excited about and want to share with others! It may sound silly, but have you ever met anyone like that?
This is how a dedicated checking account is helping us give more this year! Honor the Lord with your wealth, with the first fruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine. Proverbs 3:9-10 (NIV) Pay the Lord First “Pay yourself first” Many financial planning […]
I couldn’t wait for that first real paycheck. I just knew that it would pay for my entire college career; or, at least, my freshman year. Was I ever in for a shock! I had worked two full weeks, about 7 hours each day, in the hot summertime, dealing with on-the-job training, some rude customers, and those pesky ice cream machines. And my reward? An already small paycheck, that had all sorts of money taken out of it! Here is what I’ve learned . . .